How much did ROYAL CREDIT UNION grant in FY2024?

Employment$7.0MPhilanthropy$197kEducation$138kHealth$52kYouth Development$24kHuman Services$18kCommunity Improvement$15kRecreation & Sports$10kArts & Culture$8kOther$118k

02beneath the categories

Past the labels — and the year it shifted

Beneath the NTEE codes, this is what the grant descriptions actually say.

…and in their own words, year by year

2018

—

2019

—

2020

responsefinancial educationbusiness

2021

—

2022

end

2023

—

Words distinctive to each year’s grant purposes (TF-IDF) · event-driven terms in cyan.

03FY2024 · 9 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2024

Under $10k4 grants · $29k
$10k–50k4 grants · $55k
$250k+1 grant · $1.9M

$10,000

Median grant

States reached

$5.3B

Total assets

Largest grants

RCU FOUNDATION INC$1,949,628
GREATER TWIN CITIES UNITED WAY$21,000
NATIONAL CREDIT UNION FOUNDATION$13,750
UNITED WAY OF THE GREATER CHIPPEWA VALLEY$10,250
UNIVERSITY OF WISCONSIN - EAU CLAIRE FOUNDATION$10,000
FEED MY PEOPLE FOOD BANK$8,500
CHIPPEWA VALLEY MUSEUM$8,000
CVTC FOUNDATION$6,000
BOYS AND GIRLS CLUB OF GREATER CHIPPEWA VALLEY$6,000

02The need

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY17–20, $18k) land where the poverty rate runs at 12% — the area typically sits at 9%. 72% of those dollars reach neighborhoods with above-average need. Most of your grants land in higher-need ZIPs.

grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA, United Way ALICE — shown as context about the area, never attributed to your giving.

03Your edge

repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

98%of every dollar goes to organizations you’ve funded before.

$7.5M · 12 repeat orgs$145k to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +32% since the first grant, against +12% for the ones you funded once.

12 repeat relationships — 7 still active in FY2024, 5 since wound down; 2 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

Total granted

$7.5M

$131k

Median revenue growth · since first grant

+32%

+12%

Still filing today

100%

94%

New vs renewed · share of each year

In FY2024, 99% of grant dollars renewed an existing relationship; $14k went to new ones.

RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

PhilanthropyEducationHealthHuman ServicesEmploymentYouth DevelopmentOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

RC
ROYAL CREDIT UNION FOUNDATION
5× · 2017–2024 · $7.0M · revenue +307% · 89% of their budget
FM
FEED MY PEOPLE FOOD BANK
3× · 2022–2024 · $24k · revenue +28%
EC
EAU CLAIRE COMMUNITY FOUNDATION
2× · 2020–2022 · $21k · revenue +232%

Funded once

TT
TREE TRUSTgraduated
one grant, 2021 · $15k · revenue +86%
PP
PARTNERSHIP PLAN FOR STILLWATER AREA PUBLIC SCHOOLSgraduated
one grant, 2022 · $11k · revenue +25%
SP
SUMMIT-UNIVERSITY PLANNING COUNCIL
one grant, 2020 · $10k · revenue +10%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

Westconsin Credit Union

To give members, communities, and one another the inspiration, resources, and support to achieve financial wellness.

—

Workforce Development Board

Forging strategic partnerships for economic growth.

Employment

Northwest Wisconsin Workforce Investment

The northwest wisconsin workforce investment board will create, and continue to improve, innovative and quality strategic direction for the regional workforce development system.

Public Benefit

Central Minnesota Jobs & Training

Strengthen central mn communities through leadership in workforce excellence

—

United Way of East Central Iowa

Unite the caring power of communities to invest in effective solutions to improve lives.

Philanthropy

Midwest Dairy Association

Midwest dairy works with others to give consumers an excellent dairy experience increasing sales, fostering innovation, and inspiring consumer confidence of dairy products and practices.

—

United Way of Ne Minnesota

Invest in nonprofits, programs, collaborations that equip, empower and create opportunities for all to thrive.

—

Minnesota Chamber of Commerce and

Advance public policy & job growth strategies to create an environment for businesses to prosper

—

African Development Center

Grow businesses, build wealth and increase reinvestement in the african communities of minnesota

Human Services

Waukesha County Community Foundation

A community foundation with endowment funds that provide grant support to charities.

Philanthropy

Minnesota Valley Action Council Inc

Develop resources and opportunities which empower people and communities.

Community Improvement

Wisconsin Electric Cooperative

To provide information and assistance to its members to further their goal of providing low cost electric service.

—

For reference, the grantee most central to the portfolio’s shape is University of Wisconsin - Eau Claire and the most unlike its peers is Tree Trust. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

Your grantees are a median of 30 years old; the field is 18. You back the established end — and your money leans older still.

The field is 20% startups (under 5 years old) — 3% of your grantees by number, and just 0% of your money.

Closures · last 5 years

The orgs you fund almost never close — 0.0% lost their exemption, against 11% of the field you don’t fund.

orgs you fund

0.0%0/31

the rest of the field

11%

1,896/16,971

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

05the grantee network

31 grantees, every filing reconciled, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue.

Load-bearing (≥25% of a budget)

Early backer (in before they grew)

30/31

Grantees still filing

21/31

Grew since you first funded

Where your money sits — by cause, then by grantee

Employment$7,034,586Philanthropy$196,750Education$138,000Other$151,250Health$51,800Youth Development$24,000Human Services$18,000

Each org by its size and your share of it — top-left is where you’re load-bearing

Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Xcel Energy FoundationMN32.1× affinity15 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Xcel Energy Foundation · Eau Claire Community Foundation · Otto Bremer Trust · Mayo Clinic Group Return · United Way of the Greater Chippewa · Andersen Corporate Foundation · Pablo Foundation Inc · The Jamf Nation Global Foundation · Green Bay Packers Foundation · Greater Green Bay Community · Westconsin Credit Union · Community Foundation of Dunn County Inc

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organisation ROYAL CREDIT UNION funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024

’20’21’22’23’24

no gov moneyreceives it· size = income

0get no government money at all

0rely on government for over half their income

⤢ axis zoomed · 0–60%

typical government reliance, FY20–24

Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

05Through Plinth

Through Plinth

Your grantmaking, live and operational

This dossier was generated cold from public filings. In Plinth it’s a working system — every applicant assessed and every grant monitored. Here’s a taste, run on one of your grantees: ROYAL CREDIT UNION FOUNDATION.

Agentic due diligence · confidence × risk

Financial management

low risk

~54 months of operating runway; revenue grew over 8 filed years.

Track record & reputation

low risk

8 years of Form 990 filings, still active; revenue up 4.1× since.

Legal standing

low risk

US 501(c)(3); EIN 461588898 on file with current IRS Form 990 filings.

Governance

Live in Plinth

Board composition & governance documents — verified live in Plinth from the applicant.

Compliance & sanctions

Live in Plinth

OFAC / UN sanctions screening — run live in Plinth at assessment.

Program capacity

Live in Plinth

Staffing, M&E and activity alignment — assessed live in Plinth from submitted proposals.

Live · Plinth’s real DD engine

Run the actual assessment on ROYAL CREDIT UNION FOUNDATION, cold from public data.

Generated live from public IRS filings + open web sources by Plinth’s agentic engine. Shown as an illustration of the product, not a formal assessment.

Post-award monitoring · continuous checks

On trackFinancial stability— Roughly 54 months of cash on hand.
On trackSustained operations— Filing through 2024; revenue grew over the period.
WatchReliance on your funding— Your grants peaked at 89% of their budget — load-bearing; a dependency Plinth would track.
Awaiting reportEvidence of delivery— Plinth collects the grantee's own monitoring reports post-award.

What you see here is static and public. In Plinth it’s operational — the full six-pillar framework on every applicant (with their own documents + live registry and sanctions checks), monitoring dashboards on every award, custom board reports, and eligibility routing for intake.

Agentic due diligenceMonitoring dashboardsCustom board reportsEligibility routing

Preview generated from this grantee’s public IRS filings and independent reporting. Pillars marked “live in Plinth” require the applicant’s submitted documents. Shown as illustration, not a formal assessment.

Warm introductions · Powered by PlinthPro

How do I get to Royal Credit Union?

Find your warmest path to Royal Credit Union through people who sit on both boards. Search for your organization and Plinth traces the introduction across shared trustees and officers.

Every link is a documented governance overlap in public IRS 990 filings — not a personal network — and each hop carries its own confidence tier. Low-confidence or distant paths are held back rather than guessed.

ROYAL CREDIT UNION

What you funded, over time

Past the labels — and the year it shifted

Where the money goes

Do your dollars go where the need is?

Who you back again

Backed again, and grew

Funded once

31 grantees, every filing reconciled, 2017–2025.

Government reliance of your grantees

Your grantmaking, live and operational

How do I get to Royal Credit Union?

More from the funding graph

ROYAL CREDIT UNION

What you funded, over time

Past the labels — and the year it shifted

Where the money goes

Do your dollars go where the need is?

Who you back again

Backed again, and grew

Funded once

31 grantees, every filing reconciled, 2017–2025.

Government reliance of your grantees

Your grantmaking, live and operational

How do I get to Royal Credit Union?

More from the funding graph