Washington · Nonprofit
HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE
HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE (Washington) receives grants from 22 organizations whose IRS filings report $762,798 to it, the largest being JEWISH FEDERATION OF GREATER SEATTLE ($110,303). 14 of them have funded it in more than one year, and 57% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $489k
- Funders on record
- 22
- Grants received
- $763k
- Net assets
- $1.1M
What Hebrew Free Loan Association of Washington State does
Mission
Provides confidential interest-free loans that help members of the Jewish community in Washington State overcome financial challenges build resilience and create opportunities.
As stated on its FY2025 Form 990.
Programs
On its FY2025 return the organization reported starting a significant new program and a significant change in how it conducts a program.
The Board of Directors of the Hebrew Free Loan Association of Washington State voted to suspend the Scholarship program for 2026 pending further review.
Its own explanation, from Schedule O of that return (Part III, line 2).
Before year end the board of directors of the Hebrew Free Loan Association of Washington State voted to suspend the Scholarship program pending further review.
Its own explanation, from Schedule O of that return (Part III, line 3).
HFLA provides confidential interest-free loans to members of the Jewish community in Washington State to help them overcome financial challenges build resilience and create opportunities. During 2025 HFLA issued 49 interest-free loans totaling 218,250 including 16 student loans totaling 92,500 and 33 general loans totaling 125,750. Outstanding loan receivables at year-end totaled 815,993 reflecting the largest revolving loan portfolio in HFLAs history.
$93,547 spent58% of program spendingScholarship Program: During 2025 HFLA awarded 20 scholarships totaling 67,777 to eligible recipients pursuing post-secondary education. Following completion of the 2025 scholarship cycle the Board concluded that concentrating resources on HFLAs core interest-free loan programs would better advance the organizations long-term mission and therefore discontinued the scholarship program beginning in 2026.
$67,777 spentof which $67,777 as grants42% of program spendingNot described on the e-filed return.
$0 spent0% of program spendingOther program services, not described on the e-filed return.
$0 spent0% of program spending
The 4 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $161,324.
The organization over time
Each line starts at 100 in 2020, so what you read is the shape rather than the size: 150 means half as much again as 2020, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $882k to $1.1M (+26%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2020 0% · 2021 4% · 2022 0% · 2023 0% · 2024 0% · 2025 0%. Grants only. Government contracts and fees sit inside program revenue.
100% of HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE’s revenue is contributions — more donation-reliant than the typical peer (91% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 6 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Who funds it, year by year
2017 → 2023: the base broadened from 1 funder to 8 funders, grant income rose $11k → $88k.
11 of 22 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 57% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE has a broad base — no single funder exceeds 14% of grant income, and it takes 5 funders to reach half.
the vertical line marks half of all grant income — 5 funders to its left
61% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE.
Largest funder’s share by year: 2017 100% · 2018 67% · 2019 52% · 2020 41% · 2021 21% · 2022 25% · 2023 28% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
71% of HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE's funders are still giving 3 years after their first grant; 64% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
57% of HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $325k that is directly attributable, 72% of it comes from Washington funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $438k arriving through sponsors registered in 7 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE runs a healthier operating margin than three-quarters of the 13,917 human services nonprofits its size.
this organization peer median middle 50% of peers· 13,917 human services nonprofits $100k–$1M, FY2025
Organizations like HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Washington
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
63% of spending goes to programs.
Governance
Public support
64%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Screen this organization
A dated, signed PDF of the compliance screen for HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE?
- HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE (Washington) receives grants from 22 organizations whose IRS filings report $762,798 to it, the largest being JEWISH FEDERATION OF GREATER SEATTLE ($110,303). 14 of them have funded it in more than one year, and 57% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE have?
- IRS filings report 22 organizations giving $762,798 in grants to HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE, 14 of which have funded it in more than one year.
- Who is the largest funder of HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE?
- JEWISH FEDERATION OF GREATER SEATTLE is the largest funder on record, with $110,303 in grants. The full list of funders is on this page.
- How can an organization like HEBREW FREE LOAN ASSOCIATION OF WASHINGTON STATE find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Washington. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Hebrew Free Loan Association of Washington State →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2020–2025), and the filings of 22 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing