Georgia · Nonprofit
OPERATION HOPE INC
OPERATION HOPE INC (Georgia) receives grants from 103 organizations whose IRS filings report $27,569,358 to it, the largest being SANTANDER CONSUMER USA INC FOUNDATION ($9,989,253). 43 of them have funded it in more than one year.
- Revenue FY2025
- $32M
- Funders on record
- 103
- Grants received
- $28M
- Net assets
- $38M
What Operation Hope Inc does
Mission
Operation HOPEs mission is to expand economic opportunity in underserved communities through financial education and empowerment by offering programs that create stabilized communities and financial stakeholders.
As stated on its FY2025 Form 990.
Programs
HOPE INSIDE - HOPE Inside gives clients the resources to improve their financial situations. Through our 700-credit score initiative, we approve clients as soon as they seek assistance, commit to the resolution of primary credit denial factors, and raised FICO scores an average of 39 points. Programs offered: Financial Literacy Workshops, Entrepreneurial Training and counseling for Foreclosure Prevention, Money Management, Homeownership, Small Business, and Credit & Money Management. In 2025, HOPE provided 333,723 adult services and expanded our HOPE Inside network to 345 locations. Our clients achieved the following: Increased savings by $1,000 and reduced debt by $1,933.
$27,428,430 spent75% of program spending1MBB HOPEs 1 Million Black Businesses initiative (1MBB) provides the black community a successful path to wealth creation through sustainable and profitable business ownership. 1MBB participants can take advantage of coaching and educational services, access to expert volunteers and more. The 1MBB Initiative is an extension of the HOPE Small Business program with access to additional resources as made possible by support from key 1MBB partners. HOPEs team of dedicated Small Business Coaches can help entrepreneurs and new or existing small business owners identify their key needs and then provide the education, coaching and connections needed to improve their businesses. From program inception to date, HOPE has supported more than 469,896 unique black-owned businesses, which accounts for approximately 5% of all black-owned businesses in the U.S.
$3,993,720 spentof which $25,935 as grants11% of program spendingYouth HOPEs Banking on our Future (BOOF) program has operated in 304 U.S. cities and 3 provinces in South Africa and has educated over 1 million youth. The program is the recipient of the 11th John Sherman Award for Financial Education given by the US Treasury Department. HOPEs Business in A Box Academies (HBIABA) is a national initiative to harness the economic energy of Youth and bring positive role models into underserved communities. HOPEs Child Savings Account (CSA) program provides qualifying Atlanta Public Schools (APS) kindergartners with a free savings account and a one-time deposit of $50. The savings accounts are a starting point reserved for expenses related to post-secondary education and career preparation. In 2025, HOPE impacted and serviced 11,272 youth and young adults.
$3,396,494 spentof which $848,452 as grants9% of program spendingFL4A- HOPE Financial Literacy for All is a national initiative to embed financial literacy into American culture, led by a prominent group of leaders from business, sports, entertainment and nonprofit sectors. This 10-year initiative will reach millions of youths and working adults by making financial literacy fun, while engaging them where they live, work, and celebrate.
$813,400 spent2% of program spendingDisaster HOPE is a national partner of FEMA, addressing financial disaster preparedness, response, and recovery. Other disaster partners include the American Red Cross, the Economic Development Administration (EDA), corporations, and other volunteer organizations. Since 2001, HOPE has helped over 1.5 million individuals with pre-disaster financial preparedness and counseling, post disaster financial recovery, and FEMA application assistance to families affected in 148 major disasters across 30 states and Puerto Rico. In 2025, HOPE empowered 11,087 clients across the United States with the tools and resources needed to survive and thrive before and after a disaster.
$784,088 spentof which $28,434 as grants2% of program spendingCCAP - HOPEs Closing Cost Assistance Program (CCAP) provides closing cost assistance for clients in partnership with Fulton Bank. In 2025, the CCAP program helped clients get approved for $236,500 in closing cost assistance grants and securing more than $68.5 million in mortgage lending. Since inception, this partnership has assisted in allocating more than $10.7 million in down-payment assistance grants to help clients obtain more than 7,000 funded mortgage loans totaling more than $1.24 billion dollars.
$223,502 spentof which $155,592 as grants1% of program spending
The 6 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $36,639,634.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $22M to $43M (+96%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 10% · 2018 6% · 2019 7% · 2020 15% · 2021 9% · 2022 19% · 2023 12% · 2024 3% · 2025 4%. Grants only. Government contracts and fees sit inside program revenue.
99% of OPERATION HOPE INC’s revenue is contributions — more reliant on donations than three-quarters of its peers (25% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
John Bryant
Chairman/CEO
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 11 funders to 27 funders, grant income rose $89k → $5.1M.
22 of 103 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 21% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of OPERATION HOPE INC’s funders (the co-funder graph). Top 30 of 103 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
OPERATION HOPE INC has a broad base — no single funder exceeds 36% of grant income, and it takes 3 funders to reach half.
the vertical line marks half of all grant income — 3 funders to its left
31% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund OPERATION HOPE INC.
Largest funder’s share by year: 2017 28% · 2018 45% · 2019 44% · 2020 18% · 2021 25% · 2022 35% · 2023 46% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
23% of OPERATION HOPE INC's funders are still giving 3 years after their first grant; 42% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
OPERATION HOPE INC draws 89% of its grant income from funders outside Georgia, across 24 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $5.9M arriving through sponsors registered in 16 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
OPERATION HOPE INC has grown faster than half of the 102 unclassified nonprofits its size.
this organization peer median middle 50% of peers· 102 unclassified nonprofits $10M–$100M, FY2025
Government funding OPERATION HOPE INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $11.8M on record.
- Department of Commerce$6.5M
- Department of Housing and Urban Development$3.2M
- Department of Agriculture$843k
- Department of the Treasury$600k
- Department of Homeland Security$508k
- Small Business Administration$240k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like OPERATION HOPE INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Georgia
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
84% of spending goes to programs.
Governance
Public support
74%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 27 states
Part of a family of 2 related entities
- Hope Advisors LLC · disregarded
- Operation Hope Properties LLC · disregarded
Screen this organization
A dated, signed PDF of the compliance screen for OPERATION HOPE INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds OPERATION HOPE INC?
- OPERATION HOPE INC (Georgia) receives grants from 103 organizations whose IRS filings report $27,569,358 to it, the largest being SANTANDER CONSUMER USA INC FOUNDATION ($9,989,253). 43 of them have funded it in more than one year.
- How many funders does OPERATION HOPE INC have?
- IRS filings report 103 organizations giving $27,569,358 in grants to OPERATION HOPE INC, 43 of which have funded it in more than one year.
- Who is the largest funder of OPERATION HOPE INC?
- SANTANDER CONSUMER USA INC FOUNDATION is the largest funder on record, with $9,989,253 in grants. The full list of funders is on this page.
- How can an organization like OPERATION HOPE INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Georgia. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 103 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing