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Connecticut · Nonprofit

MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC

MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC (Connecticut) receives grants from 15 organizations whose IRS filings report $2,727,156 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($2,108,483). 7 of them have funded it in more than one year.

Revenue FY2024
$2.8M
Funders on record
15
Grants received
$2.7M
Net assets
$11M
7/15 repeat funderspeak grant-dependency 36%
01What it does

What Mutual Housing Association of Southwestern Ct Inc does

Mission

The mission of the association is to develop, finance, own, lease and manage safe,quality, permanently affordable housing for low and moderate incomehouseholds throughout fairfield county, connecticut. Mha seeks tocreate a continuum of housing opportunities for all sectors of thecommunity and serve as an ongoing producer of affordable housingthroughout the southwestern connecticut region to meet present andfuture housing needs.

As stated on its FY2024 Form 990.

Programs

  1. Expenses related to the operation of various residential complexes in fairfield county, ct, which provide affordable housing for low to moderate income families. The development includes parkside gables and fairfield commons ii.

    $794,081 spent$618,953 earned by the program
    70% of program spending
  2. Prevention and elimination of neighborhood deterioration by sponsoring, developing, owning, and/or operating quality housing for low and moderate income residents in fairfield county, ct.

    $348,339 spent$877,783 earned by the program
    30% of program spending

The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $1,142,420.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($1.9M) Expenses 100 ($2.6M) Net assets 100 ($15M)2018 Revenue 105 ($2.0M) Expenses 102 ($2.7M) Net assets 96 ($15M)2019 Revenue 98 ($1.9M) Expenses 84 ($2.2M) Net assets 97 ($15M)2020 Revenue 82 ($1.6M) Expenses 113 ($3.0M) Net assets 88 ($13M)2021 Revenue 139 ($2.7M) Expenses 95 ($2.5M) Net assets 89 ($14M)2022 Revenue 67 ($1.3M) Expenses 108 ($2.8M) Net assets 79 ($12M)2023 Revenue 120 ($2.3M) Expenses 119 ($3.1M) Net assets 74 ($11M)2024 Revenue 148 ($2.8M) Expenses 107 ($2.8M) Net assets 74 ($11M)
'17'18'19'20'21'22'23'24
Revenue (148)Expenses (107)Net assets (74)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $19M to $16M (−14%).

$20M
$20M
$19M
$16M
$17M
$16M
$16M
$15M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 42% · 2018 18% · 2019 17% · 2020 44% · 2021 19% · 2022 26% · 2023 20% · 2024 15%. Grants only. Government contracts and fees sit inside program revenue.

45% of MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC’s revenue is contributions — more donation-reliant than the typical peer (39% for the typical peer).

This organization
Typical peer · 4,214 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 6 of the last 8 reported years ran a deficit.

−$701k
’17
−$648k
’18
−$311k
’19
−$1.4M
’20
$169k
’21
−$1.5M
’22
−$809k
’23
$30k
’24
7.1
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24
Listed1615151414141416
Joined·+3+0+0+0+0+0+12
No longer listed·40100010
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 3 funders to 6 funders, grant income rose $200k → $429k.

3 of 15 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 4% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC leans on a few funders — its largest provides 77% of grant income and the top three 89%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

92% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC.

77%
largest funder
89%
top three
~2
effective funders

Largest funder’s share by year: 2017 63% · 2018 100% · 2019 100% · 2020 59% · 2021 90% · 2022 82% · 2023 56% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

67% of MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC's funders are still giving 3 years after their first grant; 47% give in more than one year at all.

first grant+1y+2y+3y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC draws 98% of its grant income from funders outside Connecticut, across 6 states in all.

ME
NY
CT
MD
DE
DC

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Connecticut out of state home

Funder states come from each funder’s own filing. $114k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC is better cushioned than half of the 3,973 housing & shelter nonprofits its size.

Operating margin1% · below the median
Months of reserve7.1mo · above the median
Revenue growth (annualized)6% · below the median

this organization peer median middle 50% of peers· 3,973 housing & shelter nonprofits $1M–$10M, FY2024

Organizations like MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Connecticut

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

41% of spending goes to programs.

Program 41%Management 52%Fundraising 8%

Governance

14
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Public support

97%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Part of a family of 18 related entities

  • Mha Fairfield Commons II LLC · disregarded
  • Yale Street Commons LLC · disregarded
  • Huntington Place LLC · disregarded
  • Mha Clinton Commons LLC · disregarded
  • Mutual Housing Partners LLC · disregarded

Screen this organization

A dated, signed PDF of the compliance screen for MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC?
MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC (Connecticut) receives grants from 15 organizations whose IRS filings report $2,727,156 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($2,108,483). 7 of them have funded it in more than one year.
How many funders does MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC have?
IRS filings report 15 organizations giving $2,727,156 in grants to MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC, 7 of which have funded it in more than one year.
Who is the largest funder of MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC?
NEIGHBORHOOD REINVESTMENT CORPORATION is the largest funder on record, with $2,108,483 in grants. The full list of funders is on this page.
How can an organization like MUTUAL HOUSING ASSOCIATION OF SOUTHWESTERN CT INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Connecticut. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Mutual Housing Association of Southwestern Ct →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 15 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing