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Appalachian Community Capital Corporation at a glanceAlso receives grants: funding profile →

· Public charity

Appalachian Community Capital Corporation

Appalachian community capital's (acc) mission is to increase small business lending by providing appalachian member institutions that serve underserved people and communities with new sources of capital.

$3.6M
Granted FY2020
30
Grants FY2020
13
States reached
$200k
Largest
01What it fundsRead
02The needRead
03Its fieldRead
04Through PlinthRead
01What it funds
01FY2020 · 30 grants

Where the money goes

Grants by size, and the largest recipients.

How this is measured
The 30 grants below total $3,464,825, the rows itemized in this filing. The $3,569,825 headline is the total grant expense on the return; the other $105,000 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

By grant size · FY2020

  • $10k–50k1 grant · $40k
  • $50k–250k29 grants · $3.4M
$120,000
Median grant
13
States reached
$543M
Total assets
Largest grants
RecipientAmount
FEDERATION OF APPLACHIAN HOUSING INC$200,000
NATURAL CAPITAL INVESTMENT FUND INC$200,000
SOUTHEAST COMMUNITY CAPITAL CORPORATION$166,000
THREE RIVERS PLANNING AND DEVELOPMENT DISTRICT$150,000
BRIDGEWAY CAPITAL INC$150,000
ACCESS TO CAPITAL FOR ENTREPRENEURS$150,000
APPALACHIAN GROWTH CAPITAL$150,000
COMMUNITY VENTURES CORPORATION$135,000
SABRE FINANCE$134,000
KENTUCKY HIGHLANDS INVESTMENT CORPORATION$130,000
SC COMMUNITY LOAN FUND$125,000
VIRGINIA COMMUNITY CAPITAL$125,000
MOUNTAIN ASSOC FOR COMMUNITY ECONOMIC DEVELOPMENT$125,000
SOUTHEAST KENTUCKY ECONOMIC DEVELOPMENT$120,000
MOUNTAIN BIZCAPITAL INC$120,000
02The need
02

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY20–20, $200k) land where the poverty rate runs at 9%, against an area that typically sits at 11%. 0% of those dollars go to grantees based in above-average-need neighborhoods. Its grants skew toward lower-need ZIPs.

area typical 11%NATURAL CAPITAL INVESTMENT FUND INC: $200k → 9%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.

Which US states its grants reach

NY
OH
PA
KY
WV
VA
TN
NC
SC
MS
AL
GA
TX
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Appalachian Community Capital Development Foundation

To increase small business lending by providing appalachian member institutions that serve underserved people and communities with new sources of capital.

Philanthropy
2
Barberton Community Development Corporation

To provide assistance to small businesses

Community Improvement
3
Community Capital of Vermont

To help small businesses and lower income entrepreneurs prosper through the provision of flexible business financing.

Community Improvement
4
Racine County Economic Development Corporation

To provide economic development services including business recruitment, expansion, business financing, community and workforce development.

Human Services
5
Small Business Development Corporation of Orange County

To provide financial assistance to small businesses. the organization is primarily involved in economic development lending activities providing state loan guarantees to bank and non-bank lenders through the state loan guarantee program…

Community Improvement
6
Community Loan Fund of the Capital Region Inc

Community development financial institution that links socially concerned investors with community needs by making affordable housing, community and economic development loans to nonprofit orgs, small businesses and low/moderate income…

Housing & Shelter
7
Acc Capital Inc

Acc capital is a private nonprofit financial leader on a mission for economic change. we are dedicated to empowering entrepreneurs and uplifting communities with accessible loans, resources, and over 68 years of experience.

—
8
Southern Bancorp Capital Partners

Creating economic opportunities in distressed rural communities.

—
9
First Community Capital Inc

First Community Capital, Inc. (FCCI) is a certified Community Development Financial Institution (CDFI) dedicated to expanding access to affordable capital and technical assistance for small businesses and individuals, with a focus on low-…

Employment
10
Addison County Economic Development Corporation

To create an entrepreneurial and innovative environment, nurturing business to launch, grow, and thrive.

—
11
Vermont Community Loan Fund

Investing in people and communities to create a just and thriving vermont

Housing & Shelter
12
Shenandoah Community Capital Fund Inc

Sccf's vision is to help build a more accessible and equitable ecosystem for entrepreneurs and small business owners in the shenandoah valley of virginia.

Community Improvement
How this is measured
The grantee most central to the portfolio’s shape is Partner Community Capital Inc; the most unlike its peers is Three Rivers Planning & Development District. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
03the grantee network

26 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 26 of the 30 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

0
Load-bearing (≥25% of a budget)
5
Early backer (in before they grew)
26/26
Grantees still filing
18/26
Grew since first funded

Where the money sits, by cause and then by grantee

BRIDGEWAY CAPITAL INC: $150,000 · Community ImprovementBRIDGEWAY CAPITAL INCACCESS TO CAPITAL FOR ENTREPRENEURS INC: $150,000 · Community ImprovementACCESS TO CAPITAL FOR ENTREPRENEURS INCTHREE RIVERS PLANNING & DEVELOPMENT DISTRICT: $150,000 · Community ImprovementTHREE RIVERS PLANNING & DEVELOPMENT DISTRICTCOMMUNITY VENTURES CORPORATION: $135,000 · Community ImprovementCOMMUNITY VENTURES CORPORATIONSABRE FINANCE INC: $134,000 · Community ImprovementSABRE FINANCE INCMOUNTAIN ASSOCIATION FOR COMMUNITY ECONOMIC DEVELOPMENT INC: $125,000 · Community ImprovementMOUNTAIN ASSOCIATION FOR COMMUNITY ECONOMIC DEVELO…LOCUS IMPACT FUND: $125,000 · Community ImprovementLOCUS IMPACT FUNDSOUTHEAST KENTUCKY ECONOMIC DEVELOPMENT CORPORATION INC: $120,000 · Community ImprovementSOUTHEAST KENTUCKY ECONOMIC DEVELOPMENT CORPORATIO…PEOPLE INCORPORATED FINANCIAL SERVICES INC: $115,000 · Community ImprovementPEOPLE INCORPORATED FINANCIAL SERVICES INCLIFTFUND INC: $90,000 · Community ImprovementLIFTFUND INCWoodlands Community Lenders Inc: $80,000 · Community ImprovementPiedmont Business Capital: $70,000 · Community ImprovementREGIONAL ECONOMIC DEVELOPMENT AND ENERGY CORPORATION: $65,000 · Community Improvement+1 more: $40,000 · Community ImprovementAPPALACHIAN DEVELOPMENT CORPORATION: $150,000 · OtherAPPALACHIAN DEVELOPME…KENTUCKY HIGHLANDS INVESTMENT CORP: $130,000 · OtherKENTUCKY HIGHLANDS IN…ALTERNATIVES FEDERAL CREDIT UNION: $120,000 · OtherALTERNATIVES FEDERAL …CHAUTAUQUA COUNTY IDA: $115,000 · OtherCHAUTAUQUA COUNTY IDANEW RIVER GORGE REGIONAL DEVELOPMENT AUTHORITY: $80,000 · OtherNEW RIVER GORGE REGIO…WYOMING COUNTY EDA: $60,825 · OtherWYOMING COUNTY EDAFEDERATION OF APPALACHIAN HOUSING ENTERPRISES INC: $200,000 · Housing & ShelterFEDERATION O…South Carolina Community Loan Fund: $125,000 · Housing & ShelterSouth Caroli…COMMUNITYWORKS INC: $70,000 · Housing & ShelterCOMMUNITYWOR…MOUNTAIN BIZCAPITAL INC: $120,000 · PhilanthropyMOUNTAIN …FOUNDATION FOR APPALACHIAN KENTUCKY INC: $112,000 · PhilanthropyFOUNDATIO…FINANCE FUND CAPITAL CORPORATION: $50,000 · PhilanthropyFINANCE F…PARTNER COMMUNITY CAPITAL INC: $200,000 · Human ServicesSOUTHEAST COMMUNITY CAPITAL CORPORATION D/B/A PATHWAY LENDING: $166,000 · EmploymentTHE CENTER FOR RURAL HEALTH DEVELOPMENT INC: $117,000 · HealthCarolina Small Business Development Fund: $100,000 · Public Benefit
Community Improvement$1,549,000Other$655,825Housing & Shelter$395,000Philanthropy$282,000Human Services$200,000Employment$166,000Health$117,000Public Benefit$100,000

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetPARTNER COMMUNITY CAPITAL INC: $200,000 over 1y, 2.9% of budgetFEDERATION OF APPALACHIAN HOUSING ENTERPRISES INC: $200,000 over 1y, 1.6% of budgetSOUTHEAST COMMUNITY CAPITAL CORPORATION D/B/A PATHWAY LENDING: $166,000 over 1y, 0.8% of budgetAPPALACHIAN DEVELOPMENT CORPORATION: $150,000 over 1y, 19% of budgetBRIDGEWAY CAPITAL INC: $150,000 over 1y, 1.1% of budgetACCESS TO CAPITAL FOR ENTREPRENEURS INC: $150,000 over 1y, 0.8% of budgetCOMMUNITY VENTURES CORPORATION: $135,000 over 1y, 1.1% of budgetSABRE FINANCE INC: $134,000 over 1y, 21% of budgetKENTUCKY HIGHLANDS INVESTMENT CORP: $130,000 over 1y, 1.9% of budgetMOUNTAIN ASSOCIATION FOR COMMUNITY ECONOMIC DEVELOPMENT INC: $125,000 over 1y, 3.0% of budgetSouth Carolina Community Loan Fund: $125,000 over 1y, 2.5% of budgetLOCUS IMPACT FUND: $125,000 over 1y, 1.6% of budgetSOUTHEAST KENTUCKY ECONOMIC DEVELOPMENT CORPORATION INC: $120,000 over 1y, 4.3% of budgetMOUNTAIN BIZCAPITAL INC: $120,000 over 1y, 2.3% of budgetTHE CENTER FOR RURAL HEALTH DEVELOPMENT INC: $117,000 over 1y, 14% of budgetPEOPLE INCORPORATED FINANCIAL SERVICES INC: $115,000 over 1y, 4.9% of budgetFOUNDATION FOR APPALACHIAN KENTUCKY INC: $112,000 over 1y, 1.7% of budgetCarolina Small Business Development Fund: $100,000 over 1y, 1.8% of budgetLIFTFUND INC: $90,000 over 1y, 0.1% of budgetWoodlands Community Lenders Inc: $80,000 over 1y, 7.0% of budgetCOMMUNITYWORKS INC: $70,000 over 1y, 0.9% of budgetPiedmont Business Capital: $70,000 over 1y, 5.1% of budgetREGIONAL ECONOMIC DEVELOPMENT AND ENERGY CORPORATION: $65,000 over 1y, 16% of budgetFINANCE FUND CAPITAL CORPORATION: $50,000 over 1y, 0.7% of budgetVALDESE ECONOMIC DEVELOPMENT INVEST CORPORATION: $40,000 over 1y, 12% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Opportunity Finance N…Mary Reynolds Babcock…The Winston-Salem Fou…Appalachian Community…Truist Foundation IncThe Goldman Sachs Fou…Claude Worthington Be…Wells Fargo FoundationAppalachian Developme…Rural Economic Develo…Community Reinvestmen…Nc Idea
Opportunity Finance NetworkDC40.6× affinity17 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Opportunity Finance Network · Mary Reynolds Babcock Foundation Incorporated · The Winston-Salem Foundation · Appalachian Community Capital Development Foundation · Truist Foundation Inc · The Goldman Sachs Foundation · Claude Worthington Benedum Foundation · Wells Fargo Foundation · Appalachian Development Alliance Inc · Rural Economic Development Center Inc · Community Reinvestment Fund Inc · Nc Idea

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Appalachian Community Capital Corporation funds: left to right is the share of its income from government, bottom to top the share from Appalachian Community Capital Corporation. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 00%2%6%14%25%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    5report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25
    How this is measured
    Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.
    04Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to Appalachian Community Capital Corporation?

    Find your warmest path to Appalachian Community Capital Corporation through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 30 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

    How this is measured
    Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

    Generated from the IRS Form 990 e-file return for fiscal year 2020, released 2020. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

    Possibly out of date. A more recent filing (FY2024) is on record and reports no grant expense, so the figures above are from FY2020, the most recent year this funder made grants.

    Source object · view filing

    Play a game based on Appalachian Community Capital’s filings →

    More from the funding graph

    The unnamed billions
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    The regranting layer
    51% of grant dollars land in the regranting layer
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    $9.7B circulates between donor-advised funds
    The endowment market
    who holds foundation money, and what just moved
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home