California · Nonprofit
INSURANCE INDUSTRY CHARITABLE FOUNDATION
INSURANCE INDUSTRY CHARITABLE FOUNDATION (California) receives grants from 50 organizations whose IRS filings report $2,798,121 to it, the largest being AMERICAN ONLINE GIVING FOUNDATION INC ($372,904). 27 of them have funded it in more than one year, and 50% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $8.1M
- Funders on record
- 50
- Grants received
- $2.8M
- Net assets
- $4.0M
What Insurance Industry Charitable Foundation does
Mission
The Insurance Industry Charitable Foundation seeks to help communities and enrich lives by combining the collective strengths of the industry to provide grants and volunteer service.
As stated on its FY2025 Form 990.
Program
Provide and generate support for designated charitable organizations that help to meet critical community needs in the focus areas of: child abuse prevention, education & awareness; disaster preparedness & response; education & literacy programs; and health, safety & human services.
$5,911,385 spentof which $3,789,973 as grants100% of program spending
The program described on its FY2025 Form 990. Program spending in total: $5,911,385.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $3.1M to $4.0M (+27%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2021 7%. Grants only. Government contracts and fees sit inside program revenue.
97% of INSURANCE INDUSTRY CHARITABLE FOUNDATION’s revenue is contributions — more donation-reliant than the typical peer (82% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Board chair
Wendy Houser
Chairwoman of the board
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 15 funders to 16 funders, grant income rose $239k → $283k.
18 of 50 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 50% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of INSURANCE INDUSTRY CHARITABLE FOUNDATION’s funders (the co-funder graph). Top 30 of 50 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
INSURANCE INDUSTRY CHARITABLE FOUNDATION has a broad base — no single funder exceeds 13% of grant income, and it takes 5 funders to reach half.
the vertical line marks half of all grant income — 5 funders to its left
66% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund INSURANCE INDUSTRY CHARITABLE FOUNDATION.
Largest funder’s share by year: 2017 21% · 2018 23% · 2019 29% · 2020 26% · 2021 29% · 2022 19% · 2023 17% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
41% of INSURANCE INDUSTRY CHARITABLE FOUNDATION's funders are still giving 3 years after their first grant; 54% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
50% of INSURANCE INDUSTRY CHARITABLE FOUNDATION's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $1.4M that is directly attributable, 83% of it comes from funders outside California, across 16 states.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $1.4M arriving through sponsors registered in 16 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
INSURANCE INDUSTRY CHARITABLE FOUNDATION's revenue grew 59% between 2017 and 2025.
this organization peer median middle 50% of peers· 1,645 philanthropy nonprofits $1M–$10M, FY2025
Organizations like INSURANCE INDUSTRY CHARITABLE FOUNDATION
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In California
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
81% of spending goes to programs.
Governance
Public support
99%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for INSURANCE INDUSTRY CHARITABLE FOUNDATION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds INSURANCE INDUSTRY CHARITABLE FOUNDATION?
- INSURANCE INDUSTRY CHARITABLE FOUNDATION (California) receives grants from 50 organizations whose IRS filings report $2,798,121 to it, the largest being AMERICAN ONLINE GIVING FOUNDATION INC ($372,904). 27 of them have funded it in more than one year, and 50% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does INSURANCE INDUSTRY CHARITABLE FOUNDATION have?
- IRS filings report 50 organizations giving $2,798,121 in grants to INSURANCE INDUSTRY CHARITABLE FOUNDATION, 27 of which have funded it in more than one year.
- Who is the largest funder of INSURANCE INDUSTRY CHARITABLE FOUNDATION?
- AMERICAN ONLINE GIVING FOUNDATION INC is the largest funder on record, with $372,904 in grants. The full list of funders is on this page.
- How can an organization like INSURANCE INDUSTRY CHARITABLE FOUNDATION find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 50 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing