How much did PATELCO CREDIT UNION grant in FY2024?

A cause breakdown isn’t shown here: 47% of PATELCO CREDIT UNION’s grantee dollars go to organizations outside the IRS cause taxonomy (common for large international and research funders), so a chart would be mostly “unclassified” and misrepresent the portfolio.

02beneath the categories

Past the labels — and the year it shifted

Beneath the NTEE codes, this is what the grant descriptions actually say.

…and in their own words, year by year

2019

contributionsfreeucsf benioffbenioff children'svalley

2021

yolo fooddonationshealthy

2022

davisdonationsucsf benioffbenioff children's

2024

donationshealthy

Words distinctive to each year’s grant purposes (TF-IDF) · event-driven terms in cyan.

03FY2024 · 13 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2024

Under $10k1 grant · $8k
$10k–50k11 grants · $232k
$50k–250k1 grant · $65k

$20,000

Median grant

States reached

$9.4B

Total assets

Largest grants

HABITAT FOR HUMANITY EAST BAYSILICON VALLEY$65,000
CHILDRENS MIRACLE NETWORK$42,650
WORLDWIDE FOUNDATION FOR CREDIT UNIONS$40,000
NATIONAL CU FOUNDATION$33,000
THE FAMILY GIVING TREE$26,050
SACRAMENTO FOOD BANK & FAMILY SERVICES$20,104
SECOND HARVEST OF SILICON VALLEY$20,000
KIDS BIKE LANE$10,200
ALAMEDA COUNTY COMMUNITY FOOD BANK$10,000
REDWOOD EMPIRE FOOD BANK$10,000
MERCED COUNTY FOOD BANK$10,000
SAN FRANCISCO FOOD BANK$10,000
CALIFORNIA CREDIT UNION LEAGUE$7,825

02The need

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY24–24, $10k) land where the poverty rate runs at 10% — the area typically sits at 9%. 100% of those dollars reach neighborhoods with above-average need. Most of your grants land in higher-need ZIPs.

grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA, United Way ALICE — shown as context about the area, never attributed to your giving.

03Your edge

repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

91%of every dollar goes to organizations you’ve funded before.

$1.0M · 14 repeat orgs$100k to everyone else

14 repeat relationships — 12 still active in FY2024, 2 since wound down; 1 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

Total granted

$1.0M

$89k

Median revenue growth · since first grant

+47%

+91%

Still filing today

100%

New vs renewed · share of each year

In FY2024, 97% of grant dollars renewed an existing relationship; $10k went to new ones.

RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

Food & NutritionHealthHousing & ShelterInternationalPhilanthropyEducationOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

HF
HABITAT FOR HUMANITY EAST BAYSILICON VALLEY
5× · 2019–2024 · $255k · revenue +26%
CM
CHILDRENS MIRACLE NETWORK
5× · 2019–2024 · $187k · revenue +31%
SH
SECOND HARVEST OF SILICON VALLEY
4× · 2021–2024 · $60k · revenue +126%

Funded once

OT
ONE TREE PLANTEDgraduated
one grant, 2022 · $23k · revenue +15943%
NV
NORTHERN VALLEY CATHOLIC SOCIAL SERVICEgraduated
one grant, 2019 · $21k · revenue +47%
VC
VALLEY CHILDREN'S HOSPITAL FOUNDATIONgraduated
one grant, 2022 · $10k · revenue +86%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

Central California Food Bank

Distribute food to the hungry in fresno, madera, tulare, kern and kings county.

Food & Nutrition

California Association of Food Banks

To eliminate hunger in california.

Food & Nutrition

United Food Bank

Uniting communities to alleviate hunger.

Food & Nutrition

Food Forward Inc

Food forward(r) is one of the nation's largest independent urban produce recovery organizations.

Food & Nutrition

Los Angeles Regional Food Bank

The organization's mission is to mobilize resources to fight hunger in our community. to fulfill its mission, the food bank:* sources and acquires nutritious food and other products and distribute them to people experiencing nutrition…

—

Extrafood

To help end hunger and food waste in californias bay area.

Food & Nutrition

Alameda Emergency Food

Founded in 1977, The Alameda Food Bank is a non-profit organization that helps Alameda residents in need by providing nourishing food in compassionate and respectful manner with the support of dedicated volunteers and local partners.

Food & Nutrition

Second Harvest Food Bank

Second harvest food bank's mission is to end hunger and malnutrition by educating and involving the community.

Food & Nutrition

River City Food Bank

Rcfb's mission is to alleviate hunger in sacramento county.

Community Improvement

Community Food Bank of San Benito County

The organization distributes surplus, purchased, and donated food to households facing poverty.

Education

Second Harvest North Central Food Bank

Engaging the community to end hunger

—

Foodbank of Santa Barbara County Inc

To end hunger and transform the health of Santa Barbara County through good nutrition by providing nourishment, acquiring and distributing safe nutritious food via local agencies (10 million pounds per year) and giving education to solve…

Food & Nutrition

For reference, the grantee most central to the portfolio’s shape is Sacramento Food Bank and Family Services and the most unlike its peers is One Tree Planted Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

Your grantees are a median of 45 years old; the field is 14. You back the established end — and your money leans older still.

The field is 24% startups (under 5 years old) — 0% of your grantees by number, and just 0% of your money.

Closures · last 5 years

The orgs you fund almost never close — 0.0% lost their exemption, against 12% of the field you don’t fund.

orgs you fund

0.0%0/22

the rest of the field

12%

22,290/186,956

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

05the grantee network

22 grantees, every filing reconciled, 2017–2024.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue.

Load-bearing (≥25% of a budget)

Early backer (in before they grew)

22/22

Grantees still filing

18/22

Grew since you first funded

Where your money sits — by cause, then by grantee

Other$528,116Housing & Shelter$255,000Food & Nutrition$172,500International$100,000Health$25,000Philanthropy$23,000Human Services$10,200Education$10,000

Each org by its size and your share of it — top-left is where you’re load-bearing

Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Travis Credit UnionCA13.8× affinity4 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Travis Credit Union · Jewish Community Federation of San · The Blackbaud Giving Fund · Gs Donor Advised Philanthropy Fund · Morgan Stanley Global Impact Funding Trust Inc · Vanguard Charitable Endowment Program · Network for Good · The Bank of America Charitable Foundation Inc · American Online Giving Foundation Inc · Donor Advised Charitable Giving Inc · Fidelity Investments Charitable Gift Fund · Amazonsmile Foundation

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organisation PATELCO CREDIT UNION funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024

’20’21’22’23’24

no gov moneyreceives it· size = income

1get no government money at all

0rely on government for over half their income

typical government reliance, FY20–24

Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

05Through Plinth

Through Plinth

Your grantmaking, live and operational

This dossier was generated cold from public filings. In Plinth it’s a working system — every applicant assessed and every grant monitored. Here’s a taste, run on one of your grantees: KIDS BIKE LANE.

Agentic due diligence · confidence × risk

Financial management

insufficient risk

Limited financial data in public filings.

Track record & reputation

low risk

8 years of Form 990 filings, still active.

Legal standing

low risk

US 501(c)(3); EIN 812464115 on file with current IRS Form 990 filings.

Governance

Live in Plinth

Board composition & governance documents — verified live in Plinth from the applicant.

Compliance & sanctions

Live in Plinth

OFAC / UN sanctions screening — run live in Plinth at assessment.

Program capacity

Live in Plinth

Staffing, M&E and activity alignment — assessed live in Plinth from submitted proposals.

Live · Plinth’s real DD engine

Run the actual assessment on KIDS BIKE LANE, cold from public data.

Generated live from public IRS filings + open web sources by Plinth’s agentic engine. Shown as an illustration of the product, not a formal assessment.

Post-award monitoring · continuous checks

Awaiting reportFinancial stability— Runway not derivable from filings.
On trackSustained operations— Filing through 2024; revenue grew over the period.
On trackReliance on your funding— Your grants peaked at 8% of their budget — diversified.
Awaiting reportEvidence of delivery— Plinth collects the grantee's own monitoring reports post-award.

What you see here is static and public. In Plinth it’s operational — the full six-pillar framework on every applicant (with their own documents + live registry and sanctions checks), monitoring dashboards on every award, custom board reports, and eligibility routing for intake.

Agentic due diligenceMonitoring dashboardsCustom board reportsEligibility routing

Preview generated from this grantee’s public IRS filings and independent reporting. Pillars marked “live in Plinth” require the applicant’s submitted documents. Shown as illustration, not a formal assessment.

Warm introductions · Powered by PlinthPro

How do I get to Patelco Credit Union?

Find your warmest path to Patelco Credit Union through people who sit on both boards. Search for your organization and Plinth traces the introduction across shared trustees and officers.

Every link is a documented governance overlap in public IRS 990 filings — not a personal network — and each hop carries its own confidence tier. Low-confidence or distant paths are held back rather than guessed.

PATELCO CREDIT UNION

What you funded, over time

Past the labels — and the year it shifted

Where the money goes

Do your dollars go where the need is?

Who you back again

Backed again, and grew

Funded once

22 grantees, every filing reconciled, 2017–2024.

Government reliance of your grantees

Your grantmaking, live and operational

How do I get to Patelco Credit Union?

More from the funding graph

PATELCO CREDIT UNION

What you funded, over time

Past the labels — and the year it shifted

Where the money goes

Do your dollars go where the need is?

Who you back again

Backed again, and grew

Funded once

22 grantees, every filing reconciled, 2017–2024.

Government reliance of your grantees

Your grantmaking, live and operational

How do I get to Patelco Credit Union?

More from the funding graph