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Maryland · Nonprofit

THE COMMUNITY TRUST FOUNDATION INC

THE COMMUNITY TRUST FOUNDATION INC (Maryland) receives grants from 7 organizations whose IRS filings report $139,823 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($78,400). 2 of them have funded it in more than one year, and 56% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly. THE COMMUNITY TRUST FOUNDATION INC administers funds for other donors, so those contributions arrive into funds it holds rather than supporting a program it runs itself.

$3.5M
Revenue FY2024
7
Funders on record
$140k
Grants received
$14M
Net assets
2/7 repeat funders

Hosts funds for others

THE COMMUNITY TRUST FOUNDATION INC administers funds on behalf of other donors. The grants recorded as coming in are contributions into those funds, so they count custody rather than support for a programTHE COMMUNITY TRUST FOUNDATION INC runs itself. This page therefore states the flows and does not draw the comparisons it would draw for an operating charity: concentration, funder retention, grant dependency and the peer field are all left out, because each of them would read a vehicle as if it were a program.

Paid out

$1.9M

Recipients

42

Contributions on record

$140k

Donors on record

7

Payments out run 13.3x the contributions on record, which says the incoming side is incomplete rather than that the vehicle is unusually busy: most donors to a fund like this are individuals, who file no return for us to read.

Three funders worth looking at

Grantmakers with no record of funding this organization, ranked by how strongly the co-funder graph and the mission embeddings agree. The evidence is in section 03.

See all 12 prospects and why each one surfaced →
01The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($874k) Expenses 100 ($443k) Net assets 100 ($5.0M)2018 Revenue 329 ($2.9M) Expenses 89 ($393k) Net assets 141 ($7.0M)2019 Revenue 189 ($1.7M) Expenses 106 ($470k) Net assets 165 ($8.2M)2020 Revenue 209 ($1.8M) Expenses 79 ($351k) Net assets 194 ($9.7M)2021 Revenue 175 ($1.5M) Expenses 150 ($665k) Net assets 211 ($11M)2022 Revenue 97 ($849k) Expenses 155 ($685k) Net assets 183 ($9.1M)2023 Revenue 122 ($1.1M) Expenses 127 ($563k) Net assets 213 ($11M)2024 Revenue 404 ($3.5M) Expenses 178 ($790k) Net assets 286 ($14M)
'17'18'19'20'21'22'23'24
Revenue (404)Expenses (178)Net assets (286)

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2020 1%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$431k
17
$2.5M
18
$1.2M
19
$1.5M
20
$868k
21
$164k
22
$507k
23
$2.7M
24
2.9
months of
reserve
02Who funds it

Who funds it, year by year

2020 → 2023: the base held at 3 funders, grant income rose $2k → $7k.

2 of 7 of your funders are donor-advised or pass-through sponsors (tagged DAF)56% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of THE COMMUNITY TRUST FOUNDATION INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

56% of THE COMMUNITY TRUST FOUNDATION INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $61k that is directly attributable, 93% of it comes from funders outside Maryland, across 4 states.

WV
VA
MD
DE

In-state vs out-of-state, by year

20
21
22
23
Maryland out of state home

Funder states come from each funder’s own filing. $79k arriving through sponsors registered in 2 statesis excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

03Its place in the field

Funders to approach

Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first.

From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.

Government funding THE COMMUNITY TRUST FOUNDATION INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $25k on record.

Federal$25k
grants $25kcontracts $0
Top agencies
  • Appalachian Regional Commission$25k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

04Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

93% of spending goes to programs.

Program 93%Management 6%Fundraising 1%

Governance

14
board members
100%
independent
Conflict-of-interest policyWhistleblower policyDocument retentionBoard reviewed the 990Audited financials

Public support

80%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MD

Screen this organization

A dated, signed PDF of the compliance screen for THE COMMUNITY TRUST FOUNDATION INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds THE COMMUNITY TRUST FOUNDATION INC?
THE COMMUNITY TRUST FOUNDATION INC (Maryland) receives grants from 7 organizations whose IRS filings report $139,823 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($78,400). 2 of them have funded it in more than one year, and 56% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly. THE COMMUNITY TRUST FOUNDATION INC administers funds for other donors, so those contributions arrive into funds it holds rather than supporting a program it runs itself.
How many funders does THE COMMUNITY TRUST FOUNDATION INC have?
IRS filings report 7 organizations giving $139,823 in grants to THE COMMUNITY TRUST FOUNDATION INC, 2 of which have funded it in more than one year.
Who is the largest funder of THE COMMUNITY TRUST FOUNDATION INC?
FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $78,400 in grants. The full list of funders is on this page.
How can an organization like THE COMMUNITY TRUST FOUNDATION INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Maryland. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 7funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported August 27, 2026. What this page cannot tell you · view filing