GREATER FOX CITIES AREA HABITAT FOR HUMANITY INC

Programs

1. Homeownership program: families in need of a decent place to live build safe and affordable homes in partnership with us. Habitat houses are modestly sized. They are large enough for the homeowner family's needs, but small enough to keep construction and maintenance costs affordable. By using labor of volunteers and prospective homeowners, employing efficient building methods, keeping house sizes modest, using donated construction materials and appliances, and issuing 0% interest loans, habitat makes its houses affordable for low-income families to purchase. Affordable homeownership helps create the conditions that free families from instability, stress and fear, and encourage self-reliance and confidence. Studies show that strong and stable households are foundational to child development and growth. When a home fosters instead of hinders health and safety, families can flourish. Owning an affordable home also allows homeowners to lift up their entire family by saving for their futures and investing in educational opportunities, bolstering job opportunities and career growth. During the fiscal year, 17 families achieved home ownership through our homeownership program.

   $7,778,588 spentof which $2,343,553 as grants$4,418,640 earned by the program
   65% of program spending

2. Restore program: the "restore," is a home improvement and donation center selling new and genly used furniture, appliances, home goods, building materials and more. Donated products are sold to the general public at less than 50% of the retail cost. The restore has three primary benefits. First, profits from sales fund the building of additional homes for qualified families. Second, we divert waste products from the landfill and encourage reuse and recycling. Last year, nearly 507 tons of material were diverted from the landfill. Finally, discounted products allow families and property owners to make upgrades to their own homes they may not otherwise be able to afford.

   $955,640 spent$57,196 earned by the program
   8% of program spending

3. Rock the block and home preservation programs: through our rock the block work, we select a neighborhood and partner locally with residents, municipalities, community partners and volunteers to revitalize community spaces, homes, schools and buildings through smaller-scale repairs and beautification projects in that neighborhood. Our home preservation program is an outreach initiative that seeks to provide a wide range of opportunities for low- to moderate-income homeowners, including veterans and seniors, who are struggling to maintain their homes because of age, disability or family circumstances. We partner with families to help them reclaim their homes with pride and dignity. The program allows families to stay in their home and avoid the uncertainty, trauma and expense of moving. Projects consist of interior and/or exterior repairs intended to alleviate critical health, life and safety issues or code violations. Greater fox cities area habitat for humanity staff serve as adocates for the families and help families find reputable contractors to complete the repairs. In addition, we offer services to mitigate the health risks from lead ingestion to eligible homeowners. We…

   $3,138,198 spentof which $2,647,383 as grants$55,258 earned by the program
   26% of program spending

4. Financial and homebuyer education programs: as part of the homeownership process, we believe education builds a more solid foundation for long-term personal success and helps alleviate any concerns or barriers on the path to homeonwership. During these education classes, we cover topics such as budgeting, credit cards and credit reports, debt and loans, saving, investing and planning for the future, emergency situations, mortgages, health and home safety, home maintenance and being a good neighbor. A more in-depth understanding of these important concepts is a tool that can be used to build a better future. In addition, each family in the program is offered a volunteer budget coach. In fiscal year 2025, 32 financial and homebuyer classes were held and over 60 hours of budget coaching were provided forfamilies in the program.almost home program: almost home provides financing counseling services to those actively working toward home ownership and partner families at risk of delinquency. Services of the program include assistance finding or improving employment, improving credit rating, budgeting and resolving family or health issues. In fiscal year 2025, 93 families were served…

   $86,028 spent$27,791 earned by the program
   1% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $11,958,454.