Texas · Nonprofit
Education Credit Union
Education Credit Union (Texas) receives grants from 1 organization whose IRS filings report $10,000 to it, the largest being NATIONAL CREDIT UNION FOUNDATION ($10,000). 0 of them have funded it in more than one year.
- Revenue FY2025
- $43M
- Funders on record
- 1
- Grants received
- $10k
- Net assets
- $57M
What Education Credit Union does
Mission
To be the preferred financial services provider for our membership
As stated on its FY2025 Form 990.
Programs
ECU offers its members federally isured certificates of deposit at competitive rates.
ECU offers share and deposit products that include savings, checking, health savings, and money market accounts.
ECU offers IRA products that are federally insured up to $250,000 per depositor, at competitive rates
The 3 programs described on its FY2025 Form 990, listed largest first by expense.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $422M to $478M (+13%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Marcus Smith
CEO
Board chair
Linda Purdy
Chairman
As listed on its FY2025 Form 990.
The chief executive listed changed between the FY2018 and FY2019, and between the FY2021 and FY2022 filings.
Who funds it, year by year
Grant support over time, funder by funder — shade shows the grant size each year.
From the IRS filings of Education Credit Union’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
Education Credit Union draws 100% of its grant income from funders outside Texas, across 1 state in all.
Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Organizations like Education Credit Union
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Texas
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
100% of spending goes to programs.
Governance
Screen this organization
A dated, signed PDF of the compliance screen for Education Credit Union: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds Education Credit Union?
- Education Credit Union (Texas) receives grants from 1 organization whose IRS filings report $10,000 to it, the largest being NATIONAL CREDIT UNION FOUNDATION ($10,000). 0 of them have funded it in more than one year.
- How many funders does Education Credit Union have?
- IRS filings report 1 organization giving $10,000 in grants to Education Credit Union.
- Who is the largest funder of Education Credit Union?
- NATIONAL CREDIT UNION FOUNDATION is the largest funder on record, with $10,000 in grants. The full list of funders is on this page.
- How can an organization like Education Credit Union find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Texas. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Education Credit Union →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing