Loading…
Loading…
Michigan · Nonprofit
CINNAIRE LENDING CORPORATION (Michigan) is funded by 7 grantmakers whose IRS filings report $14,708,771 in grants to it, the largest being JPMORGAN CHASE FOUNDATION ($5,000,000). 3 of them have funded it in more than one year.
Against its field
CINNAIRE LENDING CORPORATION runs a healthier operating margin than three-quarters of the 668 housing & shelter nonprofits its size.
this organization peer median middle 50% of peers· 668 housing & shelter nonprofits $10M–$100M, FY2024
Revenue, expenses and net assets — each indexed to 100 at its first filing year, so you read the trajectory, not the magnitude. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
The funding model — what share of revenue comes from contributions, programs, investments and other sources — and whether it's shifting.
Government-grant reliance: 2024 37%. Grants only — government contracts and fees sit inside program revenue.
44% of CINNAIRE LENDING CORPORATION’s revenue is contributions — more donation-reliant than the typical peer (12% for the typical peer).
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 8 reported years ran a deficit.
$124k from 2 funders in 2024, up from $6.5M and 2 in 2019.
From the IRS filings of CINNAIRE LENDING CORPORATION’s funders (the co-funder graph). Association, not causation.
CINNAIRE LENDING CORPORATION leans on a few funders — its largest provides 34% of grant income and the top three 95%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
Largest funder’s share by year: 2019 62% · 2020 100% · 2021 89% · 2022 98% · 2023 100% · 2024 81% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration.
CINNAIRE LENDING CORPORATION draws 100% of its grant income from funders outside Michigan — its reputation reaches beyond the state, across 5 states in all.
In-state vs out-of-state, by year
Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first.
From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.
Nonprofits whose mission and program text most resemble this one, by semantic similarity over the universe of US filings — the closest peers, and often the clearest route to shared or prospective funders.
Read directly from this organization’s own Form 990, as neutral context.
79% of spending goes to programs.
84%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Operates in 1 state
Part of a family of 2 related entities
Every figure is read directly from IRS Form 990 / 990-PF e-file XML — this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 7funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. view filing