New Jersey · Nonprofit
Habitat for Humanity of South Central New Jersey Inc
Habitat for Humanity of South Central New Jersey Inc (New Jersey) receives grants from 29 organizations whose IRS filings report $6,810,734 to it, the largest being The Chicago Community Trust ($4,500,000). 16 of them have funded it in more than one year, and 74% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
Three funders worth looking at
Grantmakers with no record of funding this organization, ranked by how strongly the co-funder graph and the mission embeddings agree. The evidence is in section 03.
- Mary Owen Borden Memorial Fundshared funders
- Habitat for Humanity South Carolinaportfolio match
- Habitat for Humanity of Florida Incportfolio match
The organization over time
Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended.
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2023 18% · 2024 8% · 2025 21%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 7 reported years ran a deficit.
reserve
Who funds it, year by year
2017 → 2023: the base broadened from 4 funders to 11 funders, grant income rose $71k → $290k.
7 of 29 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 74% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of Habitat for Humanity of South Central New Jersey Inc’s funders (the co-funder graph). Top 27 of 29 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
Habitat for Humanity of South Central New Jersey Inc leans on a few funders — its largest provides 66% of grant income and the top three 94%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
97% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Habitat for Humanity of South Central New Jersey Inc.
Largest funder’s share by year: 2017 80% · 2018 46% · 2019 64% · 2020 50% · 2021 73% · 2022 93% · 2023 76% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
55% of Habitat for Humanity of South Central New Jersey Inc's funders are still giving 3 years after their first grant; 55% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
74% of Habitat for Humanity of South Central New Jersey Inc's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $1.8M that is directly attributable, 93% of it comes from funders outside New Jersey, across 11 states.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $5.0M arriving through sponsors registered in 6 statesis excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Funders to approach
Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first. Your 29 funders put you under-funded among the 400 organizations that share them.
- Mary Owen Borden Memorial Fundshared fundersNJ · backs 20 organizations that share your funders
- Habitat for Humanity South Carolinaportfolio matchits grantees resemble your mission
- Habitat for Humanity of Florida Incportfolio matchits grantees resemble your mission
- Community Affordable Housing Equity Corporationportfolio matchits grantees resemble your mission
- Habitat for Humanity of NC Incportfolio matchits grantees resemble your mission
- Habitat for Humanity of Iowa Incportfolio matchits grantees resemble your mission
- Habitat for Humanity of Oregon Incportfolio matchits grantees resemble your mission
- Habitat for Humanity of Minnesota Incportfolio matchits grantees resemble your mission
- Habitat for Humanity of Indiana Incportfolio matchits grantees resemble your mission
- Habitat For Humanity Virginiaportfolio matchits grantees resemble your mission
- Thrivent Financial for Lutherans-Groupportfolio matchits grantees resemble your mission
- Habitat for Humanity of Ohio Incportfolio matchits grantees resemble your mission
From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.
Organizations like Habitat for Humanity of South Central New Jersey Inc
Nonprofits whose mission and program text most resemble this one, by semantic similarity over the universe of US filings — the closest peers, and often the clearest route to shared or prospective funders.
In New Jersey
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
85% of spending goes to programs.
Governance
Public support
64%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for Habitat for Humanity of South Central New Jersey Inc: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds Habitat for Humanity of South Central New Jersey Inc?
- Habitat for Humanity of South Central New Jersey Inc (New Jersey) receives grants from 29 organizations whose IRS filings report $6,810,734 to it, the largest being The Chicago Community Trust ($4,500,000). 16 of them have funded it in more than one year, and 74% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does Habitat for Humanity of South Central New Jersey Inc have?
- IRS filings report 29 organizations giving $6,810,734 in grants to Habitat for Humanity of South Central New Jersey Inc, 16 of which have funded it in more than one year.
- Who is the largest funder of Habitat for Humanity of South Central New Jersey Inc?
- The Chicago Community Trust is the largest funder on record, with $4,500,000 in grants. The full list of funders is on this page.
- How can an organization like Habitat for Humanity of South Central New Jersey Inc find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in New Jersey. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2018–2025), and the filings of 29funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported August 27, 2026. What this page cannot tell you · view filing