Ohio · Nonprofit
EMERALD CREDIT UNION
EMERALD CREDIT UNION (Ohio) receives grants from 1 organization whose IRS filings report $42,176 to it, the largest being OHIO CREDIT UNION FOUNDATION ($42,176). 1 of them have funded it in more than one year.
- Revenue FY2024
- $2.1M
- Funders on record
- 1
- Grants received
- $42k
- Net assets
- $3.3M
What Emerald Credit Union does
Mission
To provide lending, savings, and other financial services to its qualifying members at terms generally better than available in the marketplace and with a service-based emphasis that recognizes the members' status as owners.
As stated on its FY2024 Form 990.
Programs
Dividends and interest paid to members on approximately 6,457 deposit accounts held by approximately 3,474 members.
Direct labor and employee benefit costs incurred providing savings deposit services, originating new loans and servicing the loan portfolio for members.
Provision for loan loss expense for member loans.
The 3 programs described on its FY2025 Form 990, listed largest first by expense.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $38M to $35M (−8%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2022 12%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 5 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Lindsay Andexler
CEO
As listed on its FY2025 Form 990.
Who funds it, year by year
2019 → 2023: the base held at 1 funder, grant income rose $6k → $26k.
From the IRS filings of EMERALD CREDIT UNION’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
100% of EMERALD CREDIT UNION's grant income comes from Ohio funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Government funding EMERALD CREDIT UNION receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $300k on record.
- Department of the Treasury$300k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like EMERALD CREDIT UNION
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Ohio
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Governance
Screen this organization
A dated, signed PDF of the compliance screen for EMERALD CREDIT UNION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds EMERALD CREDIT UNION?
- EMERALD CREDIT UNION (Ohio) receives grants from 1 organization whose IRS filings report $42,176 to it, the largest being OHIO CREDIT UNION FOUNDATION ($42,176). 1 of them have funded it in more than one year.
- How many funders does EMERALD CREDIT UNION have?
- IRS filings report 1 organization giving $42,176 in grants to EMERALD CREDIT UNION, 1 of which have funded it in more than one year.
- Who is the largest funder of EMERALD CREDIT UNION?
- OHIO CREDIT UNION FOUNDATION is the largest funder on record, with $42,176 in grants. The full list of funders is on this page.
- How can an organization like EMERALD CREDIT UNION find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Ohio. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Emerald Credit Union →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing