Virginia · Nonprofit
COMMUNITY INVESTMENT COLLABORATIVE
COMMUNITY INVESTMENT COLLABORATIVE (Virginia) receives grants from 36 organizations whose IRS filings report $2,655,394 to it, the largest being CHARLOTTESVILLE AREA COMMUNITY FOUNDATION ($418,560). 28 of them have funded it in more than one year.
- Revenue FY2025
- $3.1M
- Funders on record
- 36
- Grants received
- $2.7M
- Net assets
- $2.8M
What Community Investment Collaborative does
Mission
Community Investment Collaborative's mission is to strengthen our community and contribute to economic development by fueling the success of under-resourced entrepreneurs through education, mentoring, micro-lending and networking.
As stated on its FY2025 Form 990.
Programs
Cic provides business education, mentoring and networking opportunities to under-resourced entrepreneurs. The signature education program is a 16-week entrepreneur workshop that combines case studies, discussion and applied learning. A financial management program helps entrepreneurs develop the bookkeeping, record keeping, and financial analysis skills and habits to better manage their business. Additional programs include mentoring, business office hours, small business circles and our collaborative co-working space.in 2025, 283 clients participated in cic programs. To date: there are 747 graduates of our 16-week workshop, 167 mentor matches, and 138 financial management program participants. To date: those clients have started 215 new businesses, sustained 352 existing businesses and created 451 new full-time equivalent jobs.
$886,451 spentof which $24,902 as grants$35,600 earned by the program40% of program spendingCic has two core financing programs: a microloan program that provides loans up to $50,000, and a microgrants program that helps under-resourced entrepreneurs test their products or services. In 2025, 42 businesses received $1,555,315 in loans and 17 businesses received $22,795 in microgrants. Cic's lifetime total lending to date includes $6.578 million in loans.cic partners with local governments and other entities to manage grant programs that provide access to capital to businesses in the region. In 2025, we partnered with entities to provide capital to 25 businesses through $173,014 in grants.in 2025, cic launched a master participation agreement with bridging virginia, a mission-driven lender based in richmond, va. Under this agreement, cic made $25,000 in loans participating alongside bridging virginia loans, enabling a combined total of $50,000 in loans to under-resourced entrepreneurs in the richmond area. Cic provided loan servicing support to bridging virginia through the first quarter of 2025, during which time it supported $651,692 in total loans, with $474,716 in outstanding balances at the time that servicing arrangement concluded. At the end of 2025, cic managed…
$772,260 spentof which $155,907 as grants$335,578 earned by the program34% of program spendingThe cv sbdc is housed at cic with support from the small business administration, state and local governments, and private support. It provides free one-on-one business advising and training workshops. In 2025, the cv sbdc provided 688 clients with 3,715 hours of business advising. Additionally, 423 individuals participated in 31 training events. Cv sbdc clients created 35 new businesses, supported $17.8 million in new capital formation, and created 83 new jobs.
$582,533 spentof which $15,000 as grants$1,460 earned by the program26% of program spendingNetworking and ecosystem building: building strong entrepreneurial networks is an underpinning of cic culture. Cic partners with local organizations to offer networking events ranging from market access opportunities at block parties and community fairs to education opportunities through business expos and pitch nights. Partnering organizations include: rise collaborative at sova innovation hub, minority business alliance at charlottesville regional chamber of commerce, danville pittsylvania chamber of commerce, martinsville chamber of commerce, minority business consortium, tom tom founders festival, wtju, venture central, and the fountain fund. Cic secured funding in 2025 to develop the regional entrepreneurship investment strategy and delivered the completed report in 2025 in partnership with venture central.
The 4 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $2,241,244.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $818k to $1.9M (+137%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 18% · 2018 10% · 2019 11% · 2020 88% · 2021 63% · 2022 46% · 2023 19% · 2024 15% · 2025 36%. Grants only. Government contracts and fees sit inside program revenue.
87% of COMMUNITY INVESTMENT COLLABORATIVE’s revenue is contributions — more donation-reliant than the typical peer (60% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Board chair
Delores Roberts
Chair
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 10 funders to 17 funders, grant income rose $63k → $433k.
9 of 36 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 32% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of COMMUNITY INVESTMENT COLLABORATIVE’s funders (the co-funder graph). Top 30 of 36 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
COMMUNITY INVESTMENT COLLABORATIVE has a broad base — no single funder exceeds 16% of grant income, and it takes 5 funders to reach half.
the vertical line marks half of all grant income — 5 funders to its left
47% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund COMMUNITY INVESTMENT COLLABORATIVE.
Largest funder’s share by year: 2017 32% · 2018 90% · 2019 58% · 2020 62% · 2021 19% · 2022 26% · 2023 23% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
47% of COMMUNITY INVESTMENT COLLABORATIVE's funders are still giving 3 years after their first grant; 78% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
69% of COMMUNITY INVESTMENT COLLABORATIVE's grant income comes from Virginia funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $860k arriving through sponsors registered in 8 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
COMMUNITY INVESTMENT COLLABORATIVE has grown faster than three-quarters of the 2,299 community improvement nonprofits its size.
this organization peer median middle 50% of peers· 2,299 community improvement nonprofits $1M–$10M, FY2025
Government funding COMMUNITY INVESTMENT COLLABORATIVE receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.8M on record.
- Department of the Treasury$1.2M
- Department of Agriculture$324k
- Small Business Administration$300k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like COMMUNITY INVESTMENT COLLABORATIVE
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Virginia
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
88% of spending goes to programs.
Governance
Public support
99%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Screen this organization
A dated, signed PDF of the compliance screen for COMMUNITY INVESTMENT COLLABORATIVE: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds COMMUNITY INVESTMENT COLLABORATIVE?
- COMMUNITY INVESTMENT COLLABORATIVE (Virginia) receives grants from 36 organizations whose IRS filings report $2,655,394 to it, the largest being CHARLOTTESVILLE AREA COMMUNITY FOUNDATION ($418,560). 28 of them have funded it in more than one year.
- How many funders does COMMUNITY INVESTMENT COLLABORATIVE have?
- IRS filings report 36 organizations giving $2,655,394 in grants to COMMUNITY INVESTMENT COLLABORATIVE, 28 of which have funded it in more than one year.
- Who is the largest funder of COMMUNITY INVESTMENT COLLABORATIVE?
- CHARLOTTESVILLE AREA COMMUNITY FOUNDATION is the largest funder on record, with $418,560 in grants. The full list of funders is on this page.
- How can an organization like COMMUNITY INVESTMENT COLLABORATIVE find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Virginia. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 36 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing