Massachusetts · Nonprofit
HABITAT FOR HUMANITY OF GREATER LOWELL INC
HABITAT FOR HUMANITY OF GREATER LOWELL INC (Massachusetts) receives grants from 48 organizations whose IRS filings report $2,170,586 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($614,011). 25 of them have funded it in more than one year.
- Revenue FY2025
- $1.5M
- Funders on record
- 48
- Grants received
- $2.2M
- Net assets
- $3.5M
What Habitat for Humanity of Greater Lowell Inc does
Mission
Seeking to put god's love into action, habitat for humanity brings people together to build homes, communities and hope to realize our vision of a world where everyone has a decent place to live. Habitat for humanity of greater lowell adheres to a strict non-proselytizing policy and will not offer assistance on the expressed or implied condition that people must adhere to or convert to a particular faith or listen and respond to messaging designed to induce conversion to a particular faith.
As stated on its FY2025 Form 990.
Programs
Homeownership program:families in need of a decent place to live build safe and affordable homes in partnership with us. Habitat houses are modestly sized. They are large enough for the homeowner family's needs, but small enough to keep construction and maintenance costs affordable. By using the labor of volunteers and prospective homeowners, employing efficient building methods, keeping house sizes modest, using donated construction materials and appliances, and issuing no-profit loans, habitat makes its house affordable for low-income families to purchase. Affordable homeownership helps create the conditions that free families from instability, stress and fear and encourage self-reliance and confidence. Studies show that strong and stable households are foundational to child development and growth. When a home fosters - instead of hinders - health and safety, families can flourish. Owning an affordable home also allows homeowners to lift up their entire family by saving for their futures and invesing in educational opportunities, bolstering job opportunities and career growth. During the fiscal year, habitat served people through its long-term homeownership program.
$379,136 spent$84,715 earned by the program48% of program spendingThe restore is a retail outlet open to the public. All funds raised by the restore provide direct support to habitat for humanity's mission of building strength, stability and self-reliance through shelter in our community. The restore accepts drop offs or will schedule free pick ups for new and gently used home improvement materials, home goods, furniture, lighting, flooring and appliances. These items are then sold at 50-70% off retail prices to people of all income levels, therefore generating funds to build more affordable homes in the greater lowell area. The restore is a green initiative, keeping useable building materials, home improvement products, furniture, appliances and household items out of landfills to the tune of about 350 tons a year, thereby saving space and money.
$413,175 spent52% of program spending
The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $792,311.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $4.1M to $3.4M (−16%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2018 6% · 2019 4% · 2021 9% · 2022 8%. Grants only. Government contracts and fees sit inside program revenue.
94% of HABITAT FOR HUMANITY OF GREATER LOWELL INC’s revenue is contributions — more reliant on donations than three-quarters of its peers (39% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Who funds it, year by year
2017 → 2023: the base broadened from 6 funders to 17 funders, grant income rose $95k → $422k.
11 of 48 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 24% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of HABITAT FOR HUMANITY OF GREATER LOWELL INC’s funders (the co-funder graph). Top 30 of 48 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
HABITAT FOR HUMANITY OF GREATER LOWELL INC has a broad base — no single funder exceeds 28% of grant income, and it takes 3 funders to reach half.
the vertical line marks half of all grant income — 3 funders to its left
61% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HABITAT FOR HUMANITY OF GREATER LOWELL INC.
Largest funder’s share by year: 2017 53% · 2018 46% · 2019 30% · 2020 23% · 2021 32% · 2022 42% · 2023 18% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
42% of HABITAT FOR HUMANITY OF GREATER LOWELL INC's funders are still giving 3 years after their first grant; 52% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
55% of HABITAT FOR HUMANITY OF GREATER LOWELL INC's grant income comes from Massachusetts funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $527k arriving through sponsors registered in 7 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
HABITAT FOR HUMANITY OF GREATER LOWELL INC runs a healthier operating margin than three-quarters of the 2,196 housing & shelter nonprofits its size.
this organization peer median middle 50% of peers· 2,196 housing & shelter nonprofits $1M–$10M, FY2025
Organizations like HABITAT FOR HUMANITY OF GREATER LOWELL INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Massachusetts
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
67% of spending goes to programs.
Governance
Public support
100%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for HABITAT FOR HUMANITY OF GREATER LOWELL INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds HABITAT FOR HUMANITY OF GREATER LOWELL INC?
- HABITAT FOR HUMANITY OF GREATER LOWELL INC (Massachusetts) receives grants from 48 organizations whose IRS filings report $2,170,586 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($614,011). 25 of them have funded it in more than one year.
- How many funders does HABITAT FOR HUMANITY OF GREATER LOWELL INC have?
- IRS filings report 48 organizations giving $2,170,586 in grants to HABITAT FOR HUMANITY OF GREATER LOWELL INC, 25 of which have funded it in more than one year.
- Who is the largest funder of HABITAT FOR HUMANITY OF GREATER LOWELL INC?
- HABITAT FOR HUMANITY INTERNATIONAL INC is the largest funder on record, with $614,011 in grants. The full list of funders is on this page.
- How can an organization like HABITAT FOR HUMANITY OF GREATER LOWELL INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Massachusetts. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Habitat for Humanity of Greater Lowell →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 48 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing