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Wisconsin · Nonprofit

WISCONSIN CREDIT UNION FOUNDATION INC

WISCONSIN CREDIT UNION FOUNDATION INC (Wisconsin) receives grants from 3 organizations whose IRS filings report $28,789 to it, the largest being FOCUS CREDIT UNION ($20,100). 1 of them have funded it in more than one year.

Revenue FY2025
$267k
Funders on record
3
Grants received
$29k
Net assets
$854k
1/3 repeat funderspeak grant-dependency 6%
01What it does

What Wisconsin Credit Union Foundation Inc does

Mission

Foundation resources promote credit union development, help educate credit union staff and volunteers, support programming to enhance financial literacy, and support the credit union system in times of need.

As stated on its FY2025 Form 990.

Programs

  1. The foundation awarded grants totaling $113,210 to 11 wisconsin credit unions in need of support for technology and operations related expenses and upgrades that will measurably assist the credit union in serving its members.

    $113,210 spentof which $113,210 as grants
    47% of program spending
  2. The foundation invested in the financial counseling certification program (ficep) that credentialed 12 individuals as credit union certified financial counselors (ccufcs), bringing the program total to over 300. In addition, more than 20 individuals completed the re-certification process. The foundation engaged with system partners to facilitate ficep. The program used the credit union national association's certified credit union financial counselor (ccufc) textbook, which involves self-study and a series of webinars, and enhanced it with additional program content. The additional content offered insights to help participants integrate counseling across multiple touch-points with members, thereby broadening the scope and effectiveness of their effort. Participants had the opportunity to network with other ccufc-certified individuals to discuss expanding counseling programs in their credit unions. The foundation proctors the designation examination for students who earn the ccufc designation following successful completion. Funds from the foundation cut the cost of participation by more than half.

    $54,140 spent$29,968 earned by the program
    23% of program spending
  3. The foundation provided $22,500 in scholarships to credit union employees to further their professional development in order to better serve their members.

    $22,500 spentof which $22,500 as grants
    9% of program spending
  4. The foundation awarded $20,137 in inclusion grants to 2 credit unions to support credit unions in their mission to reach unserved and unrepresented communities in wisconsin that struggle to be served by traditional financial services.

    $20,137 spentof which $20,137 as grants
    8% of program spending
  5. The foundation awarded the difference grants to 2 credit unions in the amount of $16,258 to implement innovative services and programs to help build financially strong, self-supporting families and communities in wisconsin.

    $16,258 spentof which $16,258 as grants
    7% of program spending
  6. The foundation provided $5,000 to the national credit union foundation for disaster relief assistance. It also provided $7,510 to foodbanks throughout wisconsin.

    $12,510 spentof which $12,510 as grants
    5% of program spending

The 6 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $238,755.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($127k) Expenses 100 ($88k) Net assets 100 ($600k)2018 Revenue 104 ($132k) Expenses 99 ($87k) Net assets 107 ($645k)2019 Revenue 107 ($136k) Expenses 128 ($113k) Net assets 111 ($668k)2020 Revenue 125 ($159k) Expenses 127 ($112k) Net assets 119 ($715k)2021 Revenue 148 ($189k) Expenses 168 ($148k) Net assets 126 ($756k)2022 Revenue 165 ($210k) Expenses 201 ($177k) Net assets 132 ($789k)2023 Revenue 165 ($210k) Expenses 244 ($214k) Net assets 131 ($786k)2024 Revenue 235 ($299k) Expenses 280 ($246k) Net assets 140 ($840k)2025 Revenue 209 ($267k) Expenses 287 ($252k) Net assets 142 ($854k)
'17'18'19'20'21'22'23'24'25
Revenue (209)Expenses (287)Net assets (142)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $683k to $748k (+10%).

$611k
$671k
$683k
$748k
$779k
$829k
$832k
$876k
$921k
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

88% of WISCONSIN CREDIT UNION FOUNDATION INC’s revenue is contributions — more donation-reliant than the typical peer (57% for the typical peer).

This organization
Typical peer · 24,946 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 9 reported years ran a deficit.

$40k
’17
$45k
’18
$23k
’19
$47k
’20
$41k
’21
$33k
’22
−$4k
’23
$54k
’24
$14k
’25
41
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

Lisa Palma

Chair

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed778887987
Joined·+1+1+1+2+0+2+1+2
No longer listed·10121023
03Who funds it

Who funds it, year by year

2019 → 2023: the base held at 1 funder, grant income fell $9k → $52.

Funder
'19
'20
'21
'22
'23
'24*
total
funders
1
1
1
1
1
1

1 of 3 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 1% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

Left out of every figure on this page: $43k from one payer (the payer shares this organization's board, largest Wisconsin Credit Union League). These are real filings, and they are not money WISCONSIN CREDIT UNION FOUNDATION INC raised.

From the IRS filings of WISCONSIN CREDIT UNION FOUNDATION INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

WISCONSIN CREDIT UNION FOUNDATION INC leans on a few funders — its largest provides 70% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund WISCONSIN CREDIT UNION FOUNDATION INC.

70%
largest funder
100%
top three
~2
effective funders

Largest funder’s share by year: 2019 100% · 2020 100% · 2021 100% · 2022 100% · 2023 100% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of WISCONSIN CREDIT UNION FOUNDATION INC's grant income comes from Wisconsin funders.

WI

Funder states come from each funder’s own filing. $189 arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

WISCONSIN CREDIT UNION FOUNDATION INC holds deeper cash reserves than three-quarters of the 16,849 education nonprofits its size.

Operating margin5% · below the median
Months of reserve40.8mo · top quartile
Revenue growth (annualized)10% · above the median

this organization peer median middle 50% of peers· 16,849 education nonprofits $100k–$1M, FY2025

Organizations like WISCONSIN CREDIT UNION FOUNDATION INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Wisconsin

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

95% of spending goes to programs.

Program 95%Management 5%Fundraising 0%

Governance

7
board members
86%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Public support

96%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

WI

Part of a family of 2 related entities

  • Wisconsin Credit Union League · exempt
  • Wcul Services Corp · corp_trust

Screen this organization

A dated, signed PDF of the compliance screen for WISCONSIN CREDIT UNION FOUNDATION INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds WISCONSIN CREDIT UNION FOUNDATION INC?
WISCONSIN CREDIT UNION FOUNDATION INC (Wisconsin) receives grants from 3 organizations whose IRS filings report $28,789 to it, the largest being FOCUS CREDIT UNION ($20,100). 1 of them have funded it in more than one year.
How many funders does WISCONSIN CREDIT UNION FOUNDATION INC have?
IRS filings report 3 organizations giving $28,789 in grants to WISCONSIN CREDIT UNION FOUNDATION INC, 1 of which have funded it in more than one year.
Who is the largest funder of WISCONSIN CREDIT UNION FOUNDATION INC?
FOCUS CREDIT UNION is the largest funder on record, with $20,100 in grants. The full list of funders is on this page.
How can an organization like WISCONSIN CREDIT UNION FOUNDATION INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Wisconsin. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 3 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing