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Washington, D.C. · Nonprofit

ASSOCIATION FOR ENTERPRISE OPPORTUNITY

ASSOCIATION FOR ENTERPRISE OPPORTUNITY (Washington, D.C.) receives grants from 25 organizations whose IRS filings report $9,687,658 to it, the largest being WK Kellogg Foundation ($2,535,000). 11 of them have funded it in more than one year.

Revenue FY2024
$2.4M
Funders on record
25
Grants received
$9.7M
Net assets
$2.3M
11/25 repeat funderspeak grant-dependency 56%
01What it does

What Association for Enterprise Opportunity does

Mission

Aeo is the voice of innovation in microbusiness and microfinance in the united states. Aeo works to change the way that capital and services flow to underserved entrepreneurs so that they can create jobs and opportunities for all.

As stated on its FY2024 Form 990.

Programs

  1. Innovation innovation at the organization is a facilitated process for engaging cohorts of diverse stakeholders and co-designing new solutions and platforms that drive transformational change. The innovation program uses the organization's core competencies to generate transformational change. Its goal is to build a more robust and inclusive marketplace for underserved microbusiness entrepreneurs. The organization brings a series of unique competencies to innovation: a systemic understanding, a capacity to collaborate and partner with a broad and diverse range of market actors - an entrepreneurial, resourceful approach.

    $3,746,796 spentof which $1,669,375 as grants$114,077 earned by the program
    59% of program spending
  2. Engagement communications policy the organization is leading several initiatives around the country to strengthen the organization's capacity and reach to underserved entrepreneurs. Aeo hosts an annual national conference to provide training and networking opportunities to its members and the industry. Aeo promotes networking and information sharing among its members via various communications vehicles, such as the aeo voice, the organization's website, and roundtable discussions.

    $1,265,777 spent$12,781 earned by the program
    20% of program spending
  3. Research and insights the organization's research provides timely information on the industry, including analyzing microbusinesses' economic impact and needs. Research produces new insights that can assist with resource allocation for funders, guide advocacy priorities, and offer industry service providers and lenders information that can deepen their impact. The organization's research utilizes data from a variety of sources to provide analyses to illustrate the microbusiness landscape. --- policy and advocacy policy and advocacy efforts focus on the needs of the microbusiness industry in the areas of training and technical assistance, access to markets, credit access, and asset development strategies. The organization advocates for federal programs and policies that invest in microbusinesses and underserved entrepreneurs.

    $1,347,489 spent
    21% of program spending
  4. Black innovation alliance black innovation alliance is a coalition of like-minded black-led and black-serving companies and organizations working to ensure black ownership is increasing through fair participation in the innovation economy.

The 4 programs described on its FY2023 Form 990, listed largest first by expense. Program spending in total: $6,360,062.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($2.7M) Expenses 100 ($2.2M) Net assets 100 ($4.3M)2018 Revenue 64 ($1.7M) Expenses 131 ($2.8M) Net assets 74 ($3.2M)2019 Revenue 72 ($1.9M) Expenses 128 ($2.8M) Net assets 54 ($2.3M)2020 Revenue 523 ($14M) Expenses 207 ($4.5M) Net assets 280 ($12M)2021 Revenue 496 ($13M) Expenses 838 ($18M) Net assets 169 ($7.3M)2022 Revenue 337 ($9.1M) Expenses 460 ($9.9M) Net assets 148 ($6.4M)2023 Revenue 127 ($3.4M) Expenses 324 ($7.0M) Net assets 65 ($2.8M)2024 Revenue 88 ($2.4M) Expenses 131 ($2.8M) Net assets 53 ($2.3M)
'17'18'19'20'21'22'23'24
Revenue (88)Expenses (131)Net assets (53)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $2.8M to $19M (+552%).

$4.5M
$3.4M
$2.8M
$19M
$12M
$8.6M
$5.3M
$2.9M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2020 1% · 2023 15%. Grants only. Government contracts and fees sit inside program revenue.

93% of ASSOCIATION FOR ENTERPRISE OPPORTUNITY’s revenue is contributions — more donation-reliant than the typical peer (82% for the typical peer).

This organization
Typical peer · 3,052 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 6 of the last 8 reported years ran a deficit.

$530k
’17
−$1.1M
’18
−$844k
’19
$9.6M
’20
−$4.8M
’21
−$877k
’22
−$3.6M
’23
−$459k
’24
9.9
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24
Listed2524263129292516
Joined·+0+11+8+4+4+3+6
No longer listed·19364715
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 3 funders to 6 funders, grant income fell $1.5M → $869k.

9 of 25 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 17% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of ASSOCIATION FOR ENTERPRISE OPPORTUNITY’s funders (the co-funder graph). Top 24 of 25 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

ASSOCIATION FOR ENTERPRISE OPPORTUNITY has a broad base — no single funder exceeds 26% of grant income, and it takes 4 funders to reach half.

the vertical line marks half of all grant income — 4 funders to its left

26% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund ASSOCIATION FOR ENTERPRISE OPPORTUNITY.

26%
largest funder
48%
top three
~8
effective funders

Largest funder’s share by year: 2017 87% · 2018 68% · 2019 76% · 2020 28% · 2021 28% · 2022 18% · 2023 38% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

36% of ASSOCIATION FOR ENTERPRISE OPPORTUNITY's funders are still giving 3 years after their first grant; 44% give in more than one year at all.

first grant+1y+2y+3y+4y+5y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

ASSOCIATION FOR ENTERPRISE OPPORTUNITY draws 98% of its grant income from funders outside Washington, D.C., across 7 states in all.

MI
NY
OH
MO
VA
DC
TX

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Washington, D.C. out of state home

Funder states come from each funder’s own filing. $1.6M arriving through sponsors registered in 8 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

ASSOCIATION FOR ENTERPRISE OPPORTUNITY is better cushioned than half of the 2,910 philanthropy nonprofits its size.

Operating margin−19% · bottom quartile
Months of reserve9.9mo · above the median
Revenue growth (annualized)−2% · bottom quartile

this organization peer median middle 50% of peers· 2,910 philanthropy nonprofits $1M–$10M, FY2024

Government funding ASSOCIATION FOR ENTERPRISE OPPORTUNITY receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $994k on record.

Federal$994k
grants $994kcontracts $0
19
23
Top agencies
  • Small Business Administration$994k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like ASSOCIATION FOR ENTERPRISE OPPORTUNITY

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Washington, D.C.

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

85% of spending goes to programs.

Program 85%Management 10%Fundraising 5%

Governance

14
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

46%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Part of a family of 2 related entities

  • Dreamfund LLC Co Adf Qi LLC · disregarded
  • Myway to Credit LLC · disregarded

Screen this organization

A dated, signed PDF of the compliance screen for ASSOCIATION FOR ENTERPRISE OPPORTUNITY: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds ASSOCIATION FOR ENTERPRISE OPPORTUNITY?
ASSOCIATION FOR ENTERPRISE OPPORTUNITY (Washington, D.C.) receives grants from 25 organizations whose IRS filings report $9,687,658 to it, the largest being WK Kellogg Foundation ($2,535,000). 11 of them have funded it in more than one year.
How many funders does ASSOCIATION FOR ENTERPRISE OPPORTUNITY have?
IRS filings report 25 organizations giving $9,687,658 in grants to ASSOCIATION FOR ENTERPRISE OPPORTUNITY, 11 of which have funded it in more than one year.
Who is the largest funder of ASSOCIATION FOR ENTERPRISE OPPORTUNITY?
WK Kellogg Foundation is the largest funder on record, with $2,535,000 in grants. The full list of funders is on this page.
How can an organization like ASSOCIATION FOR ENTERPRISE OPPORTUNITY find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Washington, D.C.. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 25 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing