Massachusetts · Nonprofit
Community Finance Inc (FKA Giving Credit Inc)
Community Finance Inc (FKA Giving Credit Inc) (Massachusetts) receives grants from 4 organizations whose IRS filings report $255,000 to it, the largest being FII - NATIONAL ($100,000). 0 of them have funded it in more than one year.
Against its field
Community Finance Inc (FKA Giving Credit Inc) is better cushioned than half of the 2,133 public benefit nonprofits its size.
this organization peer median middle 50% of peers· 2,133 public benefit nonprofits under $100k, FY2025
Three funders worth looking at
Grantmakers with no record of funding this organization, ranked by how strongly the co-funder graph and the mission embeddings agree. The evidence is in section 03.
- Education Leaders of Color Incshared funders
- Opportunity Finance Networkportfolio match
- Cba Fundportfolio match
The organization over time
Each line starts at 100 in 2024, so what you read is the shape rather than the size: 150 means half as much again as 2024, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
100% of Community Finance Inc (FKA Giving Credit Inc)’s revenue is contributions — more reliant on donations than three-quarters of its peers (97% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 2 reported years ran a deficit.
reserve
Who funds it, year by year
Grant support over time, funder by funder — shade shows the grant size each year.
From the IRS filings of Community Finance Inc (FKA Giving Credit Inc)’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
Community Finance Inc (FKA Giving Credit Inc) leans on a few funders — its largest provides 39% of grant income and the top three 94%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
61% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Community Finance Inc (FKA Giving Credit Inc).
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
Community Finance Inc (FKA Giving Credit Inc) draws 100% of its grant income from funders outside Massachusetts, across 3 states in all.
Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Funders to approach
Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first.
- Education Leaders of Color Incshared fundersCA · backs 10 organizations that share your funders
- Opportunity Finance Networkportfolio matchits grantees resemble your mission
- Cba Fundportfolio matchits grantees resemble your mission
- Community Reinvestment Fund Incportfolio matchits grantees resemble your mission
- Financial Health Network Incportfolio matchits grantees resemble your mission
- Metro Credit Unionportfolio matchits grantees resemble your mission
- Great Rivers Community Trustportfolio matchits grantees resemble your mission
- Common Futureportfolio matchits grantees resemble your mission
- Realize Impactportfolio matchits grantees resemble your mission
- Sorenson Impact Foundationportfolio matchits grantees resemble your mission
- Center for Community Self-Helpportfolio matchits grantees resemble your mission
- Accion Opportunity Fund Community Developmentportfolio matchits grantees resemble your mission
From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.
Organizations like Community Finance Inc (FKA Giving Credit Inc)
Nonprofits whose mission and program text most resemble this one, by semantic similarity over the universe of US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Massachusetts
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
100% of spending goes to programs.
Governance
Public support
100%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for Community Finance Inc (FKA Giving Credit Inc): IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds Community Finance Inc (FKA Giving Credit Inc)?
- Community Finance Inc (FKA Giving Credit Inc) (Massachusetts) receives grants from 4 organizations whose IRS filings report $255,000 to it, the largest being FII - NATIONAL ($100,000). 0 of them have funded it in more than one year.
- How many funders does Community Finance Inc (FKA Giving Credit Inc) have?
- IRS filings report 4 organizations giving $255,000 in grants to Community Finance Inc (FKA Giving Credit Inc).
- Who is the largest funder of Community Finance Inc (FKA Giving Credit Inc)?
- FII - NATIONAL is the largest funder on record, with $100,000 in grants. The full list of funders is on this page.
- How can an organization like Community Finance Inc (FKA Giving Credit Inc) find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Massachusetts. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2024–2025), and the filings of 4funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported August 27, 2026. What this page cannot tell you · view filing