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Royal Credit Union at a glanceAlso receives grants: funding profile →

· Public charity

Royal Credit Union

To create a positive impact in the lives we touch.

$2.2M
Granted FY2024still arriving
9
Grants FY2024still arriving
2
States reached
$1.9M
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Philanthropy$4.1MEmployment$3.2MRecreation & Sports$91kEducation$65kCommunity Improvement$46kYouth Development$45kHealth$35kFood & Nutrition$29kOther$0
02FY2024 · 9 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 9 grants below total $2,033,128, the rows itemized in this filing. The $2,180,040 headline is the total grant expense on the return; the other $146,912 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • Under $10k4 grants · $29k
  • $10k–50k4 grants · $55k
  • $250k+1 grant · $1.9M
$10,000
Median grant
2
States reached
$5.3B
Total assets
Largest grants
RecipientAmount
RCU FOUNDATION INC$1,949,628
GREATER TWIN CITIES UNITED WAY$21,000
NATIONAL CREDIT UNION FOUNDATION$13,750
UNITED WAY OF THE GREATER CHIPPEWA VALLEY$10,250
UNIVERSITY OF WISCONSIN - EAU CLAIRE FOUNDATION$10,000
FEED MY PEOPLE FOOD BANK$8,500
CHIPPEWA VALLEY MUSEUM$8,000
CVTC FOUNDATION$6,000
BOYS AND GIRLS CLUB OF GREATER CHIPPEWA VALLEY$6,000
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY17–20, $18k) land where the poverty rate runs at 12%, against an area that typically sits at 9%. 72% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 9%GOODWILL NCW-MIRACLE LEAGUE: $5k → 6%SOJOURNER HOUSE-CATHOLIC CHARITIES: $5k → 12%SECUREFUTURES: $8k → 17%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

98%of every dollar goes to organizations it has funded before.
$7.4M · 10 repeat orgs$145k to everyone else

Grantees it renews have grown median revenue +26% since the first grant, against +10% for those funded once.

10 repeat relationships: 7 still active in FY2024, 3 since wound down; 2 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

10
17

Total granted

$7.4M
$131k

Median revenue growth · since first grant

+26%
+10%

Still filing today

100%
94%

New vs renewed · share of each year

In FY2024, 99% of grant dollars renewed an existing relationship; $14k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
EducationPhilanthropyHealthHuman ServicesEmploymentYouth DevelopmentOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • RF
    RCU FOUNDATION INC
    5× · 2017–2024 · $7.0M · revenue +307% · 89% of their budget
  • UNIVERSITY OF WISCONSIN - EAU CLAIRE FOUNDATION INC
    8× · 2017–2024 · $119k · revenue +153%
  • FM
    FEED MY PEOPLE INC
    3× · 2022–2024 · $24k · revenue +26%

Funded once

  • TT
    Tree Trustgraduated
    one grant, 2021 · $15k · revenue +69%
  • TP
    THE PARTNERSHIP PLAN FOR STILLWATER AREA PUBLIC SCHOOLS
    one grant, 2022 · $11k · revenue +22%
  • SU
    SUMMIT UNIVERSITY PLANNING COUNCIL
    one grant, 2020 · $10k · revenue +10%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Westconsin Credit Union

The organization is a cooperative, nonprofit corporation, incorporated under wisconsin state law to encourage thrift among its members, create a source of credit at a fair and reasonable cost, and provide an opportunity for its members to…

—
2
Northwest Wisconsin Workforce Investment Board Inc

The northwest wisconsin workforce investment board (nwwib) will create, and continue to improve, an innovative and quality strategic direction for the regional workforce development system.

Public Benefit
3
Midwest Dairy Association

Midwest dairy works with others to give consumers an excellent dairy experience increasing sales, fostering innovation, and inspiring consumer confidence of dairy products and practices.

—
4
Minnesota Chamber of Commerce and Industry

The minnesota chamber of commerce proactively leads the business community statewide to: advance pro-business, responsible minnesota public policy that creates jobs and grows the econony; provde member services to address evolving business…

—
5
Central Indiana Corporate Partnership Inc

Central indiana corporate partnership (cicp) is an alliance of indiana's business and research university leaders coming together to foster long-term prosperity for the region. cicp's mission is to transform the economy of indiana in order…

Community Improvement
6
United Way of East Central Iowa

Unite the caring power of communities to invest in effective solutions to improve people's lives.

Philanthropy
7
Eau Claire Area Chamber of Commerce

The eau claire area chamber of commerce, a not-for-profit business membership organization with steady membership around 1,200 members, is the advocate of business striving to enhance and protect the business environment and quality of…

—
8
United Way of Ne Minnesota

United way of northeastern minnesota invests in nonprofits, programs, and collaborations that equip and empower, creating opportunities for people to thrive in our communities.

—
9
Goodwill Industries of South Central Wisconsin Inc

Goodwill of south central wisconsin's mission is to help people in our community to live, work and thrive through housing, employment and supportive services. see schedule o for continuationsupported employment and job skills training are…

Employment
10
Veridian Credit Union

The mission of veridian credit union is to partner with members to create successful financial futures.

Public Benefit
11
African Development Center

Grow businesses, build wealth and increase reinvestement in the african communities of minnesota

Human Services
12
Minneapolis Regional Chamber of Commerce

Creating powerful advocacy to enhance economic vitality in the minneapolis-st. paul region.

—
How this is measured
The grantee most central to the portfolio’s shape is University of Wisconsin - Eau Claire Foundation Inc; the most unlike its peers is Rcu Foundation Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

31 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
7
Early backer (in before they grew)
30/31
Grantees still filing
20/31
Grew since first funded

Where the money sits, by cause and then by grantee

RCU FOUNDATION INC: $7,028,586 · EmploymentRCU FOUNDATION INC+1 more: $6,000 · EmploymentUNITED WAY OF THE GREATER CHIPPEWA VALLEY INC: $89,750 · PhilanthropyGREATER TWIN CITIES UNITED WAY: $63,000 · PhilanthropyEAU CLAIRE COMMUNITY FOUNDATION: $20,500 · PhilanthropyST CROIX VALLEY FOUNDATION: $12,500 · Philanthropy+2 more: $11,000 · PhilanthropyUNIVERSITY OF WISCONSIN - EAU CLAIRE FOUNDATION INC: $118,500 · EducationTHE PARTNERSHIP PLAN FOR STILLWATER AREA PUBLIC SCHOOLS: $11,000 · EducationEDEN PRAIRIE SCHOOL DISTRICT 272 PARENT-TEACHER ORGANIZATION: $10,000 · EducationCHIPPEWA VALLEY TECHNICAL COLLEGE FOUNDATION INC: $6,000 · EducationNATIONAL CREDIT UNION FOUNDATION: $54,250 · OtherFEED MY PEOPLE INC: $24,000 · OtherRIVER FALLS ECONOMIC DEVELOPMENT CORPORATION: $20,000 · OtherTree Trust: $15,000 · OtherSUMMIT UNIVERSITY PLANNING COUNCIL: $10,000 · OtherEAU CLAIRE ASSOCIATION OF MUSEUMS INC: $8,000 · Other+4 more: $20,000 · OtherNORTH CENTRAL WISCONSIN AHEC INC: $16,800 · HealthCHIPPEWA VALLEY HEALTH CLINIC INC: $15,000 · HealthMARSHFIELD CLINIC HEALTH SYSTEM FOUNDATION INC: $10,000 · HealthMARSHFIELD CLINIC INC: $10,000 · HealthBOYS & GIRLS CLUB OF THE GREATER CHIPPEWA VALLEY INC: $14,000 · Youth DevelopmentPOWER OF PERCEPTION INC: $10,000 · Youth DevelopmentSECUREFUTURES FOUNDATION INC: $8,000 · Human ServicesCatholic Charities of the Diocese: $5,000 · Human ServicesGOODWILL INDUSTRIES OF NORTH CENTRAL WISCONSIN INC: $5,000 · Human Services
Employment$7,034,586Philanthropy$196,750Education$145,500Other$151,250Health$51,800Youth Development$24,000Human Services$18,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetRCU FOUNDATION INC: $7,028,586 over 5y, 89% of budgetUNIVERSITY OF WISCONSIN - EAU CLAIRE FOUNDATION INC: $118,500 over 8y, 0.1% of budgetUNITED WAY OF THE GREATER CHIPPEWA VALLEY INC: $89,750 over 8y, 1.0% of budgetGREATER TWIN CITIES UNITED WAY: $63,000 over 3y, 0.1% of budgetNATIONAL CREDIT UNION FOUNDATION: $54,250 over 6y, 0.2% of budgetFEED MY PEOPLE INC: $24,000 over 3y, 0.1% of budgetEAU CLAIRE COMMUNITY FOUNDATION: $20,500 over 2y, 0.6% of budgetRIVER FALLS ECONOMIC DEVELOPMENT CORPORATION: $20,000 over 2y, 2.7% of budgetNORTH CENTRAL WISCONSIN AHEC INC: $16,800 over 2y, 2.9% of budgetCHIPPEWA VALLEY HEALTH CLINIC INC: $15,000 over 2y, 2.1% of budgetTree Trust: $15,000 over 1y, 0.3% of budgetBOYS & GIRLS CLUB OF THE GREATER CHIPPEWA VALLEY INC: $14,000 over 2y, 0.2% of budgetST CROIX VALLEY FOUNDATION: $12,500 over 2y, 0.1% of budgetTHE PARTNERSHIP PLAN FOR STILLWATER AREA PUBLIC SCHOOLS: $11,000 over 1y, 2.6% of budgetMARSHFIELD CLINIC HEALTH SYSTEM FOUNDATION INC: $10,000 over 1y, 0.1% of budgetPOWER OF PERCEPTION INC: $10,000 over 1y, 15% of budgetMARSHFIELD CLINIC INC: $10,000 over 1y, 0.0% of budgetEDEN PRAIRIE SCHOOL DISTRICT 272 PARENT-TEACHER ORGANIZATION: $10,000 over 1y, 4.3% of budgetSECUREFUTURES FOUNDATION INC: $8,000 over 1y, 0.6% of budgetEAU CLAIRE ASSOCIATION OF MUSEUMS INC: $8,000 over 1y, 1.3% of budgetWORKFORCE RESOURCE INC: $6,000 over 1y, 0.1% of budgetCHIPPEWA VALLEY TECHNICAL COLLEGE FOUNDATION INC: $6,000 over 1y, 0.2% of budgetCatholic Charities of the Diocese: $5,000 over 1y, 0.1% of budgetVISIT EAU CLAIRE FOUNDATION INC: $5,000 over 1y, 2.7% of budgetGOODWILL INDUSTRIES OF NORTH CENTRAL WISCONSIN INC: $5,000 over 1y, 0.0% of budgetFLYING EAGLES SKI CLUB INC: $5,000 over 1y, 3.5% of budgetGOODWILL INDUSTRIES INTERNATIONAL INC: $5,000 over 1y, 0.0% of budgetWESTERN DAIRYLAND ECONOMIC OPPORTUNITY COUNCIL INC: $5,000 over 1y, 0.0% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Xcel Energy FoundationEau Claire Community …Otto Bremer TrustGreen Bay Packers Fou…Mayo Clinic Group Ret…Pablo Foundation IncAndersen Corporate Fo…The Jamf Nation Globa…United Way of the Gre…Herbert H Kohl Charit…Westconsin Credit Uni…Rcu Foundation Inc
Xcel Energy FoundationMN34.8× affinity17 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Xcel Energy Foundation · Eau Claire Community Foundation · Otto Bremer Trust · Green Bay Packers Foundation · Mayo Clinic Group Return · Pablo Foundation Inc · Andersen Corporate Foundation · The Jamf Nation Global Foundation · United Way of the Greater Chippewa Valley Inc · Herbert H Kohl Charities Inc · Westconsin Credit Union · Rcu Foundation Inc

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Royal Credit Union funds: left to right is the share of its income from government, bottom to top the share from Royal Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%6%23%51%90%funder's share of their income ↑0%15%30%45%60%share of the org’s income from government →median 35%
  • Goodwill Industries International Inc: 35% of income from government
no gov moneyreceives it· size = income
0get no government money at all
9report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
⤢ axis zoomed · 0–60%
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 31 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

Play a game based on Royal Credit Union’s filings →

More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home