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Illinois · Nonprofit

LOAVES & FISHES COMMUNITY SERVICES

LOAVES & FISHES COMMUNITY SERVICES (Illinois) receives grants from 132 organizations whose IRS filings report $14,363,942 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($7,798,360). 76 of them have funded it in more than one year, and 71% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$38M
Funders on record
132
Grants received
$14M
Net assets
$17M
76/132 repeat funderspeak grant-dependency 10%
01What it does

What Loaves & Fishes Community Services does

Mission

To provide healthy food and impactful programs to promote self-sufficiency.

As stated on its FY2025 Form 990.

Program

  1. Loaves & Fishes Community Services is an anti-poverty, hunger-relief organization with a mission to provide healthy food and impactful programs to promote self-sufficiency. Our vision is to end hunger and transform lives. Loaves & fishes cares programs combined with our grocery assistance program are designed to result in long-term positive change for families and individuals struggling with hunger and economic instability.

    $35,108,069 spentof which $32,268,513 as grants$4,865 earned by the program
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $35,108,069.

02The organization over time

The organization over time

Each line starts at 100 in 2021, so what you read is the shape rather than the size: 150 means half as much again as 2021, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20212021 Revenue 100 ($17M) Expenses 100 ($14M) Net assets 100 ($8.0M)2022 Revenue 111 ($19M) Expenses 115 ($16M) Net assets 137 ($11M)2023 Revenue 144 ($24M) Expenses 167 ($23M) Net assets 158 ($13M)2024 Revenue 218 ($37M) Expenses 260 ($36M) Net assets 179 ($14M)2025 Revenue 224 ($38M) Expenses 263 ($36M) Net assets 207 ($17M)
20212022202320242025
Revenue (224)Expenses (263)Net assets (207)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $15M to $18M (+23%).

$8.6M
$11M
$13M
$15M
$18M
20212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2021 6% · 2022 2% · 2023 2% · 2024 1% · 2025 4%. Grants only. Government contracts and fees sit inside program revenue.

99% of LOAVES & FISHES COMMUNITY SERVICES’s revenue is contributions — more reliant on donations than three-quarters of its peers (21% for the typical peer).

This organization
Typical peer · 3,405 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 5 reported years ran a deficit.

$3.3M
’21
$3.1M
’22
$1.5M
’23
$1.4M
’24
$2.0M
’25
0.9
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Michael Havala

President & CEO

Board chair

Kristen Refness

Board chair

As listed on its FY2025 Form 990.

20212022202320242025
Listed1920202021
Joined·+4+2+2+5
No longer listed·3224
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 23 funders to 55 funders, grant income rose $290k → $1.9M.

23 of 132 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 71% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of LOAVES & FISHES COMMUNITY SERVICES’s funders (the co-funder graph). Top 30 of 132 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

LOAVES & FISHES COMMUNITY SERVICES leans on a few funders — its largest provides 54% of grant income and the top three 64%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

85% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund LOAVES & FISHES COMMUNITY SERVICES.

54%
largest funder
64%
top three
~3
effective funders

Largest funder’s share by year: 2017 18% · 2018 32% · 2019 19% · 2020 15% · 2021 55% · 2022 57% · 2023 57% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

41% of LOAVES & FISHES COMMUNITY SERVICES's funders are still giving 3 years after their first grant; 58% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

71% of LOAVES & FISHES COMMUNITY SERVICES's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $4.2M that is directly attributable, 86% of it comes from Illinois funders.

MN
IL
WI
MI
NY
MA
SD
IA
IN
OH
PA
NJ
CT
RI
CA
CO
MO
WV
VA
DE
AZ
TN
NC
DC
OK
GA
TX
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Illinois out of state home

Funder states come from each funder’s own filing. $10M arriving through sponsors registered in 16 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

LOAVES & FISHES COMMUNITY SERVICES has grown faster than three-quarters of the 2,396 human services nonprofits its size.

Operating margin5% · above the median
Months of reserve0.9mo · below the median
Revenue growth (annualized)22% · top quartile

this organization peer median middle 50% of peers· 2,396 human services nonprofits $10M–$100M, FY2025

Organizations like LOAVES & FISHES COMMUNITY SERVICES

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Illinois

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

97% of spending goes to programs.

Program 97%Management 1%Fundraising 2%

Governance

18
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

84%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

IL

Part of a family of 3 related entities

  • Loaves & Fishes Property Holdings LLC · disregarded
  • Loaves & Fishes Property Holdings II LLC · disregarded
  • Loaves & Fishes Property Holdings III LLC · disregarded

Screen this organization

A dated, signed PDF of the compliance screen for LOAVES & FISHES COMMUNITY SERVICES: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds LOAVES & FISHES COMMUNITY SERVICES?
LOAVES & FISHES COMMUNITY SERVICES (Illinois) receives grants from 132 organizations whose IRS filings report $14,363,942 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($7,798,360). 76 of them have funded it in more than one year, and 71% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does LOAVES & FISHES COMMUNITY SERVICES have?
IRS filings report 132 organizations giving $14,363,942 in grants to LOAVES & FISHES COMMUNITY SERVICES, 76 of which have funded it in more than one year.
Who is the largest funder of LOAVES & FISHES COMMUNITY SERVICES?
FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $7,798,360 in grants. The full list of funders is on this page.
How can an organization like LOAVES & FISHES COMMUNITY SERVICES find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Illinois. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Loaves & Fishes Community Services →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2021–2025), and the filings of 132 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing