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· Private foundation

Housing Affordability Trust

The mission of Housing Affordability Trust is to provide financial support to qualified charities (as defined by the Trust Agreement) and Governmental Authorities (as defined by the Trust Agreement) that promote and advance housing projects for persons who are members of low-income families and very low-income families (including elderly…

$3.8M
Granted FY2024still arriving
30
Grants FY2024still arriving
2
States reached
$834k
Largest
01What you fund
0197% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY20172024.

Housing & Shelter$13MHuman Services$3.8MCommunity Improvement$3.1MPhilanthropy$2.0MHealth$1.5MYouth Development$1.5MCivil Rights$828kCrime & Legal$250kOther$0
02FY2024 · 30 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2024

  • Under $10k3 grants · $19k
  • $10k–50k6 grants · $186k
  • $50k–250k17 grants · $2.0M
  • $250k+4 grants · $1.7M
$100,000
Median grant
2
States reached
$54M
Total assets
Largest grants
RecipientAmount
Jefferson County Housing Authority$834,223
United Way of Central Alabama$318,200
Grace House Ministries$251,204
Individual grant recipient$250,000
The Lovelady Center$239,965
Girls Inc of Central Alabama$177,387
Hispanic Interest Coalition of Alabama$177,339
Bessemer Redevelopment Corp$169,487
Downtown Jimmie Hale Mission$125,000
East Lake Initiative$118,334
The Common Thread Community$118,076
Neighborhood Housing Services$116,456
Habitat for Humanity$100,000
The Link of Cullman County$100,000
Housing Hope Partners Inc$100,000
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY17–24, $3.1M) land where the poverty rate runs at 16%, against an area that typically sits at 9%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 9%Heart Gallery of Alabama Inc: $25k → 16%The Lovelady Center: $394k → 16%The Lovelady Center: $240k → 16%The Lovelady Center: $238k → 16%The Foundry Ministries: $32k → 16%Grace House Ministries: $295k → 16%The Foundry Ministries: $25k → 16%Grace House Ministries: $20k → 16%Mercy Deliverance Ministries: $75k → 16%Collat Jewish Family Services: $85k → 16%Collat Jewish Family Services: $68k → 16%Collat Jewish Family Services: $68k → 16%Collat Jewish Family Services: $60k → 16%Collat Jewish Family Services of Birmingham: $56k → 16%Collat Jewish Family Services: $53k → 16%Collat Jewish Family Services of Birmingham: $19k → 16%Collat Jewish Family Services: $13k → 16%Children's Aid Society of Alabama: $50k → 16%The Common Thread Community: $118k → 16%Grace House Ministries: $251k → 16%Heart Gallery of alabama: $55k → 16%Heart Gallery of alabama: $50k → 16%CHANGED LIVES CHRISTIAN CENTER INC: $28k → 16%CHANGED LIVES CHRISTIAN CENTER INC: $21k → 16%Heart Gallery of Alabama: $25k → 16%CHANGED LIVES CHRISTIAN CENTER INC: $20k → 16%Heart Gallery of Alabama: $25k → 16%CHANGED LIVES CHRISTIAN CENTER INC: $985 → 16%YWCA of Central Alabama: $402k → 16%First Light Inc: $90k → 16%First Light Inc: $50k → 16%First Light Inc: $42k → 16%First Light Inc: $40k → 16%First Light: $40k → 16%YWCA of Central Alabama: $15k → 16%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

91%of every dollar goes to organizations you’ve funded before.
$24M · 37 repeat orgs$2.5M to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +53% since the first grant, against +2% for the ones you funded once.

37 repeat relationships — 21 still active in FY2024, 16 since wound down; 9 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

37
14

Total granted

$24M
$1.6M

Median revenue growth · since first grant

+53%
+2%

Still filing today

76%
64%

New vs renewed · share of each year

In FY2024, 77% of grant dollars renewed an existing relationship; $866k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Human ServicesHousing & ShelterCommunity ImprovementHealthYouth DevelopmentPhilanthropyOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • UNITED WAY OF CENTRAL ALABAMA INC
    6× · 2018–2024 · $1.8M · revenue +41%
  • JH
    JCHA HOUSING AND DEVELOPMENT CORP
    2× · 2017–2018 · $1.2M · revenue +64% · 36% of their budget
  • TW
    THE WELLHOUSE INC
    6× · 2019–2024 · $1.0M · revenue +31%

Funded once

  • OP
    One Place Metro
    one grant, 2020 · $500k
  • WH
    WESTERN HORIZONS DEVELOPMENT INC
    one grant, 2022 · $282k · revenue -99% · 97% of their budget
  • CP
    COMMUNITY PARTNERSHIP OF ALABAMA INCgraduated
    one grant, 2018 · $150k · revenue +85%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Habitat for Humanity of Baldwin County Inc

Habitat for humanity of baldwin county, inc. is an ecumenical, christian housing ministry that seeks to eliminate poverty housing by partnering with the community to make decent shelter a matter of conscience and action.

2
Alabama Affordable Housing Association Inc

To promote the common interest of those involved in the development & management of rural multi-family housing.

Community Improvement
3
Rebuilding Together Central Alabama

Bringing volunteers and communities together to improve the homes and lives of low-income homeowners.

Community Improvement
4
Genesis Housing Development Corp

The mission of the organization is to enlist public and private bodies to support the goal of affordable housing for low and moderate income families and individuals through a non-profit housing development entity with a diverse board of…

Housing & Shelter
5
Greater Birmingham Ministries

To serve people, build community, pursue justice.

6
Habitat for Humanity Williamson -Maury

Habitat for humanity of williamson-maury (hfhwm) seeks to put god's love into action by partnering with communites to build affordable housing, inspiring hope and life-changing stability for families through homeownership.

7
Habitat for Humanity Mississippi Capital Area

Seeking to put god's love into action, habitat for humanity mississippi capital area brings people together to build homes, communities and hope.

8
Gadsden-Etowah Habitat for Humanity

Construction of Residential Housing for Low-income families

9
Habitat for Humanity of Greater Chattanooga Area Inc

Habitat for humanity of greater chattanooga (hfh-gc) brings together businesses, churches, and other community organizations in partnership with low income families to spark authentic transformation in our city through the construction of…

Housing & Shelter
10
Hope for All Gulf Coast

It is the mission of housing first, inc. to secure resources and assets, which lead to community planning to end homelessness through advocacy and community collaboration.

Food & Nutrition
11
Fair Housing Center of Northern Alabama

To nbsp;provide nbsp;support nbsp;and nbsp;encourage nbsp;equal nbsp;opportunities nbsp;i nbsp;n nbsp;housing nbsp;in nbsp;the nbsp;birmingham nbsp;metro nbsp;and nbsp;surrounding nbsp;communities nbsp;and nbsp;to nbsp;provide…

Housing & Shelter
12
Alabama Association of Habitat Affiliates Inc

To support habitat for humanity affiliates by helping god's people in need of decent shelter. the association helps the helpers, recruits new sources of support to eliminate poverty housing in alabama and improves awareness of the needs…

For reference, the grantee most central to the portfolio’s shape is Bessemer Redevelopment Corp and the most unlike its peers is The Flagstone Initiative Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

Your grantees are a median of 21 years old; the field is 14. You back the established end — and your money leans older still.

THE FIELDby orgYOUR GRANTEESby number25%5%<5yr15%15%5–10yr19%28%10–20yr16%28%20–35yr12%8%35–55yr13%15%55yr+
THE FIELDby orgYOUR MONEYby value25%1%<5yr15%15%5–10yr19%25%10–20yr16%24%20–35yr12%14%35–55yr13%21%55yr+

The field is 25% startups (under 5 years old) — 5% of your grantees by number, and just 1% of your money.

Closures · last 5 years

The orgs you fund almost never close 0.0% lost their exemption, against 15% of the field you don’t fund.

orgs you fund
0.0%0/46
the rest of the field
15%
628/4,117

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

04the grantee network

45 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 20172025, not grant rows in a single year — so this will not match the grant count on the cover. 45 of the 60 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

7
Load-bearing (≥25% of a budget)
16
Early backer (in before they grew)
45/45
Grantees still filing
32/45
Grew since you first funded

Where your money sits — by cause, then by grantee

Jefferson County Housing Authority — $3,490,875 · OtherJefferson County Housing AuthorityHousing Authority of Birmingham — $1,248,341 · OtherHousing Authority of BirminghamTITUSVILLE DEVELOPMENT CORPORATION — $1,104,001 · OtherTITUSVILLE DEVELOPMENT CORPORATIONNeighborhood Housing Services — $1,048,086 · OtherNeighborhood Housing ServicesNavigate Communities LLC — $906,124 · OtherNavigate Communities LLCYWCA of Central Alabama — $744,901 · OtherYWCA of Central AlabamaCOOPERATIVE DOWNTOWN MINISTRIES INC — $731,274 · OtherCOOPERATIVE DOWNTOWN MINISTRIES INCHABITAT FOR HUMANITY — $699,985 · OtherHABITAT FOR HUMANITYOne Place Metro — $500,000 · OtherWill Bright Foundation Inc — $449,742 · Other+13 more — $1,885,343 · Other+13 moreJCHA HOUSING AND DEVELOPMENT CORP — $1,238,294 · Housing & ShelterJCHA HOUSING A…THE WELLHOUSE INC — $1,015,000 · Housing & ShelterTHE WELLHOUSE …EAST LAKE INITIATIVE — $328,334 · Housing & ShelterEAST LAKE INIT…WESTERN HORIZONS DEVELOPMENT INC — $282,000 · Housing & ShelterWESTERN HORIZO…NEIGHBORHOOD HOUSING SERVICES OF BIRMING — $132,406 · Housing & ShelterDOWNTOWN JIMMIE HALE MISSION — $125,000 · Housing & Shelter+4 more — $339,545 · Housing & Shelter+4 moreFREEDOM RAIN INC — $872,319 · Human ServicesFREEDOM RAIN …GRACE HOUSE MINISTRIES INC — $566,204 · Human ServicesGRACE HOUSE M…COLLAT JEWISH FAMILY SERVICES OF BIRMINGHAM — $420,000 · Human ServicesCOLLAT JEWISH…YOUNG WOMENS CHRISTIAN ASSN OF BIRMINGHAM — $417,316 · Human ServicesYOUNG WOMENS …FIRST LIGHT INC — $261,625 · Human ServicesFIRST LIGHT I…HEART GALLERY OF ALABAMA INC — $180,000 · Human ServicesHEART GALLERY…COMMON THREAD COMMUNITY — $118,076 · Human Services+6 more — $314,741 · Human Services+6 moreBESSEMER REDEVELOPMENT CORP — $1,005,913 · Community ImprovementBESSEMER RED…HISPANIC AND IMMIGRANT CENTER OF ALABAMA — $828,125 · Community ImprovementHISPANIC AND…WOODLAWN UNITED INC — $678,874 · Community ImprovementWOODLAWN UNI…Community Care Development Network — $150,000 · Community ImprovementNAHMA EDUCATIONAL FOUNDATION — $100,000 · Community ImprovementTHE LINK OF CULLMAN COUNTY INC — $100,000 · Community Improvement+1 more — $50,000 · Community ImprovementUNITED WAY OF CENTRAL ALABAMA INC — $1,832,444 · Philanthropy+1 more — $8,550 · PhilanthropyGIRLS INCORPORATED OF CENTRAL ALABAMA — $810,574 · Youth DevelopmentBUILD UP — $700,000 · Youth DevelopmentAIDS ALABAMA INC — $675,000 · HealthOasis Counseling for Women and Children — $82,500 · Health+1 more — $11,500 · Health
Other$12,808,672Housing & Shelter$3,460,579Human Services$3,150,281Community Improvement$2,912,912Philanthropy$1,840,994Youth Development$1,510,574Health$769,000

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ your share of their budgetUNITED WAY OF CENTRAL ALABAMA INC — $1,832,444 over 6y, 0.4% of budgetJCHA HOUSING AND DEVELOPMENT CORP — $1,238,294 over 2y, 36% of budgetTITUSVILLE DEVELOPMENT CORPORATION — $1,104,001 over 6y, 49% of budgetTHE WELLHOUSE INC — $1,015,000 over 6y, 17% of budgetBESSEMER REDEVELOPMENT CORP — $1,005,913 over 5y, 100% of budgetFREEDOM RAIN INC — $872,319 over 3y, 3.6% of budgetHISPANIC AND IMMIGRANT CENTER OF ALABAMA — $828,125 over 8y, 5.6% of budgetGIRLS INCORPORATED OF CENTRAL ALABAMA — $810,574 over 8y, 9.9% of budgetCOOPERATIVE DOWNTOWN MINISTRIES INC — $731,274 over 5y, 8.2% of budgetBUILD UP — $700,000 over 4y, 16% of budgetWOODLAWN UNITED INC — $678,874 over 3y, 9.1% of budgetAIDS ALABAMA INC — $675,000 over 4y, 2.5% of budgetGRACE HOUSE MINISTRIES INC — $566,204 over 3y, 12% of budgetWill Bright Foundation Inc — $449,742 over 3y, 73% of budgetCOLLAT JEWISH FAMILY SERVICES OF BIRMINGHAM — $420,000 over 8y, 5.1% of budgetYOUNG WOMENS CHRISTIAN ASSN OF BIRMINGHAM — $417,316 over 2y, 5.3% of budgetEAST LAKE INITIATIVE — $328,334 over 4y, 16% of budgetWESTERN HORIZONS DEVELOPMENT INC — $282,000 over 1y, 97% of budgetFIRST LIGHT INC — $261,625 over 5y, 4.0% of budgetONE PLACE METRO AL FAMILY JUSTICE CENTER — $250,000 over 2y, 99% of budgetHEART GALLERY OF ALABAMA INC — $180,000 over 5y, 13% of budgetCOMMUNITY PARTNERSHIP OF ALABAMA INC — $150,300 over 1y, 4.0% of budgetCommunity Care Development Network — $150,000 over 2y, 17% of budgetNEIGHBORHOOD HOUSING SERVICES OF BIRMING — $132,406 over 2y, 13% of budgetDOWNTOWN JIMMIE HALE MISSION — $125,000 over 1y, 1.5% of budgetCOMMON THREAD COMMUNITY — $118,076 over 1y, 17% of budgetMOVING UP COLLABORATIVE — $100,000 over 1y, 7.9% of budgetHOUSING HOPE PARTNERS INC — $100,000 over 1y, 85% of budgetTHE LINK OF CULLMAN COUNTY INC — $100,000 over 1y, 10.0% of budgetGREATER BIRMINGHAM HABITAT FOR HUMANITY INC — $100,000 over 1y, 1.1% of budgetOasis Counseling for Women and Children — $82,500 over 2y, 3.6% of budgetMERCY DELIVERANCE MINISTRIES — $75,000 over 1y, 8.8% of budgetCHANGED LIVES CHRISTIAN CENTER INC — $69,574 over 4y, 4.5% of budgetTHE FOUNDRY MINISTRIES INC — $57,367 over 2y, 0.4% of budgetBirmingham Zoo Inc — $50,000 over 2y, 0.4% of budgetCHILDREN'S AID SOCIETY OF ALABAMA — $50,000 over 1y, 0.9% of budgetALABAMA POSSIBLE — $50,000 over 1y, 9.6% of budgetONE ROOF — $39,545 over 1y, 2.3% of budgetLITERACY COUNCIL OF CENTRAL ALABAMA — $35,988 over 2y, 3.4% of budgetFAMILY PROMISE OF BIRMINGHAM INC — $12,800 over 1y, 4.1% of budgetUNITED ABILITY INC — $11,500 over 1y, 0.1% of budgetTHE FLAGSTONE INITIATIVE INC — $8,550 over 1y, 2.4% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

  • Who funds UNITED WAY OF CENTRAL ALABAMA INC
  • Who funds JCHA HOUSING AND DEVELOPMENT CORP
  • Who funds TITUSVILLE DEVELOPMENT CORPORATION
  • Who funds THE WELLHOUSE INC
  • Who funds BESSEMER REDEVELOPMENT CORP
  • Who funds FREEDOM RAIN INC
  • Who funds HISPANIC AND IMMIGRANT CENTER OF ALABAMA
  • Who funds GIRLS INCORPORATED OF CENTRAL ALABAMA
  • Who funds COOPERATIVE DOWNTOWN MINISTRIES INC
  • Who funds BUILD UP
  • Who funds HABITAT FOR HUMANITY
  • Who funds WOODLAWN UNITED INC
  • Who funds AIDS ALABAMA INC
  • Who funds GRACE HOUSE MINISTRIES INC
  • Who funds Will Bright Foundation Inc
  • Who funds COLLAT JEWISH FAMILY SERVICES OF BIRMINGHAM
  • Who funds YOUNG WOMENS CHRISTIAN ASSN OF BIRMINGHAM
  • Who funds EAST LAKE INITIATIVE
  • Who funds WESTERN HORIZONS DEVELOPMENT INC
  • Who funds FIRST LIGHT INC
  • Who funds ONE PLACE METRO AL FAMILY JUSTICE CENTER
  • Who funds HEART GALLERY OF ALABAMA INC
  • Who funds COMMUNITY PARTNERSHIP OF ALABAMA INC
  • Who funds Community Care Development Network
  • Who funds NEIGHBORHOOD HOUSING SERVICES OF BIRMING
  • Who funds DOWNTOWN JIMMIE HALE MISSION
  • Who funds COMMON THREAD COMMUNITY
  • Who funds MOVING UP COLLABORATIVE
  • Who funds HOUSING HOPE PARTNERS INC

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

The Daniel Foundation of AlabamaAL70.5× affinity33 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: The Daniel Foundation of Alabama · The Community Foundation of Greater Birmingham · Alabama Power Foundation Inc · Navigate Affordable Housing Partners Inc · Protective Life Foundation · Orlean & Ralph W Beeson Fund · Susan Mott Webb Charitable Trust · Hill Crest Foundation Inc · Mike and Gillian Goodrich Foundation · Community Partnership of Alabama Inc · Junior League of Birmingham Inc · The Joseph S Bruno Charitable Foundation

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Housing Affordability Trust funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
202122232425
no gov · 00%6%25%56%100%your share of their income ↑0%25%50%75%100%share of the org’s income from government
    no gov moneyreceives it· size = income
    0get no government money at all
    18report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY2025

    Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

    05Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to Housing Affordability Trust?

    Find your warmest path to Housing Affordability Trust through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 60 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

    Generated from your IRS Form 990-PF e-file return for fiscal year 2024, released 2024. Filings run roughly 12–24 months behind; figures are dated accordingly.

    Source object · view filing

    More from the funding graph