Colorado · Nonprofit
THE COMMUNITY IMPACT FUND
THE COMMUNITY IMPACT FUND (Colorado) receives grants from 21 organizations whose IRS filings report $1,779,480 to it, the largest being NATIONAL COUNCIL FOR COMMUNITY DEVELOPMENT INC ($500,000). 7 of them have funded it in more than one year.
- Revenue FY2025
- $2.3M
- Funders on record
- 21
- Grants received
- $1.8M
- Net assets
- $3.2M
What The Community Impact Fund does
Mission
Vision: everyone has a path to financial freedom.mission: partnering with employers to empower alice individuals towards financial security.
As stated on its FY2025 Form 990.
Programs
Community assistance: provide 0% interest, small-dollar impact loans and limited small-dollar grants typically ranging between 500 and 3,000 to community members facing financial distress or poverty. The impact loan program includes a complimentary membership in cif's financial education program.
$1,760,358 spentof which $332,481 as grants$582,492 earned by the program93% of program spendingFinancial education: cif's financial education membership provides financial education through monthly newsletters, quarterly webinars, a member resource portal, and access to financial coaching. Cif has both organizational members and natural (individual) members who must self-enroll, pay dues, and hold voting rights. Other individual members receive complimentary memberships if they are engaged in our community assistance impact loan program. In addition, credit union (cu) association members have the unique authority to enroll members on cif's behalf through a membership pathway tied specifically to the association member credit union's field of membership. Cu association members pay annual dues to cif based on their asset size at the time dues are assessed. This allows them to offer complimentary memberships to the individuals and organizations they enroll on cif's behalf. Association members each hold one vote as members of cif.
$136,500 spent$301,690 earned by the program7% of program spending
The 2 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $1,896,858.
The organization over time
Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $2.0M to $3.0M (+48%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
60% of THE COMMUNITY IMPACT FUND’s revenue is contributions — about as donation-reliant as the typical peer (82% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Michael Scheid
Executive director
As listed on its FY2025 Form 990.
Who funds it, year by year
2018 → 2023: the base broadened from 2 funders to 3 funders, grant income fell $70k → $62k.
7 of 21 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 10% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of THE COMMUNITY IMPACT FUND’s funders (the co-funder graph). Top 20 of 21 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
THE COMMUNITY IMPACT FUND has a broad base — no single funder exceeds 28% of grant income, and it takes 3 funders to reach half.
the vertical line marks half of all grant income — 3 funders to its left
77% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund THE COMMUNITY IMPACT FUND.
Largest funder’s share by year: 2018 71% · 2019 100% · 2020 58% · 2021 80% · 2022 80% · 2023 48% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
0% of THE COMMUNITY IMPACT FUND's funders are still giving 3 years after their first grant; 33% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
THE COMMUNITY IMPACT FUND draws 75% of its grant income from funders outside Colorado, across 12 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $172k arriving through sponsors registered in 5 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
THE COMMUNITY IMPACT FUND holds deeper cash reserves than three-quarters of the 1,645 philanthropy nonprofits its size.
this organization peer median middle 50% of peers· 1,645 philanthropy nonprofits $1M–$10M, FY2025
Organizations like THE COMMUNITY IMPACT FUND
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Colorado
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
92% of spending goes to programs.
Governance
Public support
73%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for THE COMMUNITY IMPACT FUND: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds THE COMMUNITY IMPACT FUND?
- THE COMMUNITY IMPACT FUND (Colorado) receives grants from 21 organizations whose IRS filings report $1,779,480 to it, the largest being NATIONAL COUNCIL FOR COMMUNITY DEVELOPMENT INC ($500,000). 7 of them have funded it in more than one year.
- How many funders does THE COMMUNITY IMPACT FUND have?
- IRS filings report 21 organizations giving $1,779,480 in grants to THE COMMUNITY IMPACT FUND, 7 of which have funded it in more than one year.
- Who is the largest funder of THE COMMUNITY IMPACT FUND?
- NATIONAL COUNCIL FOR COMMUNITY DEVELOPMENT INC is the largest funder on record, with $500,000 in grants. The full list of funders is on this page.
- How can an organization like THE COMMUNITY IMPACT FUND find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Colorado. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2018–2025), and the filings of 21 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing