New Jersey · Nonprofit
HABITAT FOR HUMANITY OF BERGEN COUNTY INC
HABITAT FOR HUMANITY OF BERGEN COUNTY INC (New Jersey) receives grants from 26 organizations whose IRS filings report $1,206,265 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($684,087). 12 of them have funded it in more than one year.
- Revenue FY2025
- $1.7M
- Funders on record
- 26
- Grants received
- $1.2M
- Net assets
- $1.6M
What Habitat for Humanity of Bergen County Inc does
Mission
To provide decent, affordable homes for hardworking bergen county, nj families. We join in a common goal with other affiliates of this international organization to eliminate poverty, lack of housing and homelessness everywhere by working in partnership with people in need.
As stated on its FY2025 Form 990.
Programs
Home building program - habitat for humanity of bergen county builds affordable homes in northern new jersey using volunteer labor. We are both the builder and the banker for these homes and are committed to selecting and training the partner fafmilies to become successful homeowners and neighbors. The effort to build a new home (or an existing remodel) is considerable and takes time. The rewards of seeing a well-made home are inspiring all of our home locations. Families in homeownership are key to fulfilling our mission. Volunteers build a habitat home and create an affordable home where none existed. We work with homebuyers to help change their lives. Construction expenses are recognized in the year a home is completed and sold. Expenses include expenditures made in prior years. Revenue is net of unamortized discounts attributable to the zero rate financing we offered on new homes completed.
$577,126 spent$238,994 earned by the program48% of program spendingRestore program - the habitat for humanity of bergen county restore program is a retail outlet that sells donated new and gently used furniture, appliances and building supplies. The program benefits the community by providing lower-cost items for sale, and the environment by keeping items out of the landfills. The restore has a positive environmental impact by encouraging "reduce, reuse and recycle" donations to the restore have kept tons of usable building materials, furniture, and appliances out of landfills. Net proceeds derived from the restore program are used to build affordable housing for local families. Purchases and donations to the restore help families build strength, stability and self-reliance.
$622,080 spent$732,307 earned by the program52% of program spending
The 2 programs described on its FY2023 Form 990, listed largest first by expense. Program spending in total: $1,199,206.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $2.0M to $3.5M (+77%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2021 4% · 2022 3% · 2024 0% · 2025 1%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 6 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Theresa Capparelli
Executive director
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 2 funders to 11 funders, grant income rose $36k → $197k.
8 of 26 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 30% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of HABITAT FOR HUMANITY OF BERGEN COUNTY INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
HABITAT FOR HUMANITY OF BERGEN COUNTY INC leans on a few funders — its largest provides 57% of grant income and the top three 78%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
87% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HABITAT FOR HUMANITY OF BERGEN COUNTY INC.
Largest funder’s share by year: 2017 97% · 2018 100% · 2019 95% · 2020 53% · 2021 62% · 2022 66% · 2023 54% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
38% of HABITAT FOR HUMANITY OF BERGEN COUNTY INC's funders are still giving 3 years after their first grant; 46% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
HABITAT FOR HUMANITY OF BERGEN COUNTY INC draws 85% of its grant income from funders outside New Jersey, across 6 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $362k arriving through sponsors registered in 8 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Organizations like HABITAT FOR HUMANITY OF BERGEN COUNTY INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In New Jersey
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
56% of spending goes to programs.
Governance
Public support
89%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Screen this organization
A dated, signed PDF of the compliance screen for HABITAT FOR HUMANITY OF BERGEN COUNTY INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds HABITAT FOR HUMANITY OF BERGEN COUNTY INC?
- HABITAT FOR HUMANITY OF BERGEN COUNTY INC (New Jersey) receives grants from 26 organizations whose IRS filings report $1,206,265 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($684,087). 12 of them have funded it in more than one year.
- How many funders does HABITAT FOR HUMANITY OF BERGEN COUNTY INC have?
- IRS filings report 26 organizations giving $1,206,265 in grants to HABITAT FOR HUMANITY OF BERGEN COUNTY INC, 12 of which have funded it in more than one year.
- Who is the largest funder of HABITAT FOR HUMANITY OF BERGEN COUNTY INC?
- HABITAT FOR HUMANITY INTERNATIONAL INC is the largest funder on record, with $684,087 in grants. The full list of funders is on this page.
- How can an organization like HABITAT FOR HUMANITY OF BERGEN COUNTY INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in New Jersey. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Habitat for Humanity of Bergen County →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 26 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing