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Wisconsin · Nonprofit

ST CROIX VALLEY HABITAT FOR HUMANITY INC

ST CROIX VALLEY HABITAT FOR HUMANITY INC (Wisconsin) receives grants from 17 organizations whose IRS filings report $2,577,920 to it, the largest being Fred C and Katherine B Andersen Foundation ($1,330,000). 8 of them have funded it in more than one year.

Revenue FY2025
$1.2M
Funders on record
17
Grants received
$2.6M
Net assets
$2.0M
8/17 repeat funderspeak grant-dependency 53%
01What it does

What St Croix Valley Habitat for Humanity Inc does

Mission

St. Croix valley habitat for humanity partners with working families, sponsors, and communities to build affordable, sustainable, quality homes and to provide support services that promote successful home purchase and ownership in pierce and st. Croix counties in wi. Aligning strategic planning with habitat for humanity international and having a vision of a world where everyone has a decent place to live.

As stated on its FY2025 Form 990.

Programs

  1. Working to provide safe, decent, and affordable homeownership for hardworking families in the st. Croix valley.

    $315,958 spent
    83% of program spending
  2. Habitat operates a resale store to provide economical building supplies for people in the st croix valley. Profits from the resale store are in turn used to support the housing program.

    $66,681 spent
    17% of program spending

The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $382,639.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($970k) Expenses 100 ($1.0M) Net assets -99 ($-360602)2018 Revenue 69 ($668k) Expenses 57 ($596k) Net assets 100 ($365k)2019 Revenue 53 ($513k) Expenses 51 ($533k) Net assets 95 ($345k)2020 Revenue 36 ($350k) Expenses 35 ($366k) Net assets 113 ($412k)2021 Revenue 64 ($624k) Expenses 31 ($323k) Net assets 196 ($713k)2022 Revenue 73 ($711k) Expenses 46 ($486k) Net assets 257 ($939k)2023 Revenue 100 ($968k) Expenses 62 ($650k) Net assets 345 ($1.3M)2024 Revenue 114 ($1.1M) Expenses 71 ($749k) Net assets 444 ($1.6M)2025 Revenue 128 ($1.2M) Expenses 81 ($847k) Net assets 543 ($2.0M)
'17'18'19'20'21'22'23'24'25
Revenue (128)Expenses (81)Net assets (543)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $2.0M to $925k (−55%).

$2.8M
$2.1M
$2.0M
$925k
$1.0M
$1.2M
$1.5M
$1.9M
$2.2M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2021 25% · 2025 40%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 9 reported years ran a deficit.

−$79k
’17
$73k
’18
−$19k
’19
−$16k
’20
$302k
’21
$226k
’22
$318k
’23
$353k
’24
$395k
’25
7.1
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Kristie Smith

Executive director

As listed on its FY2025 Form 990.

The chief executive listed changed between the FY2018 and FY2019 filings.

'17'18'19'20'21'22'23'24'25
Listed121314111414151716
Joined·+3+6+5+5+2+1+4+0
No longer listed·25822021
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 3 funders to 9 funders, grant income rose $20k → $406k.

4 of 17 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 1% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of ST CROIX VALLEY HABITAT FOR HUMANITY INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

ST CROIX VALLEY HABITAT FOR HUMANITY INC leans on a few funders — its largest provides 52% of grant income and the top three 86%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

52%
largest funder
86%
top three
~3
effective funders

Largest funder’s share by year: 2017 42% · 2018 100% · 2019 86% · 2020 68% · 2021 47% · 2022 54% · 2023 49% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

83% of ST CROIX VALLEY HABITAT FOR HUMANITY INC's funders are still giving 3 years after their first grant; 47% give in more than one year at all.

first grant+1y+2y+3y+4y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

ST CROIX VALLEY HABITAT FOR HUMANITY INC draws 99% of its grant income from funders outside Wisconsin, across 5 states in all.

MN
WI
MI
GA
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Wisconsin out of state home

Funder states come from each funder’s own filing. $32k arriving through sponsors registered in 4 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Government funding ST CROIX VALLEY HABITAT FOR HUMANITY INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $500k on record.

Federal$500k
grants $500kcontracts $0
Top agencies
  • Department of Housing and Urban Development$500k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like ST CROIX VALLEY HABITAT FOR HUMANITY INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Wisconsin

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

45% of spending goes to programs.

Program 45%Management 44%Fundraising 10%

Governance

14
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Public support

99%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

WI

Screen this organization

A dated, signed PDF of the compliance screen for ST CROIX VALLEY HABITAT FOR HUMANITY INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds ST CROIX VALLEY HABITAT FOR HUMANITY INC?
ST CROIX VALLEY HABITAT FOR HUMANITY INC (Wisconsin) receives grants from 17 organizations whose IRS filings report $2,577,920 to it, the largest being Fred C and Katherine B Andersen Foundation ($1,330,000). 8 of them have funded it in more than one year.
How many funders does ST CROIX VALLEY HABITAT FOR HUMANITY INC have?
IRS filings report 17 organizations giving $2,577,920 in grants to ST CROIX VALLEY HABITAT FOR HUMANITY INC, 8 of which have funded it in more than one year.
Who is the largest funder of ST CROIX VALLEY HABITAT FOR HUMANITY INC?
Fred C and Katherine B Andersen Foundation is the largest funder on record, with $1,330,000 in grants. The full list of funders is on this page.
How can an organization like ST CROIX VALLEY HABITAT FOR HUMANITY INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Wisconsin. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds St Croix Valley Habitat for Humanity →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 17 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing