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Illinois · Nonprofit

EARTHMOVER CREDIT UNION

EARTHMOVER CREDIT UNION (Illinois) receives grants from 1 organization whose IRS filings report $5,760 to it, the largest being ILLINOIS CREDIT UNION FOUNDATION ($5,760). 0 of them have funded it in more than one year.

Revenue FY2025
$28M
Funders on record
1
Grants received
$6k
Net assets
$82M
0/1 repeat funders
01What it does

What Earthmover Credit Union does

Mission

We are a member owned financial institution existing to provide members quality products and exceptional service, while maintaining competitive rates and strong capital.

As stated on its FY2025 Form 990.

Programs

  1. Provided credit union services to 31,213 members including 2,296 new member accounts.

  2. Issued 2,924 new loans and loan advances, totaling $42,806,694.

  3. Provided 18,103 checking services to members, including debit card services to 15,665 members.

  4. Other program services: Provided $5,629,496 in new home equity services to members; 445 home equity line of credit advances and 113 home equity closed end loans. Provided new mortgage services to 64 members, totaling $12,152,433. Provided VISA credit cards to 11,774 members; issued 442 new VISA credit cards. Financed 1,141 vehicles and 1,195 consumer loans, including 59 indirect loans. Provided 2,360,143 ATM transactions. Provided audio response to 3,821 members, online banking/bill payment internet access to 21,869 members, e-statement access to 13,124 members, mobile banking access to 20,615 members. Provided IRA accounts to 579 members. Provided consumer and credit union education directly to 19 and indirectly to about 2,654 students.

The 4 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $0.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($15M) Expenses 100 ($11M) Net assets 100 ($46M)2018 Revenue 108 ($16M) Expenses 110 ($12M) Net assets 108 ($49M)2019 Revenue 117 ($17M) Expenses 121 ($13M) Net assets 119 ($55M)2020 Revenue 113 ($17M) Expenses 115 ($12M) Net assets 130 ($59M)2021 Revenue 116 ($17M) Expenses 118 ($13M) Net assets 135 ($61M)2022 Revenue 124 ($18M) Expenses 126 ($14M) Net assets 114 ($52M)2023 Revenue 147 ($22M) Expenses 152 ($16M) Net assets 132 ($60M)2024 Revenue 191 ($28M) Expenses 205 ($22M) Net assets 156 ($71M)2025 Revenue 194 ($28M) Expenses 209 ($23M) Net assets 179 ($82M)
'17'18'19'20'21'22'23'24'25
Revenue (194)Expenses (209)Net assets (179)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $340M to $388M (+14%).

$260M
$272M
$293M
$340M
$388M
$376M
$381M
$424M
$456M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$3.9M
’17
$3.9M
’18
$4.0M
’19
$4.1M
’20
$4.3M
’21
$4.5M
’22
$5.2M
’23
$5.8M
’24
$5.8M
’25
33
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Kelly McDonough

CEO/President

Board chair

Ronald Westphal

Chair of the Board

As listed on its FY2025 Form 990.

The chief executive listed changed between the FY2018 and FY2019 filings.

'17'18'19'20'21'22'23'24'25
Listed131316151920202123
Joined·+0+5+1+4+1+2+2+3
No longer listed·02200211
03Who funds it

Who funds it, year by year

Grant support over time, funder by funder — shade shows the grant size each year.

Funder
'24*
total
funders
1

From the IRS filings of EARTHMOVER CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

100% of EARTHMOVER CREDIT UNION's grant income comes from Illinois funders.

IL

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like EARTHMOVER CREDIT UNION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Illinois

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Governance

9
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Screen this organization

A dated, signed PDF of the compliance screen for EARTHMOVER CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds EARTHMOVER CREDIT UNION?
EARTHMOVER CREDIT UNION (Illinois) receives grants from 1 organization whose IRS filings report $5,760 to it, the largest being ILLINOIS CREDIT UNION FOUNDATION ($5,760). 0 of them have funded it in more than one year.
How many funders does EARTHMOVER CREDIT UNION have?
IRS filings report 1 organization giving $5,760 in grants to EARTHMOVER CREDIT UNION.
Who is the largest funder of EARTHMOVER CREDIT UNION?
ILLINOIS CREDIT UNION FOUNDATION is the largest funder on record, with $5,760 in grants. The full list of funders is on this page.
How can an organization like EARTHMOVER CREDIT UNION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Illinois. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing