How much does Housing Affordability Trust give?

Housing Affordability Trust reported 30 grants totaling $3,825,559 in its FY2024 IRS filing. It funded between 10 and 27 organizations a year over FY2017 to FY2023.

What does Housing Affordability Trust fund?

By grant dollars over FY2017 to FY2024, its largest causes are Housing & Shelter (47%), Human Services (14%), Community Improvement (12%).

Who are Housing Affordability Trust's largest grantees?

By total granted over FY2017 to FY2024: United Way of Central Alabama Inc ($1.8M), Jcha Housing and Development Corp ($1.2M), Titusville Development Corporation ($1.1M).

Does Housing Affordability Trust fund new organizations?

In FY2023, 16% of the organizations it funded were first-time grantees.

Does Housing Affordability Trust accept unsolicited applications?

Its most recent filing reports that it accepts unsolicited grant applications.

Which funders back the same organizations as Housing Affordability Trust?

Its strongest co-funders, measured against what their size predicts, include The Daniel Foundation of Alabama, The Community Foundation of Greater Birmingham, Alabama Power Foundation Inc.

Where is Housing Affordability Trust based?

Housing Affordability Trust is based in TN.

Housing Affordability Trust

Housing Affordability Trust at a glance

· Private foundation

Housing Affordability Trust

The mission of Housing Affordability Trust is to provide financial support to qualified charities (as defined by the Trust Agreement) and Governmental Authorities (as defined by the Trust Agreement) that promote and advance housing projects for persons who are members of low-income families and very low-income families (including elderly…

$3.8M

Granted FY2024still arriving

Grants FY2024still arriving

States reached

$834k

Largest

01What it funds

0197% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Housing & Shelter$13MHuman Services$3.8MCommunity Improvement$3.1MPhilanthropy$2.0MHealth$1.5MYouth Development$1.5MCivil Rights$828kCrime & Legal$250kOther$0

02FY2024 · 30 grants

Where the money goes

Grants by size, and the largest recipients.

By grant size · FY2024

Under $10k3 grants · $19k
$10k–50k6 grants · $186k
$50k–250k17 grants · $2.0M
$250k+4 grants · $1.7M

$100,000

Median grant

States reached

$54M

Total assets

Largest grants
Recipient	Amount
Jefferson County Housing Authority	$834,223
United Way of Central Alabama	$318,200
Grace House Ministries	$251,204
Individual grant recipient	$250,000
The Lovelady Center	$239,965
Girls Inc of Central Alabama	$177,387
Hispanic Interest Coalition of Alabama	$177,339
Bessemer Redevelopment Corp	$169,487
Downtown Jimmie Hale Mission	$125,000
East Lake Initiative	$118,334
The Common Thread Community	$118,076
Neighborhood Housing Services	$116,456
The Link of Cullman County	$100,000
Habitat for Humanity	$100,000
Housing Hope Partners Inc	$100,000

02The need

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY17–24, $3.1M) land where the poverty rate runs at 16%, against an area that typically sits at 9%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

grant to an above-average-need area below average· circle size = grant amount

How this is measured

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.

How this is measured

US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.

03Its grantees

repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

91%of every dollar goes to organizations it has funded before.

$24M · 37 repeat orgs$2.5M to everyone else

Grantees it renews have grown median revenue +53% since the first grant, against +2% for those funded once.

37 repeat relationships: 21 still active in FY2024, 16 since wound down; 9 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

Total granted

$24M

$1.6M

Median revenue growth · since first grant

+53%

+2%

Still filing today

76%

64%

New vs renewed · share of each year

In FY2024, 77% of grant dollars renewed an existing relationship; $866k went to new ones.

RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

Human ServicesHousing & ShelterCommunity ImprovementHealthYouth DevelopmentPhilanthropyOther

How this is measured

First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

UNITED WAY OF CENTRAL ALABAMA INC
6× · 2018–2024 · $1.8M · revenue +41%
JH
JCHA HOUSING AND DEVELOPMENT CORP
2× · 2017–2018 · $1.2M · revenue +64% · 36% of their budget
TW
THE WELLHOUSE INC
6× · 2019–2024 · $1.0M · revenue +31%

Funded once

OP
One Place Metro
one grant, 2020 · $500k
WH
WESTERN HORIZONS DEVELOPMENT INC
one grant, 2022 · $282k · revenue -99% · 97% of their budget
CP
COMMUNITY PARTNERSHIP OF ALABAMA INCgraduated
one grant, 2018 · $150k · revenue +85%

How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

Habitat for Humanity of Baldwin County Inc

Habitat for humanity of baldwin county, inc. is an ecumenical, christian housing ministry that seeks to eliminate poverty housing by partnering with the community to make decent shelter a matter of conscience and action.

—

Alabama Affordable Housing Association Inc

To promote the common interest of those involved in the development & management of rural multi-family housing.

Community Improvement

Rebuilding Together Central Alabama

Bringing volunteers and communities together to improve the homes and lives of low-income homeowners.

Community Improvement

Genesis Housing Development Corp

The mission of the organization is to enlist public and private bodies to support the goal of affordable housing for low and moderate income families and individuals through a non-profit housing development entity with a diverse board of…

Housing & Shelter

Greater Birmingham Ministries

To serve people, build community, pursue justice.

—

Habitat for Humanity Williamson -Maury

Habitat for humanity of williamson-maury (hfhwm) seeks to put god's love into action by partnering with communites to build affordable housing, inspiring hope and life-changing stability for families through homeownership.

—

Habitat for Humanity Mississippi Capital Area

Seeking to put god's love into action, habitat for humanity mississippi capital area brings people together to build homes, communities and hope.

—

Gadsden-Etowah Habitat for Humanity

Construction of Residential Housing for Low-income families

—

Habitat for Humanity of Greater Chattanooga Area Inc

Habitat for humanity of greater chattanooga (hfh-gc) brings together businesses, churches, and other community organizations in partnership with low income families to spark authentic transformation in our city through the construction of…

Housing & Shelter

Hope for All Gulf Coast

It is the mission of housing first, inc. to secure resources and assets, which lead to community planning to end homelessness through advocacy and community collaboration.

Food & Nutrition

Fair Housing Center of Northern Alabama

To nbsp;provide nbsp;support nbsp;and nbsp;encourage nbsp;equal nbsp;opportunities nbsp;i nbsp;n nbsp;housing nbsp;in nbsp;the nbsp;birmingham nbsp;metro nbsp;and nbsp;surrounding nbsp;communities nbsp;and nbsp;to nbsp;provide…

Housing & Shelter

Alabama Association of Habitat Affiliates Inc

To support habitat for humanity affiliates by helping god's people in need of decent shelter. the association helps the helpers, recruits new sources of support to eliminate poverty housing in alabama and improves awareness of the needs…

—

How this is measured

The grantee most central to the portfolio’s shape is Bessemer Redevelopment Corp; the most unlike its peers is The Flagstone Initiative Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

04the grantee network

45 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 45 of the 60 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

Load-bearing (≥25% of a budget)

Early backer (in before they grew)

45/45

Grantees still filing

33/45

Grew since first funded

Where the money sits, by cause and then by grantee

Other$12,808,672Housing & Shelter$3,460,579Human Services$3,150,281Community Improvement$2,912,912Philanthropy$1,840,994Youth Development$1,510,574Health$769,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

The Daniel Foundation of AlabamaAL70.5× affinity33 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: The Daniel Foundation of Alabama · The Community Foundation of Greater Birmingham · Alabama Power Foundation Inc · Navigate Affordable Housing Partners Inc · Protective Life Foundation · Orlean & Ralph W Beeson Fund · Susan Mott Webb Charitable Trust · Hill Crest Foundation Inc · Mike and Gillian Goodrich Foundation · Community Partnership of Alabama Inc · Junior League of Birmingham Inc · The Joseph S Bruno Charitable Foundation

How this is measured

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Housing Affordability Trust funds: left to right is the share of its income from government, bottom to top the share from Housing Affordability Trust. Bigger dots raise more.

2024

’20’21’22’23’24’25

no gov moneyreceives it· size = income

0get no government money at all

18report government grants on their 990 we could not trace to a source (not plotted)

0rely on government for over half their income

typical government reliance, FY20–25

How this is measured

Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

05Through Plinth

Warm introductions · Powered by PlinthPlus

How do I get to Housing Affordability Trust?

Find your warmest path to Housing Affordability Trust through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

Play a game based on Housing Affordability’s filings →

More from the funding graph

The unnamed billions

grants reported with no recipient in the public record

The regranting layer

51% of grant dollars land in the regranting layer

The DAF merry-go-round

$9.7B circulates between donor-advised funds

The endowment market

who holds foundation money, and what just moved

The camps

funders cluster by geography, not ideology

By state

where grant money is based, and what stays home