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Texas · Nonprofit

UNITED CREDIT UNION

UNITED CREDIT UNION (Texas) receives grants from 1 organization whose IRS filings report $5,882 to it, the largest being Cornerstone Credit Union Foundation ($5,882). 0 of them have funded it in more than one year, and 100% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2024
$1.4M
Funders on record
1
Grants received
$6k
Net assets
$2.3M
0/1 repeat funderspeak grant-dependency 0%
01What it does

What United Credit Union does

Mission

Cooperative, membership owned, non-profit provider of full financial services to members

As stated on its FY2024 Form 990.

Programs

  1. Accounts:term share certificates are savings accounts that are placed on deposit for specific periods of time. They have a higher earning rate for memebers due to the required time frame to remain on deposit. Removal before maturity results in a penalty. Term share certificates are the largest account expense savings and checking.

    $1,115,297 spent$209,296 earned by the program
    82% of program spending
  2. Technology services: technology in todays age is always changing and growing each year. This causes the expense to be quite large in order to stay current with tadays wants and needs for members. The technology services include online banking, online loan applications, online secured edocsignatures, online mobile deposit, bill pay and estatement. With technology, you also have to keep in mind the updates and upgrades you do to them to make sure they are secure and not broken. With all of that, the greatest thing the technology services does is make things easier for the member.

    $140,893 spent$7,338 earned by the program
    10% of program spending
  3. Other program services

    $67,300 spent$218,406 earned by the program
    5% of program spending
  4. Loans: vehicle, personal, and credit card loans are all offered. Related services such as lifeplus, disability, dent guard, mechanical repair coverage, and gap are all also offered.

    $42,589 spent$1,014,674 earned by the program
    3% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $1,366,079.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($1.6M) Expenses 100 ($1.8M) Net assets 100 ($2.2M)2018 Revenue 91 ($1.5M) Expenses 102 ($1.9M) Net assets 82 ($1.8M)2019 Revenue 90 ($1.5M) Expenses 65 ($1.2M) Net assets 94 ($2.1M)2020 Revenue 81 ($1.3M) Expenses 67 ($1.2M) Net assets 98 ($2.2M)2021 Revenue 77 ($1.3M) Expenses 75 ($1.4M) Net assets 92 ($2.0M)2022 Revenue 87 ($1.4M) Expenses 72 ($1.3M) Net assets 95 ($2.1M)2023 Revenue 92 ($1.5M) Expenses 79 ($1.5M) Net assets 98 ($2.2M)2024 Revenue 89 ($1.4M) Expenses 74 ($1.4M) Net assets 102 ($2.3M)
'17'18'19'20'21'22'23'24
Revenue (89)Expenses (74)Net assets (102)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $28M to $30M (+8%).

$28M
$26M
$25M
$27M
$28M
$30M
$30M
$28M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 8 reported years ran a deficit.

−$213k
’17
−$408k
’18
$270k
’19
$97k
’20
−$137k
’21
$77k
’22
$55k
’23
$84k
’24
88
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

George Creel

Chairman

As listed on its FY2024 Form 990.

'17'18'19'20'21'22'23'24
Listed99999999
Joined·+2+1+0+0+1+0+2
No longer listed·2100102
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Funder
'21
total
funders
1

1 of 1 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 100% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of UNITED CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of UNITED CREDIT UNION's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Too little is directly attributable to place on a map.

Funder states come from each funder’s own filing. $6k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like UNITED CREDIT UNION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Texas

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

100% of spending goes to programs.

Program 100%Management 0%Fundraising 0%

Governance

7
board members
100%
independent
✓Conflict-of-interest policy–Whistleblower policy✓Document retention–Board reviewed the 990–Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for UNITED CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds UNITED CREDIT UNION?
UNITED CREDIT UNION (Texas) receives grants from 1 organization whose IRS filings report $5,882 to it, the largest being Cornerstone Credit Union Foundation ($5,882). 0 of them have funded it in more than one year, and 100% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does UNITED CREDIT UNION have?
IRS filings report 1 organization giving $5,882 in grants to UNITED CREDIT UNION.
Who is the largest funder of UNITED CREDIT UNION?
Cornerstone Credit Union Foundation is the largest funder on record, with $5,882 in grants. The full list of funders is on this page.
How can an organization like UNITED CREDIT UNION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Texas. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds United Credit Union →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing