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Tennessee · Nonprofit

MID-CUMBERLAND COMMUNITY ACTION AGENCY

MID-CUMBERLAND COMMUNITY ACTION AGENCY (Tennessee) receives grants from 5 organizations whose IRS filings report $87,372 to it, the largest being UNITED WAY OF MIDDLE TENNESSEE INC ($53,987). 3 of them have funded it in more than one year.

Revenue FY2025
$36M
Funders on record
5
Grants received
$87k
Net assets
$6.9M
3/5 repeat funderspeak grant-dependency 1%
01What it does

What Mid-Cumberland Community Action Agency does

Mission

To help families/individuals toward self-sufficiency by providing comprehensive services in collaboration with local, state, and federal resources.

As stated on its FY2025 Form 990.

Programs

  1. Us dhs head start program provides benefits to pre-school children from low-income families through services including education social services, parental involvement, nutrition, dental, physical & mental health and those with disabilities - served 653 individuals from 573 households.

    $11,645,723 spent$12,819,107 earned by the program
    37% of program spending
  2. Eviction prevention program provides assistance with rental payments to low-income individuals or families. Served 4,798 individuals from 1,994 households.

    $10,204,232 spentof which $9,215,690 as grants$10,288,338 earned by the program
    32% of program spending
  3. Low-income home energy assistance provides benefits to low-income families through assistance with home energy costs - served 15,745 individuals from 7,025 households.

    $6,405,762 spentof which $5,264,549 as grants$6,498,281 earned by the program
    20% of program spending
  4. Community services block grant provides benefits to low-income households through various forms of financial educational assistance including emergencies & shelter, nutrition, health, self-sufficiency and linkages with other programs - served 1,516 individuals from 716 households.

    $1,181,224 spentof which $119,700 as grants$1,223,459 earned by the program
    4% of program spending
  5. Emergency food assistance program provides food to low-income families - served 4,708 individuals from 2,530 households.

    $740,106 spentof which $510,788 as grants$751,235 earned by the program
    2% of program spending
  6. Child and adult care food program provides meals for head start program recipients - served 653 individuals.

    $379,795 spent$382,338 earned by the program
    1% of program spending
  7. State and local assistance to provide assistance in the community - served 365 individuals from 118 households.

    $328,865 spentof which $52,946 as grants$69,990 earned by the program
    1% of program spending
  8. Temporary assistance for needy families provides cash assistance and support to low-income families with children. Served individuals from households.

    $198,292 spentof which $3,524 as grants$213,537 earned by the program
    1% of program spending
  9. Weatherization assistance program provides benefits to low-income individuals or families through assistance with structural and residential improvements to their homes to conserve energy and reduce heat loss - served 6,329 individuals from 2,518 households.

    $173,166 spentof which $22,155 as grants$182,595 earned by the program
    1% of program spending
  10. Various program services to help local organizations address communitiy needs - served 365 individuals frin 118 households.

    $85,936 spentof which $52,896 as grants$85,936 earned by the program
    0% of program spending
  11. Emergency food and shelter program - to provide shelter, food and supportive services to individuals and families at risk of or is experiencing or hunger,and/or homelessness - served 206 individuals from 77 households.

    $77,915 spent$77,915 earned by the program
    0% of program spending

The 11 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $31,421,016.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($15M) Expenses 100 ($15M) Net assets 100 ($1.6M)2018 Revenue 102 ($15M) Expenses 104 ($16M) Net assets 90 ($1.4M)2019 Revenue 109 ($16M) Expenses 111 ($16M) Net assets 87 ($1.4M)2020 Revenue 57 ($8.5M) Expenses 58 ($8.7M) Net assets 35 ($562k)2021 Revenue 92 ($14M) Expenses 89 ($13M) Net assets 162 ($2.6M)2022 Revenue 107 ($16M) Expenses 107 ($16M) Net assets 172 ($2.8M)2023 Revenue 126 ($19M) Expenses 125 ($19M) Net assets 184 ($2.9M)2024 Revenue 153 ($23M) Expenses 150 ($22M) Net assets 229 ($3.7M)2025 Revenue 240 ($36M) Expenses 221 ($33M) Net assets 429 ($6.9M)
'17'18'19'20'21'22'23'24'25
Revenue (240)Expenses (221)Net assets (429)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $6.4M to $13M (+104%).

$2.5M
$2.1M
$2.6M
$1.6M
$4.2M
$5.5M
$5.6M
$6.4M
$13M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 96% · 2018 97% · 2019 96% · 2020 99% · 2021 99% · 2022 100% · 2023 99% · 2024 96% · 2025 91%. Grants only. Government contracts and fees sit inside program revenue.

100% of MID-CUMBERLAND COMMUNITY ACTION AGENCY’s revenue is contributions — more reliant on donations than three-quarters of its peers (21% for the typical peer).

This organization
Typical peer · 3,400 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 9 reported years ran a deficit.

$132k
’17
−$167k
’18
−$49k
’19
−$191k
’20
$463k
’21
$158k
’22
$226k
’23
$717k
’24
$3.2M
’25
0.3
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

Ray Render

Chairman

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed182323181916151819
Joined·+13+2+6+8+2+5+6+1
No longer listed·821175630
03Who funds it

Who funds it, year by year

2019 → 2022: the base held at 1 funder, grant income rose $0 → $4k.

1 of 5 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 0% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of MID-CUMBERLAND COMMUNITY ACTION AGENCY’s funders (the co-funder graph). Top 4 of 5 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

MID-CUMBERLAND COMMUNITY ACTION AGENCY leans on a few funders — its largest provides 62% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

73% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund MID-CUMBERLAND COMMUNITY ACTION AGENCY.

62%
largest funder
100%
top three
~2
effective funders

Largest funder’s share by year: 2020 85% · 2021 80% · 2022 100% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

73% of MID-CUMBERLAND COMMUNITY ACTION AGENCY's grant income comes from Tennessee funders.

TN
NC

In-state vs out-of-state, by year

’20
’21
’22
Tennessee out of state home

Funder states come from each funder’s own filing. $10 arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

MID-CUMBERLAND COMMUNITY ACTION AGENCY has grown faster than three-quarters of the 2,297 human services nonprofits its size.

Operating margin9% · above the median
Months of reserve0.3mo · bottom quartile
Revenue growth (annualized)12% · top quartile

this organization peer median middle 50% of peers· 2,297 human services nonprofits $10M–$100M, FY2025

Government funding MID-CUMBERLAND COMMUNITY ACTION AGENCY receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $110.2M on record.

Federal$110.2M
grants $110.2Mcontracts $0
17
18
19
20
21
22
23
24
25
26
Top agencies
  • Department of Health and Human Services$110.2M

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like MID-CUMBERLAND COMMUNITY ACTION AGENCY

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Tennessee

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

95% of spending goes to programs.

Program 95%Management 5%Fundraising 0%

Governance

17
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for MID-CUMBERLAND COMMUNITY ACTION AGENCY: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds MID-CUMBERLAND COMMUNITY ACTION AGENCY?
MID-CUMBERLAND COMMUNITY ACTION AGENCY (Tennessee) receives grants from 5 organizations whose IRS filings report $87,372 to it, the largest being UNITED WAY OF MIDDLE TENNESSEE INC ($53,987). 3 of them have funded it in more than one year.
How many funders does MID-CUMBERLAND COMMUNITY ACTION AGENCY have?
IRS filings report 5 organizations giving $87,372 in grants to MID-CUMBERLAND COMMUNITY ACTION AGENCY, 3 of which have funded it in more than one year.
Who is the largest funder of MID-CUMBERLAND COMMUNITY ACTION AGENCY?
UNITED WAY OF MIDDLE TENNESSEE INC is the largest funder on record, with $53,987 in grants. The full list of funders is on this page.
How can an organization like MID-CUMBERLAND COMMUNITY ACTION AGENCY find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Tennessee. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Mid-Cumberland Community Action Agency →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 5 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing