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California · Nonprofit

SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY

SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY (California) receives grants from 2 organizations whose IRS filings report $60,000 to it, the largest being COMERICA CHARITABLE FOUNDATION ($40,000). 1 of them have funded it in more than one year.

Revenue FY2025
$3.0M
Funders on record
2
Grants received
$60k
Net assets
$4.7M
1/2 repeat funderspeak grant-dependency 1%
01What it does

What Small Business Development Corporation of Orange County does

Mission

To provide financial assistance to small businesses. The organization is primarily involved in economic development lending activities providing state loan guarantees to bank and non-bank lenders through the state loan guarantee program and other direct capital access to economically disadvantaged businesses throughout california. This ultimately strengthens the local business economy by creating and retaining jobs.

As stated on its FY2025 Form 990.

Program

  1. Provides loan guarantees and other direct capital access programs to economically disadvantaged businesses throughout california, which ultimately strengthens the local business economy by creating and retaining jobs.

    $2,111,791 spentof which $21,555 as grants$2,816,804 earned by the program
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $2,111,791.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($1.2M) Expenses 100 ($751k) Net assets 100 ($1.9M)2018 Revenue 96 ($1.2M) Expenses 122 ($913k) Net assets 115 ($2.2M)2019 Revenue 175 ($2.2M) Expenses 198 ($1.5M) Net assets 150 ($2.9M)2020 Revenue 121 ($1.5M) Expenses 194 ($1.5M) Net assets 152 ($3.0M)2021 Revenue 106 ($1.3M) Expenses 163 ($1.2M) Net assets 157 ($3.0M)2022 Revenue 144 ($1.8M) Expenses 171 ($1.3M) Net assets 183 ($3.5M)2023 Revenue 157 ($1.9M) Expenses 223 ($1.7M) Net assets 197 ($3.8M)2024 Revenue 197 ($2.4M) Expenses 280 ($2.1M) Net assets 214 ($4.2M)2025 Revenue 241 ($3.0M) Expenses 325 ($2.4M) Net assets 242 ($4.7M)
'17'18'19'20'21'22'23'24'25
Revenue (241)Expenses (325)Net assets (242)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $3.2M to $4.7M (+50%).

$2.0M
$2.3M
$2.9M
$3.1M
$3.2M
$4.7M
$5.0M
$5.4M
$5.9M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2021 13%. Grants only. Government contracts and fees sit inside program revenue.

3% of SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY’s revenue is contributions — about as donation-reliant as the typical peer (61% for the typical peer).

This organization
Typical peer · 4,434 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$489k
’17
$282k
’18
$687k
’19
$45k
’20
$92k
’21
$501k
’22
$272k
’23
$340k
’24
$545k
’25
14
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Michael Ocasio

CEO

Board chair

Thanh Pham

Chairman

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed121012151616161616
Joined·+0+4+5+3+6+3+2+1
No longer listed·22226321
03Who funds it

Who funds it, year by year

2022 → 2023: the base held at 1 funder, grant income held at $20k.

Funder
'22
'23
'25*
total
funders
1
1
1

1 of 2 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 33% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY leans on a few funders — its largest provides 67% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

33% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY.

67%
largest funder
100%
top three
~2
effective funders

Largest funder’s share by year: 2022 100% · 2023 100% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY draws 100% of its grant income from funders outside California, across 1 state in all.

OH

In-state vs out-of-state, by year

’22
’23
California out of state home

Funder states come from each funder’s own filing. $20k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY holds deeper cash reserves than three-quarters of the 2,127 community improvement nonprofits its size.

Operating margin18% · above the median
Months of reserve13.5mo · top quartile
Revenue growth (annualized)12% · above the median

this organization peer median middle 50% of peers· 2,127 community improvement nonprofits $1M–$10M, FY2025

Government funding SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $125k on record.

Federal$125k
grants $125kcontracts $0
Top agencies
  • Department of the Treasury$125k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In California

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

86% of spending goes to programs.

Program 86%Management 14%Fundraising 0%

Governance

10
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

98%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

CA

Screen this organization

A dated, signed PDF of the compliance screen for SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY?
SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY (California) receives grants from 2 organizations whose IRS filings report $60,000 to it, the largest being COMERICA CHARITABLE FOUNDATION ($40,000). 1 of them have funded it in more than one year.
How many funders does SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY have?
IRS filings report 2 organizations giving $60,000 in grants to SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY, 1 of which have funded it in more than one year.
Who is the largest funder of SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY?
COMERICA CHARITABLE FOUNDATION is the largest funder on record, with $40,000 in grants. The full list of funders is on this page.
How can an organization like SMALL BUSINESS DEVELOPMENT CORPORATION OF ORANGE COUNTY find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing