Florida · Nonprofit
HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC
HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC (Florida) receives grants from 14 organizations whose IRS filings report $2,706,597 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($2,270,036). 7 of them have funded it in more than one year.
- Revenue FY2025
- $5.4M
- Funders on record
- 14
- Grants received
- $2.7M
- Net assets
- $8.0M
What Habitat for Humanity of Key West and Lower Florida Keys Inc does
Mission
Habitat for humanity of key west and lower florida keys is a non-profit volunteer organization whose purpose is to provide decent, low cost and affordable housing throughout the lower florida keys by providing new home construction, restoration and emergency residential repairs for the economically disadvantage.
As stated on its FY2025 Form 990.
Programs
The organization provides decent low cost and affordable housing through new home construction, restoration and emergency residential repairs for the economically disadvantaged. In 2025, the organization sold 4 homes and repaired approximately 4 homes. The organization has approximately 3.2 million in construction in progress accross various job sites, set for completion in the next two years.
$2,339,380 spent$1,266,530 earned by the program85% of program spendingThe organization offers affordable rental properties for those individuals who qualify in accordance with the organization's income guidelines. The organization currently has approximately 29 units for rent in two buildings that are currently being renovated. The organization had approximately 76% of the units rented as of year end.
$309,421 spent$364,056 earned by the program11% of program spendingThe organization provides mortgage and family services to homeowners as well as services to volunteers.
$106,277 spent$479,635 earned by the program4% of program spending
The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $2,755,078.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $7.5M to $11M (+41%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
27% of HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC’s revenue is contributions — about as donation-reliant as the typical peer (39% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Who funds it, year by year
2017 → 2023: the base broadened from 2 funders to 4 funders, grant income rose $35k → $736k.
7 of 14 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 4% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC leans on a few funders — its largest provides 84% of grant income and the top three 93%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
92% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC.
Largest funder’s share by year: 2017 71% · 2018 79% · 2019 64% · 2020 98% · 2021 97% · 2022 94% · 2023 86% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
18% of HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC's funders are still giving 3 years after their first grant; 50% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC draws 89% of its grant income from funders outside Florida, across 3 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $122k arriving through sponsors registered in 6 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC runs a healthier operating margin than three-quarters of the 2,196 housing & shelter nonprofits its size.
this organization peer median middle 50% of peers· 2,196 housing & shelter nonprofits $1M–$10M, FY2025
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
69% of spending goes to programs.
Governance
Public support
92%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Part of a family of 1 related entity
- Hfhkw Funding Company LLC · disregarded
Screen this organization
A dated, signed PDF of the compliance screen for HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC?
- HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC (Florida) receives grants from 14 organizations whose IRS filings report $2,706,597 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($2,270,036). 7 of them have funded it in more than one year.
- How many funders does HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC have?
- IRS filings report 14 organizations giving $2,706,597 in grants to HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC, 7 of which have funded it in more than one year.
- Who is the largest funder of HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC?
- HABITAT FOR HUMANITY INTERNATIONAL INC is the largest funder on record, with $2,270,036 in grants. The full list of funders is on this page.
- How can an organization like HABITAT FOR HUMANITY OF KEY WEST AND LOWER FLORIDA KEYS INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Florida. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Habitat for Humanity of Key West and Lower Florida Keys →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 14 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing