Nonprofit screen
Screen a listUtah Microenterprise Loan Fund
Can you give?
Listed with the IRS. Every screen came back clear.
A 501(c)(3) on Publication 78 and the IRS master file.
- IRS nonprofit listing
- No issue
- Revocation
- None
- IRS files
- Agree
- Sanctions
- No match
- IRS bulletin
- No notice
- California
- No record
- Charity type
- 509(a)(1)
$1.7Mrevenue
FY2025 · +122% in 3 yrs6staff
8 of 8years filed
’18’19’20’21’22’23’24’25
Revenue and spendingRevenueSpendingDeficit
Against similar nonprofits FY2025
Operating margin50.7%
Months of reserve25.9mo
Revenue growth (annualized)+14.7%
Middle half of peersMedianUtah Microenterprise Loan
Where the money goes FY2025 · $859k spent
Programs$400k47%Management and general$414k48%Fundraising$45k5%990 FY2025 · Part IX line 25
Worth checking1
Deficits in 2 of the last 3 years
−$525k in FY2023 and −$592k in FY2024. Cash covers 25.9 months, above the peer median of 5.8.
990 Part I and balance sheetIn its favor3
Strong governance
27 of 27 board members independent. Conflict-of-interest and whistleblower policies, audited financial statements, board reviews the 990.
990 Part VIGrowing faster than peers
Revenue up 15% a year since FY2017, faster than half of similar nonprofits.
990 Part I · peer cohortA history of government grants
Government grants on 7 of its 9 returns, 6% of revenue in FY2025. $1.0M is traced federal awards from Small Business Administration.
990 Part VIII · USAspending10funders
$40ka year, last 3 years
79%from its largest funder
Funder’17’18’19’20’21’22’23Jpmorgan Chase FoundationOn and off$50k$100$200kLocal Initiatives Support CorporationOn and off$30kAlly Charitable FoundationSince FY2022$10k$10kWashington Federal FoundationNew in FY2023$5kDonor-advised giftsDonors not disclosed$95k
FundedThrough a donor-advised fund