New York · Nonprofit
MEDICAL DEBT RESOLUTION INC
MEDICAL DEBT RESOLUTION INC (New York) receives grants from 414 organizations whose IRS filings report $179,234,394 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($137,930,197). 166 of them have funded it in more than one year, and 94% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $63M
- Funders on record
- 414
- Grants received
- $179M
- Net assets
- $156M
What Medical Debt Resolution Inc does
Mission
The mission of the organization is to end medical debt. (continued on schedule o)
As stated on its FY2025 Form 990.
Programs
Medical debt relief: the debt relief program model combines debt portfolio acquisition with specialized data analysis, technology infrastructure, compliance activities, beneficiary notification, and program administration. These activities are integral components of the medical debt relief program and are reflected within program service expenses. This program consists of acquisition and relief (I.e., cancellation) of medical debts belonging to people experiencing poverty or other hardships,who are defined as those earning 400% or less than the federal poverty level, or have a medical debt more than 5% of estimated annual household gross income. In 2025, undue medical debt helped over 6.5 million people and relieved more than $9.9 billion of medical debt.
$54,875,471 spent96% of program spendingCommunity engagement, education, and public policy: this program consists of engaging in efforts to raise public awareness of the economic and social effects of medical debt, facilitate strategic partnerships to further community awareness and youth engagement, and inform and support public policy efforts to address systemic causes of medical debt.
$1,110,784 spent2% of program spendingTechnology infrastructure development: this program consists of developing systems to more efficiently acquire and abolish medical debt.
$860,625 spent2% of program spendingMedical debt research and storytelling: this program consists of supporting research and survey activities studying the economic and social effects of medical debt, and medical debt relief, and highlighting personal stories and common themes from recipients of the organization's medical debt relief efforts. This is done in an effort to remove the stigma associated with, and better understand the impacts of, medical debt.
$316,661 spent1% of program spending
The 4 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $57,163,541.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $96M to $155M (+61%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2019 0% · 2020 0% · 2021 0% · 2022 1% · 2023 12% · 2024 10% · 2025 50%. Grants only. Government contracts and fees sit inside program revenue.
98% of MEDICAL DEBT RESOLUTION INC’s revenue is contributions — more reliant on donations than three-quarters of its peers (21% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Allison Sesso
CEO & president
Board chair
Michele Masucci
Board chair
As listed on its FY2025 Form 990.
The chief executive listed changed between the FY2017 and FY2018, and between the FY2018 and FY2019 filings.
Who funds it, year by year
2017 → 2023: the base broadened from 2 funders to 170 funders, grant income rose $151k → $37M.
83 of 414 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 94% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of MEDICAL DEBT RESOLUTION INC’s funders (the co-funder graph). Top 30 of 414 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
MEDICAL DEBT RESOLUTION INC leans on a few funders — its largest provides 77% of grant income and the top three 88%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
95% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund MEDICAL DEBT RESOLUTION INC.
Largest funder’s share by year: 2017 100% · 2018 45% · 2019 74% · 2020 39% · 2021 95% · 2022 19% · 2023 84% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
34% of MEDICAL DEBT RESOLUTION INC's funders are still giving 3 years after their first grant; 40% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
94% of MEDICAL DEBT RESOLUTION INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $11M that is directly attributable, 80% of it comes from funders outside New York, across 40 states.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $168M arriving through sponsors registered in 28 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
MEDICAL DEBT RESOLUTION INC holds deeper cash reserves than three-quarters of the 2,396 human services nonprofits its size.
this organization peer median middle 50% of peers· 2,396 human services nonprofits $10M–$100M, FY2025
Government funding MEDICAL DEBT RESOLUTION INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $107k on record.
- GRANTS$107k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like MEDICAL DEBT RESOLUTION INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In New York
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
91% of spending goes to programs.
Governance
Public support
97%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 50 states
Screen this organization
A dated, signed PDF of the compliance screen for MEDICAL DEBT RESOLUTION INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds MEDICAL DEBT RESOLUTION INC?
- MEDICAL DEBT RESOLUTION INC (New York) receives grants from 414 organizations whose IRS filings report $179,234,394 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($137,930,197). 166 of them have funded it in more than one year, and 94% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does MEDICAL DEBT RESOLUTION INC have?
- IRS filings report 414 organizations giving $179,234,394 in grants to MEDICAL DEBT RESOLUTION INC, 166 of which have funded it in more than one year.
- Who is the largest funder of MEDICAL DEBT RESOLUTION INC?
- FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $137,930,197 in grants. The full list of funders is on this page.
- How can an organization like MEDICAL DEBT RESOLUTION INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in New York. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Medical Debt Resolution →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 414 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing