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New Jersey · Nonprofit

UNITED WAY OF NORTHERN NEW JERSEY INC

UNITED WAY OF NORTHERN NEW JERSEY INC (New Jersey) receives grants from 106 organizations whose IRS filings report $25,748,021 to it, the largest being NATIONAL PHILANTHROPIC TRUST ($10,031,250). 66 of them have funded it in more than one year, and 57% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$9.4M
Funders on record
106
Grants received
$26M
Net assets
$16M
66/106 repeat funderspeak grant-dependency 65%
01What it does

What United Way of Northern New Jersey Inc does

Mission

Our mission is to make alice the trusted standard for measuring financial hardship by equipping nonprofits, governments, businesses, and academic institutions with consistent, evidence-based data. We aim to empower communities and stakeholders to develop informed strategies and solutions that drive meaningful, lasting change. This includes how financial insecurity is understood and discussed moving beyond outdated labels to an accurate, inclusive narrative that reflects the realities of millions.

As stated on its FY2025 Form 990.

Programs

  1. United in care:at united way, we believe that providing all children with a quality early education and bolstering the child care entrepreneurs who educate them supports a stronger workforce today and into the future. United in care addresses the complexities of the child care system from every angle. We offer a lifeline for both working families needing quality, affordable care, and for highly trained providers who work at low wages. Through tuition assistance, we ensure children from alice families have access to quality care that will set them up for lifelong success. And for child care providers, we deliver technical assistance, capital support, quality training, and access to a peer network, helping their businesses thrive.

    $3,374,295 spent
    43% of program spending
  2. United for alice:united for alice is a driver of innovation, research and action to improve life across the country for alice and for all. Through the development of the alice measurements, a comprehensive, unbiased picture of financial hardship has emerged. Harnessing this data and research on the mismatch between low-paying jobs and the cost of survival, alice partners convene, advocate, and collaborate on solutions that promote financial stability at local, state and national levels. This grassroots alice movement, led by united way of northern new jersey, has spread to 40 states and includes united ways, corporations, nonprofits and foundations.

    $1,465,065 spent
    19% of program spending
  3. Financial empowerment:we believe that putting in a hard day's work should mean that alice workers can afford basic bills and set aside savings to support their families on good days and bad. Nearly one-third of northern new jersey households are walking a financial tightrope, unable to meet expenses, deal with unexpected hardships, and save for the future. We provide hands-on services and education to empower local families on their path to financial stability. We offer free financial education workshops on a range of topics, in both spanish and english. And we deliver a free tax preparation program that ensures our clients receive free irs-qualified tax preparation. During tax filing season, those without sufficient knowledge of tax laws or the resources to hire a tax preparer can be at a disadvantage. Individuals and families might miss out on programs, credits and deductions that could help lower their tax liability or result in a refund that could help pay down bills or create savings for future emergencies. We ensure all appropriate deductions and credits are claimed to maximize refunds.

    $1,394,323 spentof which $598,012 as grants
    18% of program spending
  4. Alice at work: united for alice at work helps businesses implement policies that enhance workforce success and sustainability. Partnering with local united ways and forward-thinking companies, we help employers build strategies to reduce turnover, increase retention and boost engagement.with 42% of u.s. Households facing financial instability, alice workers struggle daily to make ends meet. Alice at work responds by offering a comprehensive program for business leaders. The program helps employers understand their workforce through the lens of data and human experience, which fosters dignity, resilience and opportunity.alice@work provides key offerings, including:- company data report.- dynamic, real-time course facilitation led by an expert trainer engages participants in interactive sessions, either virtually or in-person. This approach helps businesses refine internal strategies and gain deeper insights into employees' experiences, while ensuring responsiveness to participants' needs.- 12-month engagement on action planning.

    $844,625 spentof which $2,322,135 as grants
    11% of program spending
  5. Alice in crisis:as many alice households are unable to establish savings, one emergency be it a job loss, a natural disaster or an illness can spell financial ruin for alice households. Recovering from such a financial blow can be far more costly in the long term than preventing a downward spiral. That's why we're working to address crisis resilience in communities with fragile infrastructure. We work to empower alice households, building their resiliency in the face of an everyday crisis or natural disaster. We provide critical information and resources, invest in immediate relief, and help lead long-term recovery efforts.

    $536,460 spent
    7% of program spending
  6. General community supports:united way of northern new jersey is fueling a movement that's driving meaningful change for alice families in our state and across the country. Today, the alice movement has expanded to include partners in 40 states and the district of columbia. We are achieving this locally and across the country through our unbiased data insights, innovative solutions and on-the-ground impact. - we produce data at the national, state and local levels, equipping partners in 40 states to advocate, educate and champion change.- we host a biannual national alice summit that convenes partners from across the country to inspire and inform the movement with the latest data, trends and replicable solutions - we raise alice's profile by amplifying alice voices in the news, at events, and on social media.- we develop evidence-based solutions that are growing the availability of child care in new jersey and partnering with employers to improve life for alice workers around the country.- we are building resilience for alice families and our communities through education, free services and financial relief.- we organize volunteers and in-kind donations, collecting school supplies,…

    $248,864 spent
    3% of program spending

The 6 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $7,863,632.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($11M) Expenses 100 ($12M) Net assets 100 ($7.0M)2018 Revenue 80 ($8.5M) Expenses 83 ($9.7M) Net assets 71 ($5.0M)2019 Revenue 68 ($7.3M) Expenses 70 ($8.2M) Net assets 54 ($3.8M)2020 Revenue 83 ($8.8M) Expenses 75 ($8.7M) Net assets 53 ($3.7M)2021 Revenue 177 ($19M) Expenses 68 ($7.8M) Net assets 220 ($15M)2022 Revenue 99 ($10M) Expenses 81 ($9.4M) Net assets 190 ($13M)2023 Revenue 83 ($8.8M) Expenses 83 ($9.7M) Net assets 197 ($14M)2024 Revenue 83 ($8.8M) Expenses 83 ($9.7M) Net assets 215 ($15M)2025 Revenue 89 ($9.4M) Expenses 89 ($10M) Net assets 222 ($16M)
'17'18'19'20'21'22'23'24'25
Revenue (89)Expenses (89)Net assets (222)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $5.0M to $18M (+262%).

$8.2M
$5.3M
$4.2M
$5.0M
$18M
$17M
$20M
$19M
$20M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 1% · 2018 1% · 2019 1% · 2021 4% · 2022 7% · 2024 26% · 2025 24%. Grants only. Government contracts and fees sit inside program revenue.

96% of UNITED WAY OF NORTHERN NEW JERSEY INC’s revenue is contributions — more donation-reliant than the typical peer (82% for the typical peer).

This organization
Typical peer · 3,053 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 6 of the last 9 reported years ran a deficit.

−$973k
’17
−$1.2M
’18
−$888k
’19
$96k
’20
$11M
’21
$1.1M
’22
−$867k
’23
−$874k
’24
−$878k
’25
2.2
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Kiran Handa Gaudioso

CEO

Board chair

Sarah Lechner

Chair

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed241916162525333436
Joined·+4+3+2+11+3+9+8+2
No longer listed·96223170
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 20 funders to 49 funders, grant income rose $749k → $2.3M.

14 of 106 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 57% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of UNITED WAY OF NORTHERN NEW JERSEY INC’s funders (the co-funder graph). Top 30 of 106 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

UNITED WAY OF NORTHERN NEW JERSEY INC has a broad base — no single funder exceeds 39% of grant income, and it takes 3 funders to reach half.

the vertical line marks half of all grant income — 3 funders to its left

62% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund UNITED WAY OF NORTHERN NEW JERSEY INC.

39%
largest funder
59%
top three
~5
effective funders

Largest funder’s share by year: 2017 30% · 2018 38% · 2019 35% · 2020 37% · 2021 82% · 2022 51% · 2023 18% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

44% of UNITED WAY OF NORTHERN NEW JERSEY INC's funders are still giving 3 years after their first grant; 62% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

57% of UNITED WAY OF NORTHERN NEW JERSEY INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $11M that is directly attributable, 64% of it comes from funders outside New Jersey, across 23 states.

ME
IL
MI
NY
MA
IA
IN
OH
PA
NJ
CT
CA
MO
MD
DE
KS
AR
NC
DC
LA
GA
TX
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
New Jersey out of state home

Funder states come from each funder’s own filing. $15M arriving through sponsors registered in 11 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

UNITED WAY OF NORTHERN NEW JERSEY INC receives grants from 106 organizations whose IRS filings report $26M to it.

Operating margin−9% · bottom quartile
Months of reserve2.2mo · below the median
Revenue growth (annualized)−2% · bottom quartile

this organization peer median middle 50% of peers· 1,645 philanthropy nonprofits $1M–$10M, FY2025

Government funding UNITED WAY OF NORTHERN NEW JERSEY INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $2.4M on record.

Federal$2.4M
grants $2.4Mcontracts $0
18
19
20
21
22
23
24
25
26
Top agencies
  • Department of the Treasury$1.8M
  • Small Business Administration$642k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like UNITED WAY OF NORTHERN NEW JERSEY INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In New Jersey

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

76% of spending goes to programs.

Program 76%Management 7%Fundraising 17%

Governance

23
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

95%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

NJ

Screen this organization

A dated, signed PDF of the compliance screen for UNITED WAY OF NORTHERN NEW JERSEY INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds UNITED WAY OF NORTHERN NEW JERSEY INC?
UNITED WAY OF NORTHERN NEW JERSEY INC (New Jersey) receives grants from 106 organizations whose IRS filings report $25,748,021 to it, the largest being NATIONAL PHILANTHROPIC TRUST ($10,031,250). 66 of them have funded it in more than one year, and 57% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does UNITED WAY OF NORTHERN NEW JERSEY INC have?
IRS filings report 106 organizations giving $25,748,021 in grants to UNITED WAY OF NORTHERN NEW JERSEY INC, 66 of which have funded it in more than one year.
Who is the largest funder of UNITED WAY OF NORTHERN NEW JERSEY INC?
NATIONAL PHILANTHROPIC TRUST is the largest funder on record, with $10,031,250 in grants. The full list of funders is on this page.
How can an organization like UNITED WAY OF NORTHERN NEW JERSEY INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in New Jersey. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 106 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing