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Patelco Credit Union at a glance

· Public charity

Patelco Credit Union

To build our members' financial health and wellbeing.

$366k
Granted FY2024still arriving
13
Grants FY2024still arriving
3
States reached
$65k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2019 to 2024.

Food & Nutrition$318kHousing & Shelter$255kHealth$222kPhilanthropy$106kInternational$100kHuman Services$57kEnvironment$23kMembership Benefit$23kOther$0
02FY2024 · 13 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 13 grants below total $304,829, the rows itemized in this filing. The $365,545 headline is the total grant expense on the return; the other $60,716 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • Under $10k1 grant · $8k
  • $10k–50k11 grants · $232k
  • $50k–250k1 grant · $65k
$20,000
Median grant
3
States reached
$9.4B
Total assets
Largest grants
RecipientAmount
HABITAT FOR HUMANITY EAST BAYSILICON VALLEY$65,000
CHILDRENS MIRACLE NETWORK$42,650
WORLDWIDE FOUNDATION FOR CREDIT UNIONS$40,000
NATIONAL CU FOUNDATION$33,000
THE FAMILY GIVING TREE$26,050
SACRAMENTO FOOD BANK & FAMILY SERVICES$20,104
SECOND HARVEST OF SILICON VALLEY$20,000
KIDS BIKE LANE$10,200
MERCED COUNTY FOOD BANK$10,000
ALAMEDA COUNTY COMMUNITY FOOD BANK$10,000
REDWOOD EMPIRE FOOD BANK$10,000
SAN FRANCISCO FOOD BANK$10,000
CALIFORNIA CREDIT UNION LEAGUE$7,825
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY24–24, $10k) land where the poverty rate runs at 10%, against an area that typically sits at 9%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 9%KIDS BIKE LANE: $10k → 10%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

91%of every dollar goes to organizations it has funded before.
$1.0M · 14 repeat orgs$100k to everyone else

Grantees it renews have grown median revenue +25% since the first grant, against -14% for those funded once.

14 repeat relationships: 12 still active in FY2024, 2 since wound down; 1 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

14
7

Total granted

$1.0M
$89k

Median revenue growth · since first grant

+25%
-14%

Still filing today

100%
100%

New vs renewed · share of each year

In FY2024, 97% of grant dollars renewed an existing relationship; $10k went to new ones.

50%100%’19’21’22’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’19’21’22’24
Food & NutritionHealthHousing & ShelterInternationalPhilanthropyEducationOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • HF
    HABITAT FOR HUMANITY EAST BAY SILICON VALLEY
    5× · 2019–2024 · $255k · revenue +34%
  • CM
    CHILDREN'S MIRACLE NETWORK
    5× · 2019–2024 · $187k · revenue +21%
  • NC
    NATIONAL CREDIT UNION FOUNDATION
    5× · 2019–2024 · $106k · revenue +28%

Funded once

  • OT
    ONE TREE PLANTED INC
    one grant, 2022 · $23k · revenue -18%
  • NV
    NORTHERN VALLEY CATHOLIC SOCIAL SERVICE INC
    one grant, 2019 · $21k · revenue +14%
  • VC
    VALLEY CHILDREN'S HEALTHCARE FOUNDATION
    one grant, 2022 · $10k · revenue -26%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Food Forward Inc

Food forward fights hunger and prevents food waste by rescuing fresh surplus produce, connecting this abundance with people experiencing food insecurity, and inspiring others to do the same.

Food & Nutrition
2
Central California Food Bank

Ccfb is dedicated to ending hunger, working with over 200 partner agencies to provide food to those experiencing hunger. our mission: transforming lives together, in the passionate pursuit to end hunger in central ca - one meal, one…

Food & Nutrition
3
Food Bank for Monterey County

To distribute food to alleviate hunger, provide emergency food services during a natural disaster, and conduct educational awareness programs relating to hunger issues in monterey county.

Unclassified
4
Foodbank of Santa Barbara County Inc

To end hunger and transform the health of our community by providing nourishment to those in need by acquiring and distributing safe nutritious food via local agencies and by providing education to solve hunger and nutritional problems in…

Food & Nutrition
5
Second Harvest Food Bank Santa Cruz County

Second harvest food bank's mission is to end hunger and malnutrition by educating and involving the community.

Food & Nutrition
6
Extrafood

Food Rescue - The Organization rescues excess fresh food from Bay Area businesses, schools and non-profits and immediately delivers the food to safety net partners - such as senior housing centers, after-school programs, and homeless…

Food & Nutrition
7
Food in Need of Distribution Inc

Food in need of distribution, inc. (find food bank) is dedicated to relieving hunger, the causes of hunger, and the problems associated with hunger through awareness, education, and mobilization of resources and community involvement.

Food & Nutrition
8
Alchemist Cdc

Alchemist cdc connects sacramento area communities to land, food, and opportunity toward a vision in which all neighborhoods are vibrant, equitable, healthy, and diverse. we are best known for enhancing the quality of life in…

Community Improvement
9
Feeding the Foothills

Feeding the foothills mission is to sustain communities by nourishing families experiencing food insecurity, educating the community about hunger, while advocating for hunger relief.

Food & Nutrition
10
California Association of Food Banks

California association of food banks (cafb) is a non-profit public benefit corporation located in oakland, california. together with its 41-member foodbanks, cafb is the largest charitable hunger-relief and anti-hunger leader in the state.…

Food & Nutrition
11
Food Bank Coalition of San Luis Obispo County

Procurement and distribution of food to agencies serving the needy.

Food & Nutrition
12
The Maryland Food Bank Inc

The maryland food bank is a nonprofit hunger-relief organization dedicated to feeding people, strengthening communities, and ending hunger for more marylanders.

—
How this is measured
The grantee most central to the portfolio’s shape is Redwood Empire Food Bank; the most unlike its peers is Kids Bike Lane. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

22 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
1
Early backer (in before they grew)
22/22
Grantees still filing
13/22
Grew since first funded

Where the money sits, by cause and then by grantee

CHILDREN'S MIRACLE NETWORK: $186,740 · OtherCHILDREN'S MIRACLE NETWORKNATIONAL CREDIT UNION FOUNDATION: $106,000 · OtherNATIONAL CREDIT UNION FOUNDATIONSACRAMENTO FOOD BANK & FAMILY SERVICES: $50,104 · OtherSACRAMENTO FOOD BANK & FAMILY SERVICESSAN FRANCISCO FOOD BANK: $50,000 · OtherSAN FRANCISCO FOOD BANKALAMEDA COUNTY COMMUNITY FOOD BANK: $45,000 · OtherALAMEDA COUNTY COMMUNITY FOOD BANKTHE FAMILY GIVING TREE: $36,081 · OtherTHE FAMILY GIVING TREECALIFORNIA CREDIT UNION LEAGUE: $22,825 · OtherNORTHERN VALLEY CATHOLIC SOCIAL SERVICE INC: $21,366 · Other+1 more: $10,000 · OtherHABITAT FOR HUMANITY EAST BAY SILICON VALLEY: $255,000 · Housing & ShelterHABITAT FOR HUMANITY EAST…SECOND HARVEST OF SILICON VALLEY: $60,000 · Food & NutritionSECOND HARVEST OF…REDWOOD EMPIRE FOOD BANK: $42,500 · Food & NutritionREDWOOD EMPIRE FO…FOOD BANK OF CONTRA COSTA AND SOLANO: $30,000 · Food & NutritionFOOD BANK OF CONT…THE MERCED COUNTY FOOD BANK: $25,000 · Food & NutritionTHE MERCED COUNTY…YOLO FOOD BANK: $10,000 · Food & NutritionYOLO FOOD BANK+1 more: $5,000 · Food & NutritionWORLDWIDE FOUNDATION FOR CREDIT UNIONS INC: $100,000 · InternationalWORLDWIDE …CHILDREN'S HOSPITAL & RESEARCH CNTR FNDN: $15,000 · HealthVALLEY CHILDREN'S HEALTHCARE FOUNDATION: $10,000 · HealthONE TREE PLANTED INC: $23,000 · PhilanthropyKIDS BIKE LANE: $10,200 · Human ServicesTHE UC DAVIS FOUNDATION: $10,000 · Education
Other$528,116Housing & Shelter$255,000Food & Nutrition$172,500International$100,000Health$25,000Philanthropy$23,000Human Services$10,200Education$10,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetHABITAT FOR HUMANITY EAST BAY SILICON VALLEY: $255,000 over 5y, 0.4% of budgetCHILDREN'S MIRACLE NETWORK: $186,740 over 5y, 0.1% of budgetNATIONAL CREDIT UNION FOUNDATION: $106,000 over 5y, 0.6% of budgetWORLDWIDE FOUNDATION FOR CREDIT UNIONS INC: $100,000 over 5y, 1.8% of budgetSECOND HARVEST OF SILICON VALLEY: $60,000 over 4y, 0.0% of budgetSACRAMENTO FOOD BANK & FAMILY SERVICES: $50,104 over 3y, 0.0% of budgetSAN FRANCISCO FOOD BANK: $50,000 over 4y, 0.0% of budgetALAMEDA COUNTY COMMUNITY FOOD BANK: $45,000 over 5y, 0.0% of budgetREDWOOD EMPIRE FOOD BANK: $42,500 over 5y, 0.0% of budgetTHE FAMILY GIVING TREE: $36,081 over 3y, 0.5% of budgetFOOD BANK OF CONTRA COSTA AND SOLANO: $30,000 over 3y, 0.0% of budgetTHE MERCED COUNTY FOOD BANK: $25,000 over 4y, 0.1% of budgetONE TREE PLANTED INC: $23,000 over 1y, 0.0% of budgetCALIFORNIA CREDIT UNION LEAGUE: $22,825 over 3y, 0.2% of budgetNORTHERN VALLEY CATHOLIC SOCIAL SERVICE INC: $21,366 over 1y, 0.2% of budgetCHILDREN'S HOSPITAL & RESEARCH CNTR FNDN: $15,000 over 2y, 0.0% of budgetKIDS BIKE LANE: $10,200 over 1y, 8.4% of budgetVALLEY CHILDREN'S HEALTHCARE FOUNDATION: $10,000 over 1y, 0.0% of budgetWORLD COUNCIL OF CREDIT UNIONS INC: $10,000 over 2y, 0.1% of budgetYOLO FOOD BANK: $10,000 over 1y, 0.0% of budgetTHE UC DAVIS FOUNDATION: $10,000 over 1y, 0.0% of budgetLOAVES & FISHES FAMILY KITCHEN: $5,000 over 1y, 0.2% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Travis Credit UnionThe Blackbaud Giving …Morgan Stanley Global…American Online Givin…Network for GoodThe Bank of America C…Vanguard Charitable E…Donor Advised Charita…Fidelity Investments …Amazonsmile Foundation
Travis Credit UnionCA13.6× affinity4 shared granteesties to 9 of 9Hover any node to trace its alignments.Compare side by side →

Open a dossier: Travis Credit Union · The Blackbaud Giving Fund · Morgan Stanley Global Impact Funding Trust Inc · American Online Giving Foundation Inc · Network for Good · The Bank of America Charitable Foundation Inc · Vanguard Charitable Endowment Program · Donor Advised Charitable Giving Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Patelco Credit Union funds: left to right is the share of its income from government, bottom to top the share from Patelco Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 10%1%3%6%10%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    1get no government money at all
    7report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 22 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Patelco Credit Union’s filings →

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home