Texas · Nonprofit
GECU
GECU (Texas) receives grants from 2 organizations whose IRS filings report $288,834 to it, the largest being CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO DBA BALANCE ($248,834). 1 of them have funded it in more than one year.
- Revenue FY2021
- $222M
- Funders on record
- 2
- Grants received
- $289k
- Net assets
- $406M
What Gecu does
Mission
Provide our members and our community with convenient, superior financial products and services that pave the way for financial freedom.
As stated on its FY2021 Form 990.
Program
Gecu is a member-owned, cooperative, non-profit financial services provider incorporated under the provisions of the texas credit union act to encourage thrift among members, provide credit at a fair and reasonable rate of interest and create opportunities to improve its members' economic condition. Gecu offers personal, auto, business and home loans to its members. At december 31, 2021, total number of outstanding loans was 199,041 with an outstanding balance of $2,522,155,299. Gecu also provides various deposit account options including checking, savings, certificates of deposit, individual retirement accounts and money market accounts. At december 31, 2021, total deposit accounts were 661,159 and outstanding deposits were $3,217,253,802.
The first program described on its most recent Form 990, which lists programs largest first by expense.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $2.9B to $3.5B (+21%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 5 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Who funds it, year by year
2020 → 2023: the base held at 1 funder, grant income rose $40k → $64k.
From the IRS filings of GECU’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
GECU leans on a few funders — its largest provides 86% of grant income and the top three 100%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund GECU.
Largest funder’s share by year: 2020 100% · 2021 100% · 2022 100% · 2023 100% — broadly stable.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
GECU draws 86% of its grant income from funders outside Texas, across 2 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Organizations like GECU
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Texas
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Governance
Footprint & structure
Part of a family of 3 related entities
- Prosperus Title & Escrow LLC · disregarded
- Gecu Foundation · exempt
- El Paso Credit Union Hoap Inc · exempt
Screen this organization
A dated, signed PDF of the compliance screen for GECU: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds GECU?
- GECU (Texas) receives grants from 2 organizations whose IRS filings report $288,834 to it, the largest being CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO DBA BALANCE ($248,834). 1 of them have funded it in more than one year.
- How many funders does GECU have?
- IRS filings report 2 organizations giving $288,834 in grants to GECU, 1 of which have funded it in more than one year.
- Who is the largest funder of GECU?
- CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO DBA BALANCE is the largest funder on record, with $248,834 in grants. The full list of funders is on this page.
- How can an organization like GECU find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Texas. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Gecu →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2021 (financials across 2017–2021), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing