Skip to content
Plinth
FundingAlso makes grants — grantmaker profile →

Maryland · Nonprofit

AMERICAN COMMUNITIES TRUST

AMERICAN COMMUNITIES TRUST (Maryland) receives grants from 9 organizations whose IRS filings report $852,857 to it, the largest being Schwab Charitable Fund ($236,500). 2 of them have funded it in more than one year.

$1.7M
Revenue FY2024
9
Funders on record
$853k
Grants received
$8.6M
Net assets
2/9 repeat funderspeak grant-dependency 16%

Against its field

AMERICAN COMMUNITIES TRUST runs a healthier operating margin than half of the 2,910 philanthropy nonprofits its size.

Operating margin33% · above the median
Months of reserve6.0mo · above the median
Revenue growth (annualized)−12% · bottom quartile

this organization peer median middle 50% of peers· 2,910 philanthropy nonprofits $1M–$10M, FY2024

Three funders worth looking at

Grantmakers with no record of funding this organization, ranked by how strongly the co-funder graph and the mission embeddings agree. The evidence is in section 03.

See all 12 prospects and why each one surfaced →
01The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($4.0M) Expenses 100 ($4.8M) Net assets 100 ($2.2M)2018 Revenue 20 ($803k) Expenses 20 ($969k) Net assets 154 ($3.4M)2019 Revenue 36 ($1.5M) Expenses 9 ($449k) Net assets 223 ($4.9M)2020 Revenue 13 ($526k) Expenses 9 ($405k) Net assets 229 ($5.0M)2021 Revenue 25 ($1.0M) Expenses 11 ($503k) Net assets 252 ($5.5M)2022 Revenue 42 ($1.7M) Expenses 19 ($903k) Net assets 287 ($6.3M)2023 Revenue 64 ($2.6M) Expenses 16 ($785k) Net assets 370 ($8.1M)2024 Revenue 41 ($1.7M) Expenses 24 ($1.1M) Net assets 395 ($8.6M)
'17'18'19'20'21'22'23'24
Revenue (41)Expenses (24)Net assets (395)Peer revenue range

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 65% · 2018 19% · 2019 24% · 2020 33% · 2021 86% · 2022 49% · 2023 94% · 2024 92%. Grants only. Government contracts and fees sit inside program revenue.

92% of AMERICAN COMMUNITIES TRUST’s revenue is contributions — more donation-reliant than the typical peer (82% for the typical peer).

This organization
Typical peer · 3,048 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 8 reported years ran a deficit.

$717k
17
$165k
18
$1.0M
19
$121k
20
$504k
21
$775k
22
$1.8M
23
$556k
24
6.0
months of
reserve
02Who funds it

Who funds it, year by year

2017 → 2023: the base held at 2 funders, grant income rose $215k → $240k.

2 of 9 of your funders are donor-advised or pass-through sponsors (tagged DAF)31% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of AMERICAN COMMUNITIES TRUST’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

AMERICAN COMMUNITIES TRUST has a broad base — no single funder exceeds 28% of grant income, and it takes 3 funders to reach half.

the vertical line marks half of all grant income — 3 funders to its left

91% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund AMERICAN COMMUNITIES TRUST.

28%
largest funder
65%
top three
~5
effective funders

Largest funder’s share by year: 2017 77% · 2018 62% · 2019 86% · 2020 45% · 2021 50% · 2022 50% · 2023 90%growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

29% of AMERICAN COMMUNITIES TRUST's funders are still giving 3 years after their first grant; 22% give in more than one year at all.

first grant+1y+2y+3y+4y+5y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

AMERICAN COMMUNITIES TRUST draws 81% of its grant income from funders outside Maryland, across 5 states in all.

IN
CO
NE
MD
NC

In-state vs out-of-state, by year

17
18
19
20
21
22
23
Maryland out of state home

Funder states come from each funder’s own filing. $262k arriving through sponsors registered in 2 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

03Its place in the field

Funders to approach

Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first. Your 9 funders put you under-funded among the 400 organizations that share them.

From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.

Government funding AMERICAN COMMUNITIES TRUST receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $6.6M on record — $3.2M federal, $3.4M state.

Federal$3.2M
grants $3.2Mcontracts $0
Top agencies
  • Department of Housing and Urban Development$3.2M
State$3.4M
21
22
23
24
Top programs
  • Grant$2.6M
  • Loan$750k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like AMERICAN COMMUNITIES TRUST

Nonprofits whose mission and program text most resemble this one, by semantic similarity over the universe of US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Maryland

Nationally

04Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

95% of spending goes to programs.

Program 95%Management 1%Fundraising 4%

Governance

5
board members
100%
independent
Conflict-of-interest policyWhistleblower policyDocument retentionBoard reviewed the 990Audited financials

Public support

97%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MD

Part of a family of 5 related entities

  • For a Wealthy Baltimore LLC · disregarded
  • Baltimore Food Hub · exempt
  • Healthy East Baltimore LLC · partnership
  • Bfh Ll LLC · partnership
  • Bfh Member LLC · corp_trust

Screen this organization

A dated, signed PDF of the compliance screen for AMERICAN COMMUNITIES TRUST: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds AMERICAN COMMUNITIES TRUST?
AMERICAN COMMUNITIES TRUST (Maryland) receives grants from 9 organizations whose IRS filings report $852,857 to it, the largest being Schwab Charitable Fund ($236,500). 2 of them have funded it in more than one year.
How many funders does AMERICAN COMMUNITIES TRUST have?
IRS filings report 9 organizations giving $852,857 in grants to AMERICAN COMMUNITIES TRUST, 2 of which have funded it in more than one year.
Who is the largest funder of AMERICAN COMMUNITIES TRUST?
Schwab Charitable Fund is the largest funder on record, with $236,500 in grants. The full list of funders is on this page.
How can an organization like AMERICAN COMMUNITIES TRUST find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Maryland. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 9funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported August 27, 2026. What this page cannot tell you · view filing