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Texas · Nonprofit

CAPITOL CREDIT UNION

CAPITOL CREDIT UNION (Texas) receives grants from 1 organization whose IRS filings report $45,000 to it, the largest being NATIONAL CREDIT UNION FOUNDATION ($45,000). 0 of them have funded it in more than one year.

Revenue FY2024
$12M
Funders on record
1
Grants received
$45k
Net assets
$24M
0/1 repeat funders
01What it does

What Capitol Credit Union does

Mission

Capitol Credit Union is a cooperative financial institution that is owned and controlled by its members and is operated for the purpose of promoting thrift and providing credit and other financial services to its members.

As stated on its FY2024 Form 990.

Programs

  1. Capitol Credit Union provides a wide range of secured and unsecured loans to its members for consumable items, such as autos, boats, motorcycles, rvs, home equity loans and line-of-credits, signature loans and line-of-credits and share or share certificate.

  2. Capitol Credit Union offers money market accounts to its members. It pays a higher dividend than a typical savings or demand account if the minimum average monthly balance requirement is met, but with the capability of writing a limited number of checks.

  3. Capitol Credit Union offers certificates of deposit to its members with varying terms and rates. These instruments allow our members a savings alternative that pays higher dividends than a typical savings or demand account, but with no market risk exposure.

The 3 programs described on its FY2024 Form 990, listed largest first by expense.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($5.7M) Expenses 100 ($5.0M) Net assets 100 ($9.2M)2018 Revenue 113 ($6.5M) Expenses 107 ($5.4M) Net assets 111 ($10M)2019 Revenue 128 ($7.3M) Expenses 123 ($6.2M) Net assets 127 ($12M)2020 Revenue 304 ($17M) Expenses 129 ($6.4M) Net assets 250 ($23M)2021 Revenue 144 ($8.2M) Expenses 141 ($7.1M) Net assets 257 ($24M)2022 Revenue 167 ($9.5M) Expenses 157 ($7.9M) Net assets 248 ($23M)2023 Revenue 177 ($10M) Expenses 186 ($9.3M) Net assets 255 ($23M)2024 Revenue 210 ($12M) Expenses 225 ($11M) Net assets 264 ($24M)
'17'18'19'20'21'22'23'24
Revenue (210)Expenses (225)Net assets (264)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $141M to $176M (+25%).

$125M
$132M
$141M
$176M
$197M
$213M
$214M
$219M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$719k
’17
$1.1M
’18
$1.1M
’19
$11M
’20
$1.2M
’21
$1.7M
’22
$854k
’23
$762k
’24
2.9
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Pierre Cardenas

CEO

Board chair

Michael Jones

Board chair

As listed on its FY2024 Form 990.

'17'18'19'20'21'22'23'24
Listed1414151515151616
Joined·+2+1+1+1+3+1+0
No longer listed·2011300
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Funder
'25*
total
funders
1

From the IRS filings of CAPITOL CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

CAPITOL CREDIT UNION draws 100% of its grant income from funders outside Texas, across 1 state in all.

WI

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like CAPITOL CREDIT UNION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Texas

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

11
board members
100%
independent
–Conflict-of-interest policy–Whistleblower policy✓Document retention✓Board reviewed the 990–Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for CAPITOL CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds CAPITOL CREDIT UNION?
CAPITOL CREDIT UNION (Texas) receives grants from 1 organization whose IRS filings report $45,000 to it, the largest being NATIONAL CREDIT UNION FOUNDATION ($45,000). 0 of them have funded it in more than one year.
How many funders does CAPITOL CREDIT UNION have?
IRS filings report 1 organization giving $45,000 in grants to CAPITOL CREDIT UNION.
Who is the largest funder of CAPITOL CREDIT UNION?
NATIONAL CREDIT UNION FOUNDATION is the largest funder on record, with $45,000 in grants. The full list of funders is on this page.
How can an organization like CAPITOL CREDIT UNION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Texas. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing