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Tennessee · Nonprofit

UNITED WAY OF SOUTH CENTRAL TENNESSEE

UNITED WAY OF SOUTH CENTRAL TENNESSEE (Tennessee) receives grants from 43 organizations whose IRS filings report $3,721,677 to it, the largest being UNITED WAY OF MIDDLE TENNESSEE INC ($1,863,815). 23 of them have funded it in more than one year.

Revenue FY2025
$3.4M
Funders on record
43
Grants received
$3.7M
Net assets
$2.6M
23/43 repeat funderspeak grant-dependency 33%
01What it does

What United Way of South Central Tennessee does

Mission

The United Way of South Central Tennessee's mission is to improve lives by advancing opportunities for education, health, and financial stability for all. Its vision is to be the primary community solutions leader for human services.

As stated on its FY2025 Form 990.

Program

  1. The united way takes pride in being an accountable, efficient and transparent community impact organization. Investing in the united way leads to strengthening neighborhoods, bolstering the health of the community and creating long-term change in the lives of community members every day. United Way of South Central Tennessee has combined the six bold goals adopted in 2020 into our community impact strategy for the 2024/2025 fiscal year. Investment grants of $877,722 were given in areas of education, income and health to improve lives in bedford, cannon, lincoln, coffee, moore, warren, and rutherford counties. From july 1, 2024, to june 30, 2025, United Way of South Central Tennessee was able to see a $14 return for every one dollar invested in united way.

    $2,434,472 spentof which $877,722 as grants$284,689 earned by the program
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $2,434,472.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($2.7M) Expenses 100 ($2.9M) Net assets 100 ($1.3M)2018 Revenue 95 ($2.5M) Expenses 95 ($2.7M) Net assets 80 ($1.1M)2019 Revenue 97 ($2.6M) Expenses 88 ($2.6M) Net assets 83 ($1.1M)2020 Revenue 89 ($2.4M) Expenses 77 ($2.2M) Net assets 94 ($1.3M)2021 Revenue 101 ($2.7M) Expenses 80 ($2.3M) Net assets 140 ($1.9M)2022 Revenue 108 ($2.9M) Expenses 87 ($2.5M) Net assets 149 ($2.0M)2023 Revenue 99 ($2.6M) Expenses 91 ($2.6M) Net assets 154 ($2.1M)2024 Revenue 97 ($2.6M) Expenses 93 ($2.7M) Net assets 158 ($2.1M)2025 Revenue 129 ($3.4M) Expenses 107 ($3.1M) Net assets 192 ($2.6M)
'17'18'19'20'21'22'23'24'25
Revenue (129)Expenses (107)Net assets (192)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $2.6M to $3.4M (+30%).

$3.5M
$3.1M
$2.8M
$2.6M
$3.4M
$3.3M
$3.6M
$3.5M
$3.7M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2021 7% · 2022 11% · 2023 12% · 2024 15% · 2025 30%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 9 reported years ran a deficit.

−$239k
’17
−$231k
’18
$10k
’19
$131k
’20
$364k
’21
$354k
’22
$13k
’23
−$99k
’24
$316k
’25
2.1
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Kristen Swann

President and CEO

As listed on its FY2025 Form 990.

The chief executive listed changed between the FY2023 and FY2024 filings.

'17'18'19'20'21'22'23'24'25
Listed464338363436373630
Joined·+9+5+9+10+9+13+8+8
No longer listed·12101112712914
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 6 funders to 14 funders, grant income rose $188k → $504k.

14 of 43 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 30% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of UNITED WAY OF SOUTH CENTRAL TENNESSEE’s funders (the co-funder graph). Top 30 of 43 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

UNITED WAY OF SOUTH CENTRAL TENNESSEE leans on a few funders — its largest provides 50% of grant income and the top three 65%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

88% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund UNITED WAY OF SOUTH CENTRAL TENNESSEE.

50%
largest funder
65%
top three
~4
effective funders

Largest funder’s share by year: 2017 59% · 2018 27% · 2019 32% · 2020 35% · 2021 32% · 2022 85% · 2023 33% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

25% of UNITED WAY OF SOUTH CENTRAL TENNESSEE's funders are still giving 3 years after their first grant; 53% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

84% of UNITED WAY OF SOUTH CENTRAL TENNESSEE's grant income comes from Tennessee funders.

MN
WI
OH
PA
CT
CA
KY
TN
NC
TX
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Tennessee out of state home

Funder states come from each funder’s own filing. $1.1M arriving through sponsors registered in 10 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like UNITED WAY OF SOUTH CENTRAL TENNESSEE

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Tennessee

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

78% of spending goes to programs.

Program 78%Management 14%Fundraising 8%

Governance

28
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

95%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

TN

Screen this organization

A dated, signed PDF of the compliance screen for UNITED WAY OF SOUTH CENTRAL TENNESSEE: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds UNITED WAY OF SOUTH CENTRAL TENNESSEE?
UNITED WAY OF SOUTH CENTRAL TENNESSEE (Tennessee) receives grants from 43 organizations whose IRS filings report $3,721,677 to it, the largest being UNITED WAY OF MIDDLE TENNESSEE INC ($1,863,815). 23 of them have funded it in more than one year.
How many funders does UNITED WAY OF SOUTH CENTRAL TENNESSEE have?
IRS filings report 43 organizations giving $3,721,677 in grants to UNITED WAY OF SOUTH CENTRAL TENNESSEE, 23 of which have funded it in more than one year.
Who is the largest funder of UNITED WAY OF SOUTH CENTRAL TENNESSEE?
UNITED WAY OF MIDDLE TENNESSEE INC is the largest funder on record, with $1,863,815 in grants. The full list of funders is on this page.
How can an organization like UNITED WAY OF SOUTH CENTRAL TENNESSEE find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Tennessee. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 43 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing