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Tennessee · Nonprofit

CUMBERLAND RIVER COMPACT INC

CUMBERLAND RIVER COMPACT INC (Tennessee) receives grants from 55 organizations whose IRS filings report $4,802,245 to it, the largest being THE COMMUNITY FOUNDATION OF MIDDLE TENNESSEE INC ($1,412,473). 33 of them have funded it in more than one year.

Revenue FY2025
$9.6M
Funders on record
55
Grants received
$4.8M
Net assets
$8.1M
33/55 repeat funderspeak grant-dependency 74%
01What it does

What Cumberland River Compact Inc does

Mission

To enhance the health and enjoyment of the cumberland river and its tributaries through education, collaboration and action.

As stated on its FY2025 Form 990.

Programs

  1. Stream restoration projects strive to improve water quality by restoring streams and waterways throughout the cumberland river basin. The organization also operates a compensatory mitigation stream restoration in-lieu fee (ilf) program whose purpose is to satisfy compensatory mitigation requirements for permits issued under the clean water act. The objectives of this program are to implement effective stream restoration, enhancement, establishment and preservation projects to compensate for the loss of ecological functions affected by permitted activities.

    $3,061,804 spent$4,499,710 earned by the program
    54% of program spending
  2. Urban waters works to improve infrastructure of stormwater runoff by planting trees and building rain gardens.

    $2,108,963 spent$2,711,963 earned by the program
    37% of program spending
  3. Outreach and education is achieved through special school programs and regular river talk programs which seek to educate the public about watershed stewardship.

    $225,443 spent$123,927 earned by the program
    4% of program spending
  4. Other program services, not described on the e-filed return.

    $277,324 spent$770,653 earned by the program
    5% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $5,673,534.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($951k) Expenses 100 ($1.0M) Net assets 100 ($1.8M)2018 Revenue 141 ($1.3M) Expenses 149 ($1.5M) Net assets 92 ($1.7M)2019 Revenue 171 ($1.6M) Expenses 142 ($1.4M) Net assets 103 ($1.9M)2020 Revenue 193 ($1.8M) Expenses 172 ($1.7M) Net assets 108 ($2.0M)2021 Revenue 246 ($2.3M) Expenses 166 ($1.7M) Net assets 145 ($2.7M)2022 Revenue 332 ($3.2M) Expenses 318 ($3.2M) Net assets 143 ($2.6M)2023 Revenue 488 ($4.6M) Expenses 425 ($4.3M) Net assets 163 ($3.0M)2024 Revenue 890 ($8.5M) Expenses 665 ($6.7M) Net assets 276 ($5.1M)2025 Revenue 1008 ($9.6M) Expenses 664 ($6.7M) Net assets 438 ($8.1M)
'17'18'19'20'21'22'23'24'25
Revenue (1008)Expenses (664)Net assets (438)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $19M to $35M (+83%).

$1.9M
$1.9M
$8.2M
$15M
$18M
$19M
$35M
$33M
$36M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 19% · 2018 14% · 2019 6% · 2020 10% · 2021 13% · 2022 11% · 2023 3% · 2024 2% · 2025 3%. Grants only. Government contracts and fees sit inside program revenue.

15% of CUMBERLAND RIVER COMPACT INC’s revenue is contributions — more earned-revenue than three-quarters of its peers (88% for the typical peer).

This organization
Typical peer · 2,293 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 9 reported years ran a deficit.

−$53k
’17
−$153k
’18
$201k
’19
$108k
’20
$672k
’21
−$38k
’22
$372k
’23
$1.8M
’24
$2.9M
’25
52
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Mekayle Houghton

Executive director

Board chair

Chris Cannon

Chair

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed232425232428262621
Joined·+3+7+1+6+10+8+3+2
No longer listed·263561037
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 14 funders to 23 funders, grant income fell $705k → $381k.

12 of 55 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 42% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of CUMBERLAND RIVER COMPACT INC’s funders (the co-funder graph). Top 30 of 55 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

CUMBERLAND RIVER COMPACT INC has a broad base — no single funder exceeds 29% of grant income, and it takes 3 funders to reach half.

the vertical line marks half of all grant income — 3 funders to its left

79% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CUMBERLAND RIVER COMPACT INC.

29%
largest funder
56%
top three
~7
effective funders

Largest funder’s share by year: 2017 30% · 2018 49% · 2019 69% · 2020 89% · 2021 44% · 2022 22% · 2023 26% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

47% of CUMBERLAND RIVER COMPACT INC's funders are still giving 3 years after their first grant; 60% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

CUMBERLAND RIVER COMPACT INC draws 70% of its grant income from funders outside Tennessee, across 11 states in all.

NY
OR
CA
NE
VA
TN
NC
DC
OK
AL
GA

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Tennessee out of state home

Funder states come from each funder’s own filing. $2.0M arriving through sponsors registered in 10 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

CUMBERLAND RIVER COMPACT INC runs a healthier operating margin than three-quarters of the 1,074 environment nonprofits its size.

Operating margin30% · top quartile
Months of reserve52.2mo · top quartile
Revenue growth (annualized)33% · top quartile

this organization peer median middle 50% of peers· 1,074 environment nonprofits $1M–$10M, FY2025

Government funding CUMBERLAND RIVER COMPACT INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $228k on record.

Federal$228k
grants $228kcontracts $0
17
24
Top agencies
  • Department of Agriculture$178k
  • Department of the Interior$50k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like CUMBERLAND RIVER COMPACT INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Tennessee

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

85% of spending goes to programs.

Program 85%Management 12%Fundraising 3%

Governance

21
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

81%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

TN

Screen this organization

A dated, signed PDF of the compliance screen for CUMBERLAND RIVER COMPACT INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds CUMBERLAND RIVER COMPACT INC?
CUMBERLAND RIVER COMPACT INC (Tennessee) receives grants from 55 organizations whose IRS filings report $4,802,245 to it, the largest being THE COMMUNITY FOUNDATION OF MIDDLE TENNESSEE INC ($1,412,473). 33 of them have funded it in more than one year.
How many funders does CUMBERLAND RIVER COMPACT INC have?
IRS filings report 55 organizations giving $4,802,245 in grants to CUMBERLAND RIVER COMPACT INC, 33 of which have funded it in more than one year.
Who is the largest funder of CUMBERLAND RIVER COMPACT INC?
THE COMMUNITY FOUNDATION OF MIDDLE TENNESSEE INC is the largest funder on record, with $1,412,473 in grants. The full list of funders is on this page.
How can an organization like CUMBERLAND RIVER COMPACT INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Tennessee. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Cumberland River Compact →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 55 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing