Virginia · Nonprofit
APPALACHIAN COMMUNITY CAPITAL CORPORATION
APPALACHIAN COMMUNITY CAPITAL CORPORATION (Virginia) receives grants from 8 organizations whose IRS filings report $1,788,198 to it, the largest being TRUIST FOUNDATION INC ($1,000,000). 0 of them have funded it in more than one year.
- Revenue FY2024
- $6.2M
- Funders on record
- 8
- Grants received
- $1.8M
- Net assets
- $5.2M
What Appalachian Community Capital Corporation does
Mission
Appalachian community capital's (acc) mission is to increase small business lending by providing appalachian member institutions that serve underserved people and communities with new sources of capital. Our work enables reliable and sufficient capital for all of its members, leading to a growing economy, increased entrepreneurship, higher quality jobs, and increased local wealth in the appalachian region.
As stated on its FY2024 Form 990.
Program
2023 was a big year for appalachian community capital. Founded in 2013, the cdfi celebrated ten years of bringing new sources of capital to its members to finance small businesses in appalachia. Membership grew to 35 cdfis and other mission-aligned lenders. Also, the organization launched a pilot project to strengthen the data analytics that are available to cdfis seeking to support bipoc and rural entrepreneurs. In addition, acc deployed $1 million through a veteran loan fund, and it joined forces with a national non profit to begin raising funds to help bridge the digital divide throughout appalachia.acc and its members continue to support the credit needs of small businesses in appalachia. From 2015, when acc first began lending, through december 31, 2023, members reported that they had used acc capital to make 211 small business loans ranging from $10,000 to $3 million, 124 (or 59%) of which were to minority- or women-owned businesses. Members reported that the small businesses they financed have helped to create or retain 3,257 jobs.since 2019, an acc-led initiative--opportunity appalachia-- has helped local partners across the region obtain advisory services and develop…
$3,109,286 spent$33,458 earned by the program100% of program spending
The program described on its FY2023 Form 990. Program spending in total: $3,109,286.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $29M to $543M (+1765%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2023 64% · 2024 47%. Grants only. Government contracts and fees sit inside program revenue.
82% of APPALACHIAN COMMUNITY CAPITAL CORPORATION’s revenue is contributions — more donation-reliant than the typical peer (61% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Donna Gambrell
President & CEO
Board chair
Clinton B Gwin
Chair
As listed on its FY2024 Form 990.
Who funds it, year by year
2019 → 2023: the base broadened from 1 funder to 2 funders, grant income rose $14k → $624k.
1 of 8 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 1% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of APPALACHIAN COMMUNITY CAPITAL CORPORATION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
APPALACHIAN COMMUNITY CAPITAL CORPORATION leans on a few funders — its largest provides 56% of grant income and the top three 91%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
Largest funder’s share by year: 2019 100% · 2020 100% · 2021 100% · 2023 92% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
APPALACHIAN COMMUNITY CAPITAL CORPORATION draws 100% of its grant income from funders outside Virginia, across 7 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $10k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
APPALACHIAN COMMUNITY CAPITAL CORPORATION has grown faster than three-quarters of the 4,203 community improvement nonprofits its size.
this organization peer median middle 50% of peers· 4,203 community improvement nonprofits $1M–$10M, FY2024
Government funding APPALACHIAN COMMUNITY CAPITAL CORPORATION receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $511.3M on record.
- Environmental Protection Agency$500.0M
- Appalachian Regional Commission$6.4M
- Department of the Treasury$4.7M
- Department of Agriculture$150k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like APPALACHIAN COMMUNITY CAPITAL CORPORATION
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Virginia
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
81% of spending goes to programs.
Governance
Footprint & structure
Part of a family of 2 related entities
- Green Bank for Appalachia Coal and Energy Communities and Underserved · disregarded
- Appalachian Community Capital Development Corporation · exempt
Screen this organization
A dated, signed PDF of the compliance screen for APPALACHIAN COMMUNITY CAPITAL CORPORATION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds APPALACHIAN COMMUNITY CAPITAL CORPORATION?
- APPALACHIAN COMMUNITY CAPITAL CORPORATION (Virginia) receives grants from 8 organizations whose IRS filings report $1,788,198 to it, the largest being TRUIST FOUNDATION INC ($1,000,000). 0 of them have funded it in more than one year.
- How many funders does APPALACHIAN COMMUNITY CAPITAL CORPORATION have?
- IRS filings report 8 organizations giving $1,788,198 in grants to APPALACHIAN COMMUNITY CAPITAL CORPORATION.
- Who is the largest funder of APPALACHIAN COMMUNITY CAPITAL CORPORATION?
- TRUIST FOUNDATION INC is the largest funder on record, with $1,000,000 in grants. The full list of funders is on this page.
- How can an organization like APPALACHIAN COMMUNITY CAPITAL CORPORATION find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Virginia. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 8 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing