New Jersey · Nonprofit
Habitat for Humanity of South Central New Jersey Inc
Habitat for Humanity of South Central New Jersey Inc (New Jersey) receives grants from 29 organizations whose IRS filings report $6,810,734 to it, the largest being The Chicago Community Trust ($4,500,000). 16 of them have funded it in more than one year, and 74% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $9.5M
- Funders on record
- 29
- Grants received
- $6.8M
- Net assets
- $5.5M
What Habitat for Humanity of South Central New Jersey Inc does
Mission
Habitat for Habitat of South Central Jersey, Inc. (HHSCNJ) partners with families in need and volunteers to transform lives through decent and affordable housing.
As stated on its FY2025 Form 990.
Programs
Homeownership -------------Habitat SCNJ serves low and moderate-income residents throughout Burlington, Mercer, Atlantic, Camden and part of Middlesex Counties by building safe, decent, affordable homes to purchase. Eligible families demonstrate a need for housing, an ability to pay, and a willingness to partner. Once selected, they attend financial education and volunteer on the construction site and at the ReStore, contributing up to 400 "sweat equity" hours. Mortgages are no more than 30 % of household income; this includes principal, interest, taxes, and insurance. Habitat homes are deed restricted for at least 30 years to keep affordable homes available to future home buyers.
$4,996,775 spent48% of program spendingReStore-------HSCNJ operates 3 retail stores for home furnishings and building materials. Items are donated by corporate partners and local residents, then sold to the public at discounted prices. Staff and volunteers pick up and unload donations, assemble and clean items, and organize the floor to keep merchandise flowing for easy customer access.
$4,487,021 spent43% of program spendingConstruction ------------HHSCNJ assists homeowners and communities in regaining stability by ensuring homes are safe, modern, and accessible. Low and moderate-income homeowners can receive exterior repairs performed by trade professionals, Habitat staff, and volunteers, while only paying a portion of the project cost. These repairs range from minor tasks like porch repair and painting to major projects such as roofing and appliance replacement, as well as accessibility improvements like ramps, railings, and door handles. To qualify, applicants must live in the home as their primary residence and intend to remain there for at least three years.
$746,743 spent7% of program spendingVolunteer Services - Habitat Volunteers are the backbone of Habitat for Humanity of South Central New Jersey. Their dedication and hard work enable us to build homes, communities, and hope for families in need. Each year, hundreds of volunteers contribute thousands of hours to our projects, from construction sites to our ReStores. These individuals come from diverse backgrounds, bringing a wealth of skills and a shared commitment to making a difference,. Their efforts not only help build safe and affordable homes but foster a sense of community and empowerment among the families we serve.
$164,868 spent2% of program spending
The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $10,395,407.
The organization over time
Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $13M to $11M (−17%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2023 18% · 2024 8% · 2025 21%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 7 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Lori Leonard
CEO
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 4 funders to 11 funders, grant income rose $71k → $290k.
7 of 29 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 74% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of Habitat for Humanity of South Central New Jersey Inc’s funders (the co-funder graph). Top 27 of 29 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
Habitat for Humanity of South Central New Jersey Inc leans on a few funders — its largest provides 66% of grant income and the top three 94%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
97% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Habitat for Humanity of South Central New Jersey Inc.
Largest funder’s share by year: 2017 80% · 2018 46% · 2019 64% · 2020 50% · 2021 73% · 2022 93% · 2023 76% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
55% of Habitat for Humanity of South Central New Jersey Inc's funders are still giving 3 years after their first grant; 55% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
74% of Habitat for Humanity of South Central New Jersey Inc's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $1.8M that is directly attributable, 93% of it comes from funders outside New Jersey, across 11 states.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $5.0M arriving through sponsors registered in 6 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Organizations like Habitat for Humanity of South Central New Jersey Inc
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In New Jersey
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
85% of spending goes to programs.
Governance
Public support
64%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for Habitat for Humanity of South Central New Jersey Inc: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds Habitat for Humanity of South Central New Jersey Inc?
- Habitat for Humanity of South Central New Jersey Inc (New Jersey) receives grants from 29 organizations whose IRS filings report $6,810,734 to it, the largest being The Chicago Community Trust ($4,500,000). 16 of them have funded it in more than one year, and 74% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does Habitat for Humanity of South Central New Jersey Inc have?
- IRS filings report 29 organizations giving $6,810,734 in grants to Habitat for Humanity of South Central New Jersey Inc, 16 of which have funded it in more than one year.
- Who is the largest funder of Habitat for Humanity of South Central New Jersey Inc?
- The Chicago Community Trust is the largest funder on record, with $4,500,000 in grants. The full list of funders is on this page.
- How can an organization like Habitat for Humanity of South Central New Jersey Inc find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in New Jersey. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Habitat for Humanity of South Central New Jersey →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2018–2025), and the filings of 29 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing