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Ohio · Nonprofit

EDUCATION FIRST CREDIT UNION INC

EDUCATION FIRST CREDIT UNION INC (Ohio) receives grants from 1 organization whose IRS filings report $34,500 to it, the largest being OHIO CREDIT UNION FOUNDATION ($34,500). 0 of them have funded it in more than one year.

Revenue FY2024
$10M
Funders on record
1
Grants received
$35k
Net assets
$14M
0/1 repeat funderspeak grant-dependency 0%
01What it does

What Education First Credit Union Inc does

Mission

Provide low cost loans to select membership groups, as well as provide savings options, financial literacy and other financial services and products with a service based emphasis that recognizes members as owners.

As stated on its FY2024 Form 990.

Programs

  1. During 2024, Education First Credit Union Incurred dividend expenses providing share deposit acounts to approximately 12,176 members. The number of those accounts total approximately 22,643.

  2. During 2024, Education First Credit Union Incurred direct labor costs and employee benefit costs by providing savings deposit services, originating new loans and servicing the loan portfolio for members.

  3. During 2024, Education First Credit Union Incurred operations expenses providing financial services to members such as atm access, shared branching access, share draft services, and other expenses associated with financial account programs. Education first provided these services to an estimated 12,176 members during 2024.

The 3 programs described on its FY2024 Form 990, listed largest first by expense.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($6.9M) Expenses 100 ($6.4M) Net assets 100 ($7.9M)2018 Revenue 113 ($7.8M) Expenses 114 ($7.3M) Net assets 110 ($8.7M)2019 Revenue 126 ($8.7M) Expenses 117 ($7.5M) Net assets 124 ($9.8M)2020 Revenue 119 ($8.2M) Expenses 115 ($7.3M) Net assets 138 ($11M)2021 Revenue 112 ($7.7M) Expenses 110 ($7.1M) Net assets 156 ($12M)2022 Revenue 115 ($8.0M) Expenses 116 ($7.4M) Net assets 162 ($13M)2023 Revenue 131 ($9.0M) Expenses 138 ($8.8M) Net assets 164 ($13M)2024 Revenue 146 ($10M) Expenses 152 ($9.7M) Net assets 173 ($14M)
'17'18'19'20'21'22'23'24
Revenue (146)Expenses (152)Net assets (173)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $112M to $133M (+18%).

$100M
$109M
$112M
$133M
$141M
$146M
$137M
$145M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$493k
’17
$477k
’18
$1.2M
’19
$865k
’20
$636k
’21
$527k
’22
$187k
’23
$374k
’24
16
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

Julie Didlick

Chairperson

As listed on its FY2024 Form 990.

'17'18'19'20'21'22'23'24
Listed1110121110101011
Joined·+0+2+0+0+0+0+2
No longer listed·1011001
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Funder
'22
total
funders
1

From the IRS filings of EDUCATION FIRST CREDIT UNION INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of EDUCATION FIRST CREDIT UNION INC's grant income comes from Ohio funders.

OH

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like EDUCATION FIRST CREDIT UNION INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Ohio

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

7
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for EDUCATION FIRST CREDIT UNION INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds EDUCATION FIRST CREDIT UNION INC?
EDUCATION FIRST CREDIT UNION INC (Ohio) receives grants from 1 organization whose IRS filings report $34,500 to it, the largest being OHIO CREDIT UNION FOUNDATION ($34,500). 0 of them have funded it in more than one year.
How many funders does EDUCATION FIRST CREDIT UNION INC have?
IRS filings report 1 organization giving $34,500 in grants to EDUCATION FIRST CREDIT UNION INC.
Who is the largest funder of EDUCATION FIRST CREDIT UNION INC?
OHIO CREDIT UNION FOUNDATION is the largest funder on record, with $34,500 in grants. The full list of funders is on this page.
How can an organization like EDUCATION FIRST CREDIT UNION INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Ohio. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Education First Credit Union →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing