Wisconsin · Nonprofit
NATIONAL CREDIT UNION FOUNDATION
NATIONAL CREDIT UNION FOUNDATION (Wisconsin) receives grants from 71 organizations whose IRS filings report $5,921,445 to it, the largest being CREDIT UNIONS IN THE STATE OF WASHINGTON ($1,686,225). 37 of them have funded it in more than one year.
- Revenue FY2025
- $5.5M
- Funders on record
- 71
- Grants received
- $5.9M
- Net assets
- $14M
What National Credit Union Foundation does
Mission
The National Credit Union Foundation envisions a world where everyone can achieve financial well-being. We exist to improve financial well-being with and through credit unions. We do this through two strategic priorities. First, we inspire and educate credit union professionals about financial well-being and the credit union mission. Second, we help credit unions make more impact and improve the financial well-being of their members and communities. Put another way, we work to innovate and operationalize financial well-being.
As stated on its FY2025 Form 990.
Programs
Disaster relief: through the National Credit Union Foundation's disaster relief fund & cuaid initiative, the foundation can quickly respond when disasters strike by harnessing the collective generosity of credit unions, individuals, and other stakeholders. Cuaid raises donations that support credit union employees and volunteers who are impacted by a disaster. The foundation coordinates with the state foundation/league partners within the geographic area where the disaster happens to assess and respond to needs. More information is available at: www.ncuf.coop/disaster-relief/.
$394,007 spentof which $379,306 as grants14% of program spendingCredit union development education (de) program: the de program is an education program for established and emerging leaders within the credit union movement. This program explores how credit unions can leverage their unique business model to solve core development issues that prevent the prosperity and financial well-being of their members and communities. Participants take part in a number of lessons, activities and group projects to demonstrate effective learning and potential for application. Upon completion, attendees earn their credit union development educator (cude) designation. The de program is offered as an in-person and online training. Since 1982, more than 3,000 credit union professionals have earned their cude designation and used this new knowledge to improve the quality of life for their members, colleagues, and communities around the globe. More information is available at: de program information (ncuf.coop).
$726,406 spentof which $14,343 as grants$735,934 earned by the program26% of program spendingFinancial well-being and grant making: the National Credit Union Foundation funds the efforts of credit unions and other non-profit organizations to measure and improve financial health and well-being. Through impact and innovative grantmaking, convenings and conferences, the foundation has assembled a robust suite of tools and case studies to help credit unions measure financial well-being, build a strategy, and take action to move people up a path to financial freedom. More information is available at ncuf.coop.
$1,521,778 spentof which $631,684 as grants$15,667 earned by the program54% of program spendingOther program services, not described on the e-filed return.
$162,040 spentof which $143,330 as grants6% of program spending
The 4 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $2,804,231.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $13M to $15M (+21%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Lauren E Culp
Executive director
Board chair
John Sackett
Chair
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 21 funders to 33 funders, grant income rose $663k → $803k.
4 of 71 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 0% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
Left out of every figure on this page: $2.9M from 8 payers (the payer shares this organization's board, largest Credit Union National Association Inc). These are real filings, and they are not money NATIONAL CREDIT UNION FOUNDATION raised.
From the IRS filings of NATIONAL CREDIT UNION FOUNDATION’s funders (the co-funder graph). Top 30 of 71 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
NATIONAL CREDIT UNION FOUNDATION has a broad base — no single funder exceeds 28% of grant income, and it takes 3 funders to reach half.
the vertical line marks half of all grant income — 3 funders to its left
81% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund NATIONAL CREDIT UNION FOUNDATION.
Largest funder’s share by year: 2017 39% · 2018 43% · 2019 43% · 2020 53% · 2021 28% · 2022 23% · 2023 26% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
33% of NATIONAL CREDIT UNION FOUNDATION's funders are still giving 3 years after their first grant; 52% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
NATIONAL CREDIT UNION FOUNDATION draws 91% of its grant income from funders outside Wisconsin, across 27 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $27k arriving through sponsors registered in 4 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Organizations like NATIONAL CREDIT UNION FOUNDATION
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Wisconsin
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
58% of spending goes to programs.
Governance
Public support
72%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 39 states
Screen this organization
A dated, signed PDF of the compliance screen for NATIONAL CREDIT UNION FOUNDATION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds NATIONAL CREDIT UNION FOUNDATION?
- NATIONAL CREDIT UNION FOUNDATION (Wisconsin) receives grants from 71 organizations whose IRS filings report $5,921,445 to it, the largest being CREDIT UNIONS IN THE STATE OF WASHINGTON ($1,686,225). 37 of them have funded it in more than one year.
- How many funders does NATIONAL CREDIT UNION FOUNDATION have?
- IRS filings report 71 organizations giving $5,921,445 in grants to NATIONAL CREDIT UNION FOUNDATION, 37 of which have funded it in more than one year.
- Who is the largest funder of NATIONAL CREDIT UNION FOUNDATION?
- CREDIT UNIONS IN THE STATE OF WASHINGTON is the largest funder on record, with $1,686,225 in grants. The full list of funders is on this page.
- How can an organization like NATIONAL CREDIT UNION FOUNDATION find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Wisconsin. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 71 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing