Illinois · Nonprofit
OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US
OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US (Illinois) receives grants from 239 organizations whose IRS filings report $89,384,415 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($11,584,318). 166 of them have funded it in more than one year, and 55% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $51M
- Funders on record
- 239
- Grants received
- $89M
- Net assets
- $30M
What Opportunity International Inc D/B/A Opportunity International-Us does
Mission
Opportunity international, inc., (opportunity), is a tax exempt, publicly supported faith-based corporation. By providing financial solutions, support and training, we equip people living in poverty in developing countries to build sustainable incomes, educate (see sch o) their children and escape generational poverty, in the process transforming their lives, their children's futures, and their communities. Opportunity's programs are financed through charitable donations, earned income from its banking operations and focused on deploying local funds and financial services, provided by partner banks and other financial institutions to its clients.
As stated on its FY2025 Form 990.
Programs
Opportunity international, inc., (opportunity), a tax-exempt organization, aims to equip people living in poverty in developing countries with the financial resources, skills and support they need to build sustainable incomes, educate their children and escape generational poverty. Opportunity holds a majority share in opportunity internationational savings and loan in ghana (oisl). Oisl is a leading savings and loan bank licensed by the bank of ghana in june 2004. The bank operates across 10 of the 16 regions in the country, advancing financial inclusion, using an innovative range of products and services. Oisl has over 699,000 customers reached, 38 branches, 503 merchants, 20 atm machines, and won over 52 awards for outstanding performance and outreach.
$12,954,381 spent$15,896,794 earned by the program29% of program spendingOpportunity operates worlwide through a global network of 148 financial institution partners as well as local implementing partners. Opportunity works in 28 countries, including 12 of the countries with the highest number of people living in extreme poverty. In 2025, oppportunity and its partners mobilized $1.9 billion in capital, reached 16.7 million unique clients, impacted 5 million school children, and supported 574,776 farmers.
$3,296,332 spentof which $3,296,332 as grants7% of program spendingOpportunity's education finance program aims to increase access to education by accelerating investments into affordable local schools and improve the quality of education by equipping school proprietors and teachers with training and resources. In 2025, opportunity reached 5 million children, released $292.5 million in loans provided to schools and learners, had over 5,232 schools participating in eduquality programs, and partnered with 106 financial institutions.
$9,657,395 spent22% of program spendingOpportunity implements its programs through a worldwide network of staff, branches, subsidiary banks and local nongovernmental organizations, as well as local implementing partners- commercial and nonprofit and microfinance institutions. Opportunity's programs are designed to maximize the local partner disbursement of loans, provision of savings accounts, remittance and others services to its clients, alongside the training and support provided by opportunity to them. Opportunity's objective is to increase empowerment, entrepreneurship and employability amongst bottom-of-the-pyramid households, as evidenced by an increase in regular income and quality of life standards. Opportunity maintains a minority equity interest and/or board representation in a number of key implementing partners to ensure a long term alignment of interest in serving the poor. Opportunity uses its charitable donations to invest equity, fund its direct operations, especially its education finance, agricultural finance, digital financial services and support its implementing partners. Its operating model results in the disbursed value of loans each year valuing on average 10 times the total charitable…
$18,548,932 spent42% of program spending
The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $44,457,040.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2018 to 2019, from $266M to $243M (−9%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 1% · 2018 0% · 2019 0% · 2021 2% · 2022 2% · 2023 2% · 2024 7% · 2025 4%. Grants only. Government contracts and fees sit inside program revenue.
65% of OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US’s revenue is contributions — more earned-revenue than three-quarters of its peers (96% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Board chair
Leann Pope
Chair
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 77 funders to 109 funders, grant income rose $6.3M → $15M.
59 of 239 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 55% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US’s funders (the co-funder graph). Top 30 of 239 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US has a broad base — no single funder exceeds 13% of grant income, and it takes 8 funders to reach half.
the vertical line marks half of all grant income — 8 funders to its left
65% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US.
Largest funder’s share by year: 2017 16% · 2018 13% · 2019 27% · 2020 12% · 2021 15% · 2022 10% · 2023 16% — broadly stable.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
51% of OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US's funders are still giving 3 years after their first grant; 69% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
55% of OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $40M that is directly attributable, 77% of it comes from funders outside Illinois, across 33 states.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $49M arriving through sponsors registered in 27 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US is better cushioned than half of the 174 international nonprofits its size.
this organization peer median middle 50% of peers· 174 international nonprofits $10M–$100M, FY2025
Government funding OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $9.6M on record.
- Agency for International Development$9.6M
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Illinois
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
87% of spending goes to programs.
Governance
Public support
92%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 30 states
Part of a family of 11 related entities
- Opportunity Transformation Investments · exempt
- Opportunity Inc · exempt
- Opportunity International Ghana · exempt
- Opportunity International Malawi · exempt
- Opportunity International Rwanda · exempt
Screen this organization
A dated, signed PDF of the compliance screen for OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US?
- OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US (Illinois) receives grants from 239 organizations whose IRS filings report $89,384,415 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($11,584,318). 166 of them have funded it in more than one year, and 55% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US have?
- IRS filings report 239 organizations giving $89,384,415 in grants to OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US, 166 of which have funded it in more than one year.
- Who is the largest funder of OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US?
- FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $11,584,318 in grants. The full list of funders is on this page.
- How can an organization like OPPORTUNITY INTERNATIONAL INC D/B/A OPPORTUNITY INTERNATIONAL-US find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Illinois. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 239 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing