Colorado · Nonprofit
YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION
YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION (Colorado) receives grants from 62 organizations whose IRS filings report $4,296,738 to it, the largest being THE DENVER FOUNDATION ($609,789). 40 of them have funded it in more than one year.
- Revenue FY2024
- $3.0M
- Funders on record
- 62
- Grants received
- $4.3M
- Net assets
- $3.5M
What Young Americans Center for Financial Education does
Mission
Young Americans Center for Financial Education is committed to developing the financial literacy of young people through real-life experiences and hands-on programs purposefully designed to enable them to prosper in our free enterprise system. Since 1989, more than 926,700 youth have benefited from these nonprofit programs that build life skills, work skills, and financial self-sufficiency.
As stated on its FY2024 Form 990.
Programs
Young ameritowne is a hands-on program that introduces 5th graders from elementary schools throughout colorado to our free enterprise system. The thirty-seven lesson curriculum taught in the school by the teacher culminates when the students run a life-like town of up to 17 businesses for a day, bringing their learning to life and experiencing free enterprise first-hand. Participation: 31,384 during 2024.
$1,291,805 spent$619,799 earned by the program50% of program spendingInternational towne is a one-of-a-kind program that introduces middle school students to the financial realities of the global marketplace. After weeks of classroom lessons and activities, the students-turned-world-citizens come to international towne to run the sixteen-country world for a day, experiencing the economic concepts of global trading, currency exchange, importing and exporting, and cultural values. Participation: 7,822 students during 2024.
$287,596 spent$169,210 earned by the program11% of program spendingYoung Americans Center for Financial Education also offers a variety of entrepreneurship training programs through our youthbiz division. Serving denver-area youth ages 11 to 18 with targeted focus on those from low-income, underserved schools and neighborhoods, youth learn the foundations of business and entrepreneurship enabling them to identify opportunities and to develop products and services that create value. Youthbiz offers two programs, startup and out-of-the-box. Startup is an entry level program designed to teach youth the basics of entrepreneurship including need identification, prototype development and business pitch. Youthbiz out-of-the-box takes students further into the production and sales cycles with real retail opportunities, such as our youthbiz marketplace. In 2024 youthbiz extended its reach beyond denver, bringing its vibrant marketplace to colorado's western slopes for the first time in years, serving 3,616 students.
$468,786 spent$22,272 earned by the program18% of program spendingThe organization also conducted a variety of community outreach programming including money matters classes, tours and presentations. Rural Young Americans Center for Financial Education, llc in wray, colorado offers rural young ameritowne to schools in eastern colorado and across the borders of kansas and nebraska. Students attended rural young americans in 2024. In addition, Young Americans Center for Financial Education runs weekly day camps throughout the summer. Themes for the camps include personal finance and banking, free enterprise, global economics and entrepreneurship. Summer camp participation was 818 youth in 2024.
$550,431 spent$241,991 earned by the program21% of program spending
The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $2,598,618.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $3.6M to $4.2M (+17%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2024 3%. Grants only. Government contracts and fees sit inside program revenue.
60% of YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION’s revenue is contributions — more donation-reliant than the typical peer (13% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Dustin Zvonek
Pres. & CEO
Board chair
Norm Franke
Chairman
As listed on its FY2024 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 12 funders to 26 funders, grant income rose $191k → $704k.
14 of 62 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 39% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
Left out of every figure on this page: $374k from one payer (the payer shares this organization's board, largest Young Americans Education Foundation). These are real filings, and they are not money YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION raised.
From the IRS filings of YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION’s funders (the co-funder graph). Top 30 of 62 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION has a broad base — no single funder exceeds 14% of grant income, and it takes 7 funders to reach half.
the vertical line marks half of all grant income — 7 funders to its left
55% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION.
Largest funder’s share by year: 2017 30% · 2018 37% · 2019 14% · 2020 19% · 2021 10% · 2022 15% · 2023 43% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
48% of YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION's funders are still giving 3 years after their first grant; 65% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
68% of YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION's grant income comes from Colorado funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $1.7M arriving through sponsors registered in 10 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION holds deeper cash reserves than three-quarters of the 2,732 recreation & sports nonprofits its size.
this organization peer median middle 50% of peers· 2,732 recreation & sports nonprofits $1M–$10M, FY2024
Organizations like YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Colorado
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
77% of spending goes to programs.
Governance
Public support
82%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Part of a family of 3 related entities
- Rural Young Americans Center for Fi · disregarded
- Young Americans Education Fndn · exempt
- Young Americans Bank · corp_trust
Screen this organization
A dated, signed PDF of the compliance screen for YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION?
- YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION (Colorado) receives grants from 62 organizations whose IRS filings report $4,296,738 to it, the largest being THE DENVER FOUNDATION ($609,789). 40 of them have funded it in more than one year.
- How many funders does YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION have?
- IRS filings report 62 organizations giving $4,296,738 in grants to YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION, 40 of which have funded it in more than one year.
- Who is the largest funder of YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION?
- THE DENVER FOUNDATION is the largest funder on record, with $609,789 in grants. The full list of funders is on this page.
- How can an organization like YOUNG AMERICANS CENTER FOR FINANCIAL EDUCATION find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Colorado. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 62 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing