Florida · Nonprofit
EARN TO LEARN FL INC
EARN TO LEARN FL INC (Florida) receives grants from 16 organizations whose IRS filings report $594,671 to it, the largest being UNITED WAY SUNCOAST INC ($155,000). 9 of them have funded it in more than one year.
- Revenue FY2023
- $987k
- Funders on record
- 16
- Grants received
- $595k
- Net assets
- $0
What Earn to Learn Fl Inc does
Mission
Earn to learn fl's mission is to empower income challenged students to successfully complete college, based on matched savings for education, near peer coaching, and personal financial training.
As stated on its FY2023 Form 990.
Programs
Matched savings for education: students and their families who income- qualify are eligible to apply for a 1,3,or 4-year tuition scholarship upon completing personal finance training and opening a florida 529 savings account. The funds - etlfl matched savings for education scholarship plus florida 529 savings account - are used for tuition, books, fees, and other approved educational related expenses at a florida state university, college, or career and technical education center. Earn to learn fl leveraged a modest 100,000 u.s. Department of health & human resources (assets for independence) grant in 2016 into a viable and scalable program. Since then, etlfl has raised over 1.8 million in individual corporate, and academic institution philanthropy in florida to provide annually renewable matched savings for education scholarships to 125+ eligible students, with additional future student scholarships in inventory purchased and leveraged through partnership with the florida prepaid college foundation. In addition to scholarship funding, the eligible etlfl students will aim to save over 250,000 to invest in their education through fl 529 accounts, with additional 529 savings…
$251,625 spentof which $204,955 as grants42% of program spendingNear peer coaching for postsecondary success: etlfl trains and deploys near peer coaches to support income challenged students in the areas of postsecondary access, personal finance training, and career planning. Near peer coaches support student preparation and success strategies to successfully pursue their higher education. Etlfl recruits, trains, and deploys near peer success coaches (americorps members) to provide near-peer interventions to disadvantaged high school students and first-generation college students. By the end of each program year (august 1 - july 31), the near peer success coaches are responsible for providing individual higher education advisory interventions to students to successfully complete 1) personal finance training, 2) career plan development, 3) college and majors list development, 4) postsecondary application strategy, and 5) scholarship and financial aid strategy. The near peer success coaches also leverage career guidance counselors engaged in implementing college and career fairs, conducting group workshops, and facilitating college visits to a broader population of students at each partner service site. Each year, opportunities to earn etlfl…
$350,053 spent58% of program spending
The 2 programs described on its FY2022 Form 990, listed largest first by expense. Program spending in total: $601,678.
The organization over time
Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $2.1M to $0 (−100%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2020 5% · 2021 12%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 5 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Brenda Tate
CEO
Board chair
Lisa Simington
Chair
As listed on its FY2023 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 2 funders to 4 funders, grant income rose $28k → $41k.
11 of 16 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 44% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of EARN TO LEARN FL INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
EARN TO LEARN FL INC leans on a few funders — its largest provides 26% of grant income and the top three 69%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
96% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund EARN TO LEARN FL INC.
Largest funder’s share by year: 2017 73% · 2018 50% · 2019 33% · 2020 65% · 2021 48% · 2022 46% · 2023 69% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
25% of EARN TO LEARN FL INC's funders are still giving 3 years after their first grant; 56% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
93% of EARN TO LEARN FL INC's grant income comes from Florida funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $259k arriving through sponsors registered in 7 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Organizations like EARN TO LEARN FL INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Florida
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
94% of spending goes to programs.
Governance
Public support
93%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Screen this organization
A dated, signed PDF of the compliance screen for EARN TO LEARN FL INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds EARN TO LEARN FL INC?
- EARN TO LEARN FL INC (Florida) receives grants from 16 organizations whose IRS filings report $594,671 to it, the largest being UNITED WAY SUNCOAST INC ($155,000). 9 of them have funded it in more than one year.
- How many funders does EARN TO LEARN FL INC have?
- IRS filings report 16 organizations giving $594,671 in grants to EARN TO LEARN FL INC, 9 of which have funded it in more than one year.
- Who is the largest funder of EARN TO LEARN FL INC?
- UNITED WAY SUNCOAST INC is the largest funder on record, with $155,000 in grants. The full list of funders is on this page.
- How can an organization like EARN TO LEARN FL INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Florida. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Earn to Learn Fl →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2023 (financials across 2018–2023), and the filings of 16 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing