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Washington · Nonprofit

Interfaith Coalition of Whatcom County

Interfaith Coalition of Whatcom County (Washington) receives grants from 27 organizations whose IRS filings report $939,809 to it, the largest being DELTA DENTAL OF WASHINGTON ($175,000). 16 of them have funded it in more than one year.

Revenue FY2025
$457k
Funders on record
27
Grants received
$940k
Net assets
$2.7M
16/27 repeat funderspeak grant-dependency 20%
01What it does

What Interfaith Coalition of Whatcom County does

Mission

To break the cycle of family homelessness and poverty in Whatcom County by providing emergency shelter and transitional housing services with case management and connection to other community resources. Interfaith Coalition carries out its mission in collaboration with over 40 communities of faith in Whatcom County.

As stated on its FY2025 Form 990.

Programs

  1. Low-income Housing Program - In October 2024, the Interfaith Coalition entered into a Memorandum of Understanding with the Opportunity Council to provide access to more housing as part of the Council's case management for individuals transitioning from homelessness to long term stability. In June 2025, Interfaith entered a similar agreement with Lydia Place which offers similar case management for families. With these agreements in place, Interfaith has been able to use our resources to help fill gaps in human services and meet housing and other needs for members of the community experiencing homelessness, housing instability, and poverty, while supporting local non-profit providers in doing what they do best. In addition to providing housing for 10 households, Interfaith also developed a long-term maintenance plan to ensure these assets are properly maintained for longevity. Further, with a portion of the revenue generated from our non-profit partners, we were able to support our Beacon of Hope fund (covered in the next section) that aims at preventing homelessness.

    $173,462 spentof which $14,612 as grants$150,891 earned by the program
    47% of program spending
  2. Addressing Local Poverty Issues - We connect volunteers with Whatcom county neighbors experiencing poverty, housing instability, and homelessness. Our volunteers provide food and basic hygiene items, warm hats and socks to people living on the edge. Project Warm-up crafters knit scarves and hats for low-income neighbor needs. These are distributed via CAST and the Fall Coat Drive. Coffee And Sandwiches Together (CAST) In 2024, our CAST program provided 25,855 sandwiches (plus coffee and fruit) for guests through our Coffee And Sandwiches Together (CAST) program. We distributed food four nights a week at our pickup location behind the Bellingham library. Operating the CAST program requires 10 volunteers each day to prepare and distribute the food. Volunteers work 2 hours per night. Fall Coat Drive We gave out 632 coats and jackets in partnership with The Bellingham Food Bank, the United Church of Christ of Ferndale, and the Deming Mission for an estimated value $11,764.Holiday Joy This program provided multiple presents to 121 families, comprising 308 children and youth, an increase of 54% over the previous year. Sponsorship came from 46 groups and individuals, with an estimated…

    $193,948 spentof which $62,576 as grants
    53% of program spending

The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $367,410.

02The organization over time

The organization over time

Each line starts at 100 in 2019, so what you read is the shape rather than the size: 150 means half as much again as 2019, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20192019 Revenue 100 ($735k) Expenses 100 ($696k) Net assets 100 ($1.5M)2020 Revenue 189 ($1.4M) Expenses 104 ($724k) Net assets 144 ($2.2M)2021 Revenue 131 ($960k) Expenses 128 ($891k) Net assets 152 ($2.3M)2022 Revenue 104 ($765k) Expenses 117 ($812k) Net assets 144 ($2.2M)2023 Revenue 185 ($1.4M) Expenses 105 ($731k) Net assets 188 ($2.9M)2024 Revenue 51 ($374k) Expenses 89 ($618k) Net assets 179 ($2.8M)2025 Revenue 62 ($457k) Expenses 76 ($526k) Net assets 177 ($2.7M)
2019202020212022202320242025
Revenue (62)Expenses (76)Net assets (177)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $1.6M to $2.3M (+45%).

$1.6M
$2.3M
$2.4M
$2.3M
$2.9M
$2.8M
$2.7M
2019202020212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2019 2% · 2020 8% · 2021 2% · 2022 2% · 2023 2% · 2024 6%. Grants only. Government contracts and fees sit inside program revenue.

55% of Interfaith Coalition of Whatcom County’s revenue is contributions — about as donation-reliant as the typical peer (82% for the typical peer).

This organization
Typical peer · 14,893 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 7 reported years ran a deficit.

$40k
’19
$666k
’20
$69k
’21
−$47k
’22
$628k
’23
−$244k
’24
−$69k
’25
19
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Jen Callaghan

Treasurer / Executive Director

As listed on its FY2025 Form 990.

2019202020212022202320242025
Listed16161414111211
Joined·+5+4+7+0+5+7
No longer listed·567348
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 6 funders to 8 funders, grant income rose $169k → $176k.

7 of 27 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 19% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of Interfaith Coalition of Whatcom County’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Interfaith Coalition of Whatcom County has a broad base — no single funder exceeds 19% of grant income, and it takes 5 funders to reach half.

the vertical line marks half of all grant income — 5 funders to its left

57% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Interfaith Coalition of Whatcom County.

19%
largest funder
39%
top three
~11
effective funders

Largest funder’s share by year: 2017 74% · 2018 44% · 2019 21% · 2020 27% · 2021 22% · 2022 32% · 2023 57% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

26% of Interfaith Coalition of Whatcom County's funders are still giving 3 years after their first grant; 59% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

88% of Interfaith Coalition of Whatcom County's grant income comes from Washington funders.

WA
MT
IL
NJ
VA
DE
TX
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Washington out of state home

Funder states come from each funder’s own filing. $175k arriving through sponsors registered in 6 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

Interfaith Coalition of Whatcom County holds deeper cash reserves than three-quarters of the 7,883 health nonprofits its size.

Operating margin−15% · bottom quartile
Months of reserve18.5mo · top quartile
Revenue growth (annualized)−8% · bottom quartile

this organization peer median middle 50% of peers· 7,883 health nonprofits $100k–$1M, FY2025

Organizations like Interfaith Coalition of Whatcom County

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Washington

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

70% of spending goes to programs.

Program 70%Management 22%Fundraising 9%

Governance

5
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990–Audited financials

Public support

94%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for Interfaith Coalition of Whatcom County: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Interfaith Coalition of Whatcom County?
Interfaith Coalition of Whatcom County (Washington) receives grants from 27 organizations whose IRS filings report $939,809 to it, the largest being DELTA DENTAL OF WASHINGTON ($175,000). 16 of them have funded it in more than one year.
How many funders does Interfaith Coalition of Whatcom County have?
IRS filings report 27 organizations giving $939,809 in grants to Interfaith Coalition of Whatcom County, 16 of which have funded it in more than one year.
Who is the largest funder of Interfaith Coalition of Whatcom County?
DELTA DENTAL OF WASHINGTON is the largest funder on record, with $175,000 in grants. The full list of funders is on this page.
How can an organization like Interfaith Coalition of Whatcom County find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Washington. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2019–2025), and the filings of 27 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing