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Horizon Credit Union at a glance

· Public charity

Horizon Credit Union

Credit union operated without profit for mutual purposes.

$153k
Granted FY2024still arriving
4
Grants FY2024still arriving
1
States reached
$25k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
05Through PlinthRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Philanthropy$102kHuman Services$100kFood & Nutrition$88kHousing & Shelter$40kHealth$12kCommunity Improvement$9kReligion$8kYouth Development$6k
02FY2024 · 4 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 4 grants below total $58,531, the rows itemized in this filing. The $153,019 headline is the total grant expense on the return; the other $94,488 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2024

  • Under $10k1 grant · $5k
  • $10k–50k3 grants · $53k
$17,431
Median grant
1
States reached
$2.0B
Total assets
Largest grants
RecipientAmount
KXLY COMMUNITY PARTNERS FOUNDATION$25,000
GOWEST CREDIT UNION FOUNDATION$17,431
HABITAT FOR HUMANITY-SPOKANE$11,000
GREATER SPOKANE COUNTY MEALS ON WHEELS$5,100
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY17–24, $123k) land where the poverty rate runs at 9%, against an area that typically sits at 8%. 100% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 8%HUMAN RESOURCE DEVELOPMENT COUNCIL: $6k → 10%GOWEST CREDIT UNION FOUNDATION: $17k → 9%IDAHO YOUTH RANCH: $6k → 8%GOWEST CREDIT UNION FOUNDATION: $15k → 9%IDAHO YOUTH RANCH: $6k → 8%NWCUF FAIRSHARE CONTRIBUTION: $13k → 9%NORTHWEST CREDIT UNION ASSOCIATION: $10k → 9%NWCUF FAIRSHARE CONTRIBUTION: $9k → 9%NWCUF FAIRSHARE CONTRIBUTION: $8k → 9%NORTHWEST CREDIT UNION FOUNDATION: $8k → 9%SNAP: $5k → 12%NORTHWEST CREDIT UNION FOUNDATION: $7k → 9%FEED SPOKANE: $6k → 12%YWCA SPOKANE: $9k → 12%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
04

Where the work is directed

The same grants placed two ways: where each recipient sits, and where its stated purpose sends the money.

About 11% of Horizon Credit Union’s grant dollars are earmarked for a different county than the recipient’s own address. By recipient address, 85% of the giving stays in WA; by stated purpose, 74%.

Horizon Credit Unionlessmore of its giving
Placed by recipient address
How this is measured
Recipient view: each grant at its grantee’s ZIP, mapped to a county. Directed view: each grant at the county its stated purpose names, falling back to the recipient’s county when the purpose names no place; US grants only. A county shows only if it carries the top 95% of that view’s dollars. Purposes are read from the funder’s own 990 grant descriptions.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

71%of every dollar goes to organizations it has funded before.
$258k · 7 repeat orgs$106k to everyone else

7 repeat relationships: 3 still active in FY2024, 4 since wound down; 1 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

7
13

Total granted

$258k
$101k

Median revenue growth · since first grant

+22%
+54%

Still filing today

100%
85%

New vs renewed · share of each year

In FY2024, 91% of grant dollars renewed an existing relationship; $5k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Human ServicesHousing & ShelterFood & NutritionPhilanthropyEducationHealthOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • GF
    GOWEST FOUNDATION
    8× · 2017–2024 · $87k · revenue ×19
  • WC
    Women & Children's Free Restaurant & Community Kitchen
    3× · 2020–2022 · $43k · revenue +5%
  • HF
    Habitat for Humanity - Spokane
    2× · 2022–2024 · $17k · revenue +77%

Funded once

  • NB
    NEIGHBORWORKS BOISE
    one grant, 2023 · $13k · revenue +18%
  • NH
    NEIGHBORHOOD HOUSING SERVICES INC OF GF
    one grant, 2023 · $10k · revenue +10%
  • CH
    CHILDRENS HOME SOCIETY AND TRUST FOUNDATION
    one grant, 2017 · $10k · revenue -36%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Partners Inland Northwest

Partners inland northwest is the sole source of comprehensive community and social services in spokane valley, serving low income and disadvantaged residents between the city of spokane and the idaho border.

Human Services
2
Spokane Parks Foundation

The Spokane Parks Foundation cultivates the health, growth, and continued enjoyment of our communities by inspiring giving and passion for our parks.

—
3
Snoqualmie Valley Food Bank

Our mission is to provide food and key resources to help our neighbors and community thrive. we lead the effort to feed, educated and advocate ending hunger in the snoqualmie valley and beyond.

Food & Nutrition
4
Feeding Washington

Create a strong and effective statewide infrastructure that efficiently leverages resources to expand capacity in Washington State's Feeding America network.

Food & Nutrition
5
Rainier Valley Food Bank

Our mission is to nourish with good food, empower with knowledge, and serve with compassion.

Unclassified
6
Butte Emergency Food Bank

Provide food for individuals in need

—
7
House Our Neighbors

House Our Neighbors envisions a future where all people can afford to live and thrive in vibrant, cohesive, and climate resilient communities. To achieve this, we develop, advocate, and mobilize for policy to realize social housing for the…

—
8
United Way of Snohomish County

United way of snohomish county improves lives for families in snohomish county by bringing people, resources, and strategy together.

Philanthropy
9
Second Harvest Inland Northwest Foundation

The foundation is dedicated to supporting the mission of second harvest inland northwest, the nonprofit hunger solution center based in spokane, washington.

Food & Nutrition
10
Idaho Foodbank Warehouse

To help feed, educate and advocate for Idaho's hungry through collaborative partnerships to develop efficient solutions that strengthen individuals, families, and communities.

Food & Nutrition
11
Transitions

Transitions works to end poverty and homelessness for women and children in Spokane, Washington.

Human Services
12
Community Health Association of Spokane

The mission of the Community Health Association of Spokane (CHAS Health) is to improve the overall health of the communities we serve by expanding access to quality health and wellness services.

Health
How this is measured
The grantee most central to the portfolio’s shape is Second Harvest Inland Northwest; the most unlike its peers is Exchange Club of Spokane Foundation. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
05the grantee network

20 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 20 of the 21 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
5
Early backer (in before they grew)
19/20
Grantees still filing
15/20
Grew since first funded

Where the money sits, by cause and then by grantee

GOWEST FOUNDATION: $86,904 · Human ServicesGOWEST FOUNDATIONIDAHO YOUTH RANCH INC: $11,000 · Human ServicesIDAHO YOUTH RANCH INCYOUNG WOMENS CHRISTIAN ASSOCIATION: $8,500 · Human ServicesYOUNG WOMENS CHRISTIAN ASSOCIATIONHUMAN RESOURCE DEVELOPMENT COUNCIL OF DISTRICT IX INC: $6,000 · Human ServicesFeed Spokane: $5,500 · Human ServicesSPOKANE NEIGHBORHOOD ACTION PARTNERS: $5,442 · Human ServicesKXLY COMMUNITY PARTNERS FOUNDATION EXTREME TEAM-COATS 4 KIDS-CHRISTMAS WISH: $75,000 · PhilanthropyKXLY COMMUNITY PARTNERS…Women & Children's Free Restaurant & Community Kitchen: $42,850 · OtherWomen & Children's Fre…CHILDRENS HOME SOCIETY AND TRUST FOUNDATION: $9,771 · OtherCHILDRENS HOME SOCIETY…EXCHANGE CLUB OF SPOKANE FOUNDATION: $8,170 · OtherEXCHANGE CLUB OF SPOKA…SALVATION ARMY: $6,850 · OtherSALVATION ARMYBIG BROTHERS BIG SISTERS OF SW ID INC: $5,500 · OtherBIG BROTHERS BIG SISTE…Habitat for Humanity - Spokane: $17,100 · Housing & ShelterHabitat for …NEIGHBORWORKS BOISE: $13,192 · Housing & ShelterNEIGHBORWORK…NEIGHBORHOOD HOUSING SERVICES INC OF GF: $10,000 · Housing & ShelterNEIGHBORHOOD…SECOND HARVEST INLAND NORTHWEST: $13,000 · Food & NutritionMONTANA FOOD BANK NETWORK INC: $9,000 · Food & NutritionGREATER SPOKANE COUNTY MEALS ON WHEELS: $5,100 · Food & NutritionPROVIDENCE INLAND NORTHWEST FOUNDATION: $12,250 · HealthFamily Promise of Spokane: $8,000 · ReligionBIG BEND COMMUNITY COLLEGE FOUNDATION: $5,250 · Education
Human Services$123,346Philanthropy$75,000Other$73,141Housing & Shelter$40,292Food & Nutrition$27,100Health$12,250Religion$8,000Education$5,250

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetGOWEST FOUNDATION: $86,904 over 8y, 0.9% of budgetKXLY COMMUNITY PARTNERS FOUNDATION EXTREME TEAM-COATS 4 KIDS-CHRISTMAS WISH: $75,000 over 3y, 16% of budgetWomen & Children's Free Restaurant & Community Kitchen: $42,850 over 3y, 0.8% of budgetHabitat for Humanity - Spokane: $17,100 over 2y, 0.1% of budgetNEIGHBORWORKS BOISE: $13,192 over 1y, 0.4% of budgetSECOND HARVEST INLAND NORTHWEST: $13,000 over 2y, 0.0% of budgetPROVIDENCE INLAND NORTHWEST FOUNDATION: $12,250 over 2y, 0.1% of budgetIDAHO YOUTH RANCH INC: $11,000 over 2y, 0.0% of budgetNEIGHBORHOOD HOUSING SERVICES INC OF GF: $10,000 over 1y, 0.4% of budgetCHILDRENS HOME SOCIETY AND TRUST FOUNDATION: $9,771 over 1y, 0.2% of budgetMONTANA FOOD BANK NETWORK INC: $9,000 over 1y, 0.0% of budgetYOUNG WOMENS CHRISTIAN ASSOCIATION: $8,500 over 1y, 0.1% of budgetFamily Promise of Spokane: $8,000 over 1y, 0.3% of budgetHUMAN RESOURCE DEVELOPMENT COUNCIL OF DISTRICT IX INC: $6,000 over 1y, 0.0% of budgetFeed Spokane: $5,500 over 1y, 1.0% of budgetBIG BROTHERS BIG SISTERS OF SW ID INC: $5,500 over 1y, 0.7% of budgetSPOKANE NEIGHBORHOOD ACTION PARTNERS: $5,442 over 1y, 0.0% of budgetBIG BEND COMMUNITY COLLEGE FOUNDATION: $5,250 over 1y, 0.5% of budgetGREATER SPOKANE COUNTY MEALS ON WHEELS: $5,100 over 1y, 0.2% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

The Avista FoundationFirst Interstate Banc…Innovia FoundationNumerica Credit UnionUnited Way of Spokane…Multicare Health Syst…Providence Health & S…Spokane Teachers Cred…Women Helping Women F…Second Harvest Inland…Lamb Weston Charitabl…Bnsf Railway Foundati…
The Avista FoundationWA21.6× affinity8 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: The Avista Foundation · First Interstate BancSystem Foundation Inc · Innovia Foundation · Numerica Credit Union · United Way of Spokane County · Multicare Health System · Providence Health & Services - Washington · Spokane Teachers Credit Union · Women Helping Women Fund · Second Harvest Inland Northwest · Lamb Weston Charitable Foundation · Bnsf Railway Foundation

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Horizon Credit Union funds: left to right is the share of its income from government, bottom to top the share from Horizon Credit Union. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%1%5%11%20%funder's share of their income ↑0%10%20%30%40%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    10report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    ⤢ axis zoomed · 0–40%
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
    05Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to Horizon Credit Union?

    Find your warmest path to Horizon Credit Union through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 21 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Source object · view filing

    Play a game based on Horizon Credit Union’s filings →

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home