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New Jersey · Nonprofit

UNITED WAY OF BERGEN COUNTY

UNITED WAY OF BERGEN COUNTY (New Jersey) receives grants from 66 organizations whose IRS filings report $6,406,164 to it, the largest being PSEG FOUNDATION INC ($2,927,658). 42 of them have funded it in more than one year.

Revenue FY2025
$14M
Funders on record
66
Grants received
$6.4M
Net assets
$24M
42/66 repeat funderspeak grant-dependency 10%
01What it does

What United Way of Bergen County does

Mission

The mission of bergen county's united way is to connect community members in need with resources through nj211, to stabilize families on the verge of losing their housing through the compassion fund and to develop affordable housing for seniors, veterans, families and adults with developmental disabilities.

As stated on its FY2025 Form 990.

Programs

  1. Uwbc processes several workplace giving campaigns. As part of this workplace, giving employees can choose to designate their donation to an organization that has been determined to be an irs approved 501(c)(3) organization.

    $12,297,635 spentof which $12,297,635 as grants
    95% of program spending

  2. Affordable housing bergen county's united way works to address the affordable housing crisis in northern and central new jersey by building safe and affordable housing for seniors, veterans, working families and adults with disabilities (I.e., down syndrome, autism, and multiple sclerosis). The organization manages all aspects of development from site acquisition and financing to construction and service coordination. Bergen county's united way has built 47 affordable housing projects these projects serve over 1,100 seniors, families and adults with developmental disabilities each day. Another 8 developments are under construction.

    $592,540 spentof which $37,631 as grants$251,246 earned by the program
    5% of program spending

  3. Nj211 bergen county's united way provides oversight of the nationally accredited nj211 information and referral system. Access to nj211 is free, confidential, multilingual, and always open. Nj211 connects these callers to its network of over 2100 agencies that provide more than 5,900 services such as mental health counseling, food assistance and homelessness prevention. In 2024, nj211 helped over 382,000 people find health and human service resources in local communities throughout new jersey.

    $53,111 spentof which $127,145 as grants
    0% of program spending

The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $12,943,286.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($18M) Expenses 100 ($18M) Net assets 100 ($7.4M)2018 Revenue 104 ($19M) Expenses 104 ($19M) Net assets 111 ($8.2M)2019 Revenue 82 ($15M) Expenses 83 ($15M) Net assets 128 ($9.5M)2020 Revenue 97 ($17M) Expenses 97 ($17M) Net assets 196 ($14M)2021 Revenue 96 ($17M) Expenses 98 ($18M) Net assets 262 ($19M)2022 Revenue 91 ($16M) Expenses 90 ($16M) Net assets 291 ($22M)2023 Revenue 82 ($15M) Expenses 86 ($15M) Net assets 306 ($23M)2024 Revenue 81 ($15M) Expenses 81 ($15M) Net assets 315 ($23M)2025 Revenue 77 ($14M) Expenses 78 ($14M) Net assets 326 ($24M)
'17'18'19'20'21'22'23'24'25
Revenue (77)Expenses (78)Net assets (326)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $23M to $28M (+23%).

$20M
$20M
$19M
$23M
$28M
$30M
$31M
$31M
$32M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 1% · 2018 1% · 2019 1% · 2021 2% · 2022 0% · 2023 2%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 5 of the last 9 reported years ran a deficit.

$96k
’17
$2k
’18
−$118k
’19
−$21k
’20
−$348k
’21
$139k
’22
−$685k
’23
$267
’24
−$86k
’25
2.1
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Thomas Toronto

President & CEO

Board chair

Peter J Ingrasci

Chair

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed161516151515161614
Joined·+0+1+2+0+0+2+1+2
No longer listed·10300114
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 16 funders to 23 funders, grant income rose $158k → $1.3M.

Funder
'17
'18
'19
'20
'21
'22
'23
'24*
'25*
'26*
total
FjcDAF
$35k
funders
16
20
23
26
20
17
23
20
12
1

18 of 66 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 25% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

Left out of every figure on this page: $3.0M from one payer (the same organization on both sides, largest United Way of Bergen County). These are real filings, and they are not money UNITED WAY OF BERGEN COUNTY raised.

From the IRS filings of UNITED WAY OF BERGEN COUNTY’s funders (the co-funder graph). Top 30 of 66 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

UNITED WAY OF BERGEN COUNTY leans on a few funders — its largest provides 46% of grant income and the top three 59%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

34% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund UNITED WAY OF BERGEN COUNTY.

46%
largest funder
59%
top three
~4
effective funders

Largest funder’s share by year: 2017 21% · 2018 18% · 2019 45% · 2020 58% · 2021 23% · 2022 81% · 2023 76% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

36% of UNITED WAY OF BERGEN COUNTY's funders are still giving 3 years after their first grant; 64% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

78% of UNITED WAY OF BERGEN COUNTY's grant income comes from New Jersey funders.

ME
MI
NY
OH
PA
NJ
CT
MO
MD
DE
NC
SC
DC
TX
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
New Jersey out of state home

Funder states come from each funder’s own filing. $1.6M arriving through sponsors registered in 14 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Government funding UNITED WAY OF BERGEN COUNTY receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $7k on record.

State$7k
06
07
Top programs
  • DIRECT STATE SERVICES - NON-SALARY$7k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like UNITED WAY OF BERGEN COUNTY

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In New Jersey

United Way of Hudson County87%United Way of Greater Mercer County86%Nj 2-1-1 Partnership a New Jersey Nonprofit Corporation85%United Way of Essex & West Hudson D/B/A United Way of Greater Newark85%United Way of Monmouth and Ocean Counties84%United Way of Northern New Jersey Inc84%Irvington Uaw Housing Corporation Dba Edward and Lois Gray Apartments84%Housing Partnership for Morris County Inc83%

Nationally

United Way of Ulster County Inc88%United Way of Hudson County87%United Way of Broome County Inc86%United Way of Greater Mercer County86%United Way of the Greater Triangle Inc85%Nj 2-1-1 Partnership a New Jersey Nonprofit Corporation85%United Way of Essex & West Hudson D/B/A United Way of Greater Newark85%United Way of the Coastal Empire85%
05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

93% of spending goes to programs.

Program 93%Management 4%Fundraising 2%

Governance

11
board members
91%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

46%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

NJ

Screen this organization

A dated, signed PDF of the compliance screen for UNITED WAY OF BERGEN COUNTY: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds UNITED WAY OF BERGEN COUNTY?
UNITED WAY OF BERGEN COUNTY (New Jersey) receives grants from 66 organizations whose IRS filings report $6,406,164 to it, the largest being PSEG FOUNDATION INC ($2,927,658). 42 of them have funded it in more than one year.
How many funders does UNITED WAY OF BERGEN COUNTY have?
IRS filings report 66 organizations giving $6,406,164 in grants to UNITED WAY OF BERGEN COUNTY, 42 of which have funded it in more than one year.
Who is the largest funder of UNITED WAY OF BERGEN COUNTY?
PSEG FOUNDATION INC is the largest funder on record, with $2,927,658 in grants. The full list of funders is on this page.
How can an organization like UNITED WAY OF BERGEN COUNTY find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in New Jersey. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 66 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing