Oregon · Nonprofit
FINANCIAL BEGINNINGS
FINANCIAL BEGINNINGS (Oregon) receives grants from 45 organizations whose IRS filings report $5,136,537 to it, the largest being FAIRBRIDGE FOUNDATION ($3,005,000). 28 of them have funded it in more than one year.
- Revenue FY2025
- $2.3M
- Funders on record
- 45
- Grants received
- $5.1M
- Net assets
- $1.1M
What Financial Beginnings does
Mission
Financial Beginnings empowers youth and adults to take control of their financial future.
As stated on its FY2025 Form 990.
Program
Financial Beginnings fulfills its mission by providing financial education and empowerment opportunities. As a national nonprofit, Financial Beginnings provides programs to learners across the united states.Financial Beginnings increases the financial capability of youth and adults, which allows them to live with less financial uncertainty. Our goals are to increase knowledge and confidence around personal finance topics to help people achieve their personal goals such as home ownership, higher education, and secure retirement.Financial Beginnings works to:- promote financial wellness by teaching and empowering individuals to improve their financial health proactively-enhance financial knowledge, confidence, and resiliency among underserved populations.- support individuals in understanding, accessing, and participating in financial services. - provide age-appropriate financial education that meets or exceeds state-specific standards. - create communities that understand the need for financial education, building partnerships that work collaboratively towards increased financial literacy and empowerment. These goals are accomplished through Financial Beginnings' main program,…
$1,370,829 spent100% of program spending
The program described on its FY2024 Form 990. Program spending in total: $1,370,829.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $67k to $892k (+1228%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2021 29% · 2023 1% · 2024 6% · 2025 5%. Grants only. Government contracts and fees sit inside program revenue.
85% of FINANCIAL BEGINNINGS’s revenue is contributions — more donation-reliant than the typical peer (81% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 5 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Ronecca Norvell
CEO
Board chair
Tom Soma
Chair
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base narrowed from 10 funders to 9 funders, grant income rose $321k → $828k.
11 of 45 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 21% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of FINANCIAL BEGINNINGS’s funders (the co-funder graph). Top 30 of 45 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
FINANCIAL BEGINNINGS leans on a few funders — its largest provides 59% of grant income and the top three 74%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
Largest funder’s share by year: 2017 50% · 2018 67% · 2019 70% · 2020 85% · 2021 70% · 2022 83% · 2023 60% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
24% of FINANCIAL BEGINNINGS's funders are still giving 3 years after their first grant; 62% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
84% of FINANCIAL BEGINNINGS's grant income comes from Oregon funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $1.1M arriving through sponsors registered in 10 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
FINANCIAL BEGINNINGS is better cushioned than half of the 7,349 human services nonprofits its size.
this organization peer median middle 50% of peers· 7,349 human services nonprofits $1M–$10M, FY2025
Government funding FINANCIAL BEGINNINGS receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $63k on record.
- PROFESSIONAL SERVICES NON-IT$33k
- ADVERTISE, PUBLICITY, PUBLISH/PRINT SRVS$30k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like FINANCIAL BEGINNINGS
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Oregon
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
62% of spending goes to programs.
Governance
Public support
77%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for FINANCIAL BEGINNINGS: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds FINANCIAL BEGINNINGS?
- FINANCIAL BEGINNINGS (Oregon) receives grants from 45 organizations whose IRS filings report $5,136,537 to it, the largest being FAIRBRIDGE FOUNDATION ($3,005,000). 28 of them have funded it in more than one year.
- How many funders does FINANCIAL BEGINNINGS have?
- IRS filings report 45 organizations giving $5,136,537 in grants to FINANCIAL BEGINNINGS, 28 of which have funded it in more than one year.
- Who is the largest funder of FINANCIAL BEGINNINGS?
- FAIRBRIDGE FOUNDATION is the largest funder on record, with $3,005,000 in grants. The full list of funders is on this page.
- How can an organization like FINANCIAL BEGINNINGS find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Oregon. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Financial Beginnings →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 45 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing