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Massachusetts · Private foundation

Northern Bank & Trust Charitable Foundation Inc

Its FY2025 filing reports that it accepted unsolicited grant applications.

$971k
Granted FY2025(still arriving)
64
Grants FY2025
45
Organizations funded FY2024
47%
First-time grantees FY2024
Read the full brief
Median grant, FY2025
$10,000
Largest grant, FY2025
$250,000
Organizations funded a year
12 to 45
FY2020 to FY2024
States reached, FY2025
2
Total assets, FY2025
$626k
Applications
Takes unsolicited applications
Per its most recent filing; check its own site

How open it is to new grantees

In FY2024, 47% of the organizations Northern Bank & Trust Charitable Foundation Inc funded were first-time grantees, receiving 25% of its grant dollars.

New vs renewed · share of each year

In FY2024, 75% of grant dollars renewed an existing relationship; $210k went to new ones.

50%100%’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’21’22’23’24
Human ServicesCommunity ImprovementYouth DevelopmentPhilanthropyEducationFood & NutritionOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.
The numbers by year
Fiscal yearOrganizations fundedTo those organizationsFirst-time grantees
FY2025still arriving64$971k42%
FY202445$831k47%
FY202338$670k34%
FY202228$470k64%
FY202112$265k25%
FY202031$565kn/a
100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2020 to 2025.

Housing & Shelter$1.6MHuman Services$603kHealth$479kYouth Development$455kFood & Nutrition$202kEducation$170kPhilanthropy$135kCommunity Improvement$39kOther$0

Top grantees

Largest recipients by total granted, FY2020 to FY2025, and the share of each one’s budget the grants supplied at peak.

Show all 83 grantees
All grantees of Northern Bank & Trust Charitable Foundation Inc by total granted
GranteeTotal grantedYearsShare of their budget
Heading Home Inc$1,358,96261%
Nashoba Learning Group Inc$251,12060%
National Brain Tumor Society Inc$150,00050%
Ron Burton Training Village Inc$104,00061%
Joy In Childhood Foundation Inc$80,00020%
Woburn Council of Social Concern Inc$77,50042%
Boys & Girls Club of Greater Billerica Inc$55,00051%
Young Men's Christian Association of Greater Boston Inc$55,00040%
Minuteman Senior Services Inc$52,50050%
Mission of Deeds Inc$50,00051%
Habitat for Humanity North Central Massachusetts Inc$45,00021%
Sudbury Community Food Pantry$43,00056%
Community Teamwork Inc$40,00030%
Cradles to Crayons Inc$40,00030%
Mystic Valley Aging Services Inc$32,50060%
Merrimack Valley Housing Partnership Inc$30,00013%
People Helping People Inc$30,00034%
Rise Above Foundation Inc$30,00031%
Junior Achievement of Greater Boston Inc$30,00031%
Rar-Ma Inc$28,00031%
Birthday Wishes Inc$27,50032%
Habitat for Humanity of Greater Lowell Inc$22,50031%
Woburn Host Lions Charities Inc$21,50043%
The Concord Education Fund Inc$20,000230%
Just-A-Start Corporation$20,00020%
Second Chances Inc$20,00033%
Joslin Diabetes Center Inc$20,00020%
Nupath Inc$17,50030%
Chesterbrook Community Foundation Inc$16,000310%
Household Goods Inc$15,00020%
Lowell Transitional Living Center Inc$13,00012%
Women's Money Matters Inc$12,50030%
South Middlesex Opportunity Council Inc$12,50020%
Hope and Comfort Inc$12,5001n/a
Central Boston Elder Services Inc$10,00010%
Boston Impact Initiative Fund$10,00020%
Woburn Public Library$10,00010%
Lawrence Communityworks Inc$10,0001n/a
Reading Clergy Association$10,0001n/a
Corey C Griffin Charitable Foundation$10,00010%
Acton Community Supper and Food Pantry Inc$10,00014%
Metropolitan Boston Housing Partnership Inc D/B/A Metro Housing Boston$10,00020%
Neighborhood of Affordable Housing Inc$10,0001n/a
Bread of Life Inc$10,00011%
The Food Drive Inc$10,00021%
Westford Food Inc Co Westford Food Pantry$10,0001n/a
Community Cooks Inc$10,00021%
Merrimack Valley Food Bank Inc$10,00010%
Smile Mass Inc$10,00020%
Massachusetts Fallen Heroes Inc$10,0001n/a
Town of Chelmsford Scholarship Fund Inc$10,00026%
Table of Plenty in Chelmsford Inc$10,000111%
City Kids Inc$9,00041%
Community Coalition of Melrose Inc$7,50023%
Big Brothers Big Sisters of Central Mass /Metrowest Inc$6,00020%
Comfort Zone Camp Inc$5,00010%
Boys and Girls Clubs of Metrowest Inc$5,00020%
Student Financial Education Initiative Inc$5,0001n/a
Gifts of Hope Unlimited Inc$5,00017%
Centre Street Food Pantry Inc$5,0001n/a
Girls Incorporated of Greater Lowell$5,0001n/a
Greater Framingham Community Church$5,0001n/a
HOPEsudbury INC$5,00016%
Pan-Massachusetts Challenge Inc$5,00010%
Daniel's Table Inc$5,00010%
Greater Boston Food Bank Inc$5,00010%
Elizabeth Peabody House Association$5,00020%
Senior Center Friends of Stoneham$5,000115%
Operation Able of Greater Boston Inc$5,00010%
Local Initiatives Support Corporation$5,0001n/a
Lazarus House Inc$3,00010%
Joey Domenici Foundation$3,00023%
Vietnam Veterans Workshop Inc Dba New England Center and Home for Veterans$3,00010%
Ascension Career Training Inc$2,5001n/a
Kids in Tech Inc$2,50010%
Save a Dog Inc$2,50010%
Boys and Girls Club of Stoneham Inc$2,50010%
Project Kompass Incorporated$2,50010%
Reading Public Library$2,5001n/a
Disabled and Limbless Veterans Inc$2,5001n/a
Breakthrough Greater Boston Inc$2,50010%
Dignity Matters Inc$2,50010%
Noahs Way Incorporated$1,0001n/a

What it could do for these grantees

Plus 30 recipients with no EIN on record ($629k), not named here.

Where it is load-bearing

Northern Bank & Trust Charitable Foundation Inc supplied at least a quarter of the budget for 1 of its grantees at some point. The chart plots its 68 largest grantees; load-bearing ones sit top left.

25%50%75%100%$100k$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetHeading Home Inc: $1,358,962 over 6y, 1.0% of budgetNashoba Learning Group Inc: $251,120 over 6y, 0.3% of budgetNational Brain Tumor Society Inc: $150,000 over 5y, 0.4% of budgetRon Burton Training Village Inc: $104,000 over 6y, 0.7% of budgetJoy In Childhood Foundation Inc: $80,000 over 2y, 0.4% of budgetWoburn Council of Social Concern Inc: $77,500 over 4y, 2.1% of budgetBoys & Girls Club of Greater Billerica Inc: $55,000 over 5y, 1.0% of budgetYoung Men's Christian Association of Greater Boston Inc: $55,000 over 4y, 0.0% of budgetMinuteman Senior Services Inc: $52,500 over 5y, 0.1% of budgetMission of Deeds Inc: $50,000 over 5y, 0.7% of budgetHabitat for Humanity North Central Massachusetts Inc: $45,000 over 2y, 1.4% of budgetSudbury Community Food Pantry: $43,000 over 5y, 5.6% of budgetCommunity Teamwork Inc: $40,000 over 3y, 0.0% of budgetCradles to Crayons Inc: $40,000 over 3y, 0.0% of budgetMystic Valley Aging Services Inc: $32,500 over 6y, 0.0% of budgetMerrimack Valley Housing Partnership Inc: $30,000 over 1y, 3.2% of budgetPeople Helping People Inc: $30,000 over 3y, 4.0% of budgetRise Above Foundation Inc: $30,000 over 3y, 1.4% of budgetJunior Achievement of Greater Boston Inc: $30,000 over 3y, 0.7% of budgetRar-Ma Inc: $28,000 over 3y, 1.0% of budgetBirthday Wishes Inc: $27,500 over 3y, 1.6% of budgetHabitat for Humanity of Greater Lowell Inc: $22,500 over 3y, 0.7% of budgetWoburn Host Lions Charities Inc: $21,500 over 4y, 3.3% of budgetThe Concord Education Fund Inc: $20,000 over 2y, 30% of budgetJust-A-Start Corporation: $20,000 over 2y, 0.1% of budgetSecond Chances Inc: $20,000 over 3y, 3.3% of budgetJoslin Diabetes Center Inc: $20,000 over 2y, 0.0% of budgetNupath Inc: $17,500 over 3y, 0.0% of budgetChesterbrook Community Foundation Inc: $16,000 over 3y, 10% of budgetHousehold Goods Inc: $15,000 over 2y, 0.3% of budgetLowell Transitional Living Center Inc: $13,000 over 1y, 1.7% of budgetWomen's Money Matters Inc: $12,500 over 3y, 0.4% of budgetSouth Middlesex Opportunity Council Inc: $12,500 over 2y, 0.0% of budgetCentral Boston Elder Services Inc: $10,000 over 1y, 0.0% of budgetBoston Impact Initiative Fund: $10,000 over 2y, 0.1% of budgetWoburn Public Library: $10,000 over 1y, 0.4% of budgetCorey C Griffin Charitable Foundation: $10,000 over 1y, 0.2% of budgetActon Community Supper and Food Pantry Inc: $10,000 over 1y, 3.9% of budgetMetropolitan Boston Housing Partnership Inc D/B/A Metro Housing Boston: $10,000 over 2y, 0.0% of budgetBread of Life Inc: $10,000 over 1y, 0.5% of budgetThe Food Drive Inc: $10,000 over 2y, 0.9% of budgetCommunity Cooks Inc: $10,000 over 2y, 0.7% of budgetMerrimack Valley Food Bank Inc: $10,000 over 1y, 0.1% of budgetSmile Mass Inc: $10,000 over 2y, 0.5% of budgetTown of Chelmsford Scholarship Fund Inc: $10,000 over 2y, 5.7% of budgetTable of Plenty in Chelmsford Inc: $10,000 over 1y, 11% of budgetCity Kids Inc: $9,000 over 4y, 1.4% of budgetCommunity Coalition of Melrose Inc: $7,500 over 2y, 2.8% of budget

Tap a dot to name the grantee.

How this is measured
Share of budget is the funder’s grant in a year over the grantee’s total revenue that year, at its highest across the years we hold; revenue is from all sources. Only grantees confirmed against their own filings, whose grants do not exceed their revenue, are plotted: the largest 68.

Nonprofits that may fit its grantmaking

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Cummings Foundation Grants Inc (Fka Oneworld Boston Inc)MA77.3× affinity38 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Cummings Foundation Grants Inc (Fka Oneworld Boston Inc) · Eastern Bank Foundation · Cambridge Savings Charitable Foundation Inc · Salem Five Charitable Foundation Inc · Massachusetts Bankers Association Charitable Foundation Inc · Middlesex Savings Charitable Foundation Inc · Agnes M Lindsay Trust · Rockland Trust Charitable Foundation Inc · American Tower Corporation Foundation Inc · Greater Lowell Community Foundation Inc · Community Foundation for MetroWest Inc · Boston Foundation Inc

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

Compare Northern Bank & Trust Charitable Foundation Inc with peer funders

Warm introductions · Powered by PlinthPlus

How do I get to Northern Bank & Trust Charitable Foundation Inc?

Find your warmest path to Northern Bank & Trust Charitable Foundation Inc through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

About Northern Bank & Trust Charitable Foundation Inc

How much does Northern Bank & Trust Charitable Foundation Inc give?
Northern Bank & Trust Charitable Foundation Inc reported 64 grants totaling $970,500 in its FY2025 IRS filing. It funded between 12 and 45 organizations a year over FY2020 to FY2024.
What does Northern Bank & Trust Charitable Foundation Inc fund?
By grant dollars over FY2020 to FY2025, its largest causes are Housing & Shelter (42%), Human Services (16%), Health (13%).
Who are Northern Bank & Trust Charitable Foundation Inc's largest grantees?
By total granted over FY2020 to FY2025: Heading Home Inc ($1.4M), Nashoba Learning Group Inc ($251k), National Brain Tumor Society Inc ($150k).
Does Northern Bank & Trust Charitable Foundation Inc fund new organizations?
In FY2024, 47% of the organizations it funded were first-time grantees.
Does Northern Bank & Trust Charitable Foundation Inc accept unsolicited applications?
Its most recent filing reports that it accepts unsolicited grant applications.
Which funders back the same organizations as Northern Bank & Trust Charitable Foundation Inc?
Its strongest co-funders, measured against what their size predicts, include Cummings Foundation Grants Inc (Fka Oneworld Boston Inc), Eastern Bank Foundation, Cambridge Savings Charitable Foundation Inc.
Where is Northern Bank & Trust Charitable Foundation Inc based?
Northern Bank & Trust Charitable Foundation Inc is based in MA.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 115 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990-PF e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

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