Massachusetts · Nonprofit
Community Finance Inc (FKA Giving Credit Inc)
Community Finance Inc (FKA Giving Credit Inc) (Massachusetts) receives grants from 4 organizations whose IRS filings report $255,000 to it, the largest being FII - NATIONAL ($100,000). 0 of them have funded it in more than one year.
- Revenue FY2025
- $15k
- Funders on record
- 4
- Grants received
- $255k
- Net assets
- $66k
What Community Finance Inc (FKA Giving Credit Inc) does
Mission
The organizations mission is to recognize and capitalize economic mutual aid infinancially excluded low income communities where everyone has access to highquality and low interest wealth building products
As stated on its FY2025 Form 990.
Program
The organization engaged 430 users tracking $60,000 in peer credit and $45,000 in peer to peer lending transactions;launched a rewards programs and development partnerships with other social impact organizations that provided $36,000 in capital through rewards and loan loss insurance
$55,673 spent$15,223 earned by the program100% of program spending
The program described on its FY2025 Form 990. Program spending in total: $55,673.
The organization over time
Each line starts at 100 in 2024, so what you read is the shape rather than the size: 150 means half as much again as 2024, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $106k to $66k (−38%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
100% of Community Finance Inc (FKA Giving Credit Inc)’s revenue is contributions — more reliant on donations than three-quarters of its peers (97% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 2 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
David Henderson
CEO
As listed on its FY2025 Form 990.
Who funds it, year by year
Grant support over time, funder by funder — shade shows the grant size each year.
From the IRS filings of Community Finance Inc (FKA Giving Credit Inc)’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
Community Finance Inc (FKA Giving Credit Inc) leans on a few funders — its largest provides 39% of grant income and the top three 94%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
61% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Community Finance Inc (FKA Giving Credit Inc).
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
Community Finance Inc (FKA Giving Credit Inc) draws 100% of its grant income from funders outside Massachusetts, across 3 states in all.
Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
Community Finance Inc (FKA Giving Credit Inc) is better cushioned than half of the 2,277 public benefit nonprofits its size.
this organization peer median middle 50% of peers· 2,277 public benefit nonprofits under $100k, FY2025
Organizations like Community Finance Inc (FKA Giving Credit Inc)
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Massachusetts
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
100% of spending goes to programs.
Governance
Public support
100%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for Community Finance Inc (FKA Giving Credit Inc): IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds Community Finance Inc (FKA Giving Credit Inc)?
- Community Finance Inc (FKA Giving Credit Inc) (Massachusetts) receives grants from 4 organizations whose IRS filings report $255,000 to it, the largest being FII - NATIONAL ($100,000). 0 of them have funded it in more than one year.
- How many funders does Community Finance Inc (FKA Giving Credit Inc) have?
- IRS filings report 4 organizations giving $255,000 in grants to Community Finance Inc (FKA Giving Credit Inc).
- Who is the largest funder of Community Finance Inc (FKA Giving Credit Inc)?
- FII - NATIONAL is the largest funder on record, with $100,000 in grants. The full list of funders is on this page.
- How can an organization like Community Finance Inc (FKA Giving Credit Inc) find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Massachusetts. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2024–2025), and the filings of 4 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing